Insurance through your employer

Coverage, savings and service

From small startups to large corporations, we work with Michigan employers to give their employees a variety of health care options.

Member resources

Already a member? What would you like to do?

• Access health and wellness programs designed to keep you healthy.
• Find a doctor, pharmacy or facility.
• Learn about prescription drug coverage.
• Learn about referrals and prior authorizations.
• Understand your Explanations of Benefits Statements.

Access your exclusive member resources

Log in for personalized resources, such as:

• Benefit coverage policies
• Digital ID cards
• Electronic Explanation of Benefits Statements (called EOBs) and claims records
• Medical cost estimates and comparisons with our Health Care Cost Estimator tool
• All of your referral authorizations

Health plan basics and services

We offer a variety of health plans for Michigan employees and their families throughout eastern and southeast Michigan. You’re never far from a HAP-network provider.

•    Learn about plan basics, including our plan types and what we cover. Your specific benefits depends on the plans your employer offers through HAP.

•    With our Health Engagement program, you could even save money on your premiums by making healthy lifestyle choices.

     Find out more about our service area and Health Engagement program.

•    As part of our health plans, your dependents ages 5 to 26 who live away from home are fully covered while they go to school. Get peace of mind with our Students Away at School Program.

Save money with the Henry Ford Choice network

If you’re a resident of Macomb or Wayne County – or parts of Oakland County, you could save money on insurance by choosing the Henry Ford Choice network.

Members who take advantage of this network get integrated, high-quality care from doctors and specialists within the Henry Ford system while saving up to 20 percent on monthly premiums.

Find out more about the Henry Ford Choice network.

Prescription coverage

Most of our employer-provided health plans include coverage for prescription medications. We provide information about how to understand copay amounts, what drugs are covered and how to use prescription benefits.

Learn about our prescription coverage.

Member discounts and services

We offer our members exclusive opportunities to manage and save on their health care.

•    Through our Member Discounts program, you can save on health and wellness items, services and activities.

•    You can use your smartphone to manage your health with our HAP OnTheGo mobile app.

•    You can also get travel assistance when you’re away from home.

Take advantage of discounts and services for HAP members.

Live a healthier life

Health plans should be about more than doctors and copays. That’s why we provide educational member events to promote healthy lifestyles. We also give our members tools and resources to manage their health, maintain a healthy weight, stop smoking and more.

Take advantage of these member programs.

Need more information?

Talk to your employer about how to enroll in HAP plan. If you have questions, contact us.