Policy Issues Page Content Trending Policy Issues ATR/QM Rules The CFPB’s “final” Ability-to-Repay/Qualified Mortgage rules will fundamentally alter the mortgage lending business. See the latest developments. Credit Union Competition It’s time to end the credit union industry’s outdated, Depression-era tax exemption. Find out why. Basel III Regulators listened and improved parts of their final Basel III rules. Learn more. GSE Reform Efforts are underway to revamp the nation’s housing finance system. Read how ABA is shaping the debate. Loan Originator Compensation The CFPB modified its final rule to address some of ABA’s concerns. Read the latest developments. Issues Index (A-Z) ABA experts analyze and engage in dozens of issues affecting banks. View a list TrendingImage Dodd-Frank Tracker ABA on the Issues Comment Letters Letters to Congress & Regulators Testimony Regulatory Proposals Issues Index (A-Z) ABA tracks more than 60 issues in the banking industry. We cover the issues important to you. Looking for Policy Archives? ABA Archives section includes information on important policy issues from past years. MEMBERS ONLY QUESTIONS? Contact an ABA Staff Expert ABA staff experts are the go-to source for bankers, policy makers, and media for credible information and insights on the banking industry. Featured Resources A Strategic Guide to the ATR/QM Rules Download a copy The Changing Face of the Payments System: A Policymaker's Guide to Important Issues Download a copy 2013 Key Issues for Congress Educate policy makers about the banking industry's current key issues ABA Dodd-Frank Tracker Get the latest on Dodd-Frank ABA Washington Perspective Subscribe for weekly legislative and regulatory updates The Business of Banking: What Every Policy Maker Needs to Know A review of banking basics to help inform effective policy decisions ABIA Bank-Insurance Connection A blog for banks that sell insurance
