ABA Policy Positions / Issues Index

ABA 2013 Priorities

The following priorities reflect the diverse and forward-looking agenda of the American Bankers Association. Our member banks pursue progressive, entrepreneurial and service-oriented strategies to provide financial services to benefit their customers and communities. These policies are designed to help bankers achieve their goals by maximizing the operating flexibility and business options available to them while reducing federal regulatory burdens. 

View all issue information and resources.

Issues

• Ability-to-Pay/Qualified Mortgages
• Accounting Resources for the IASB/FASB Financial Instruments Project
• Allowance for Loan and Lease Losses (ALLL)
• Anti-Money Laundering
• Appraisals
• Bank Acquisitions / Resolutions / Receiverships
• Basel III 
• Captive Insurance
• Community Reinvestment Act
• Conclusive Presumption of Worthlessness
• Corporate Account Takeover
• Credit Insurance and Debt Protection Products
• Credit Union Competition
• Distributed Denial of Service (DDoS) / OpUSA Attacks
• Dodd-Frank Act Resources
• Eminent Domain
• Estate and Gift Tax
• Examination Review / Appeals Process
• Fair Value Accounting
• Farm Credit System
• FDIC Premiums
• Flood Insurance
• Foreign Activity Tax Compliance Act (FATCA)
• Garnishment
• Government Sponsored Enterprises
• Health Savings Account
• High-Cost Mortgages
• Identity Theft
• Industrial Loan Companies
• Interchange
• Lender-Placed Insurance
• Liquidity & Capital Standards
• Loan Originator Compensation
• Non Resident Alien Bank Deposit Interest Payment Reporting
• Overdraft Protection Programs
• Payments Systems
• Prepaid Cards
• Producer Licensing Modernization
• QRM/Risk Retention
• Qualified Mortgage Points & Fees
• Regulatory Burden
• 2008 RESPA Reform Regulation
• Securities Activities
• Security in Electronic Banking
• Servicing
• Small Business Access to Capital
• Small Business Lending Fund
• Terrorism Risk Insurance Act
• Unfair and Deceptive Acts and Practices