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previous questions
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Q
i want to investment in 60 lacs invest in mutual fund and i accept 16 percentage return per year my goal after 10 years 2.80crs what is possible please true guide
AOur observation over the last 10 years suggests that large cap funds and multi cap funds on an average have delivered a CAGR to the tune of ...
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Q
How to Buy Mutual fund And getting regular returns
AYou can buy mutual funds either through online platforms or you can take the help of Financial Advisors who will help you with investing in ...
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I am planning to invest a lumspum of Rs 10000 in Mutual Fund for 2 years horizon. Please suggest me some good funds which will provide me maximum returns. I am ready to bear the risk. Would appreciate your advises. Thanks
AConsidering the time horizon and willingness to bear risk, we recommend you to invest through Systematic Transfer Plan (STP). Initially your...
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Q
I have some 35Lakhs worth mutual fund and 15Lakhs Bank fixed deposit. Am thinking to withdraw around 30-35Lakhs and invest in some properties in Kolkata for better return. Please suggest
AYou must invest in SIPs as well or have good stocks which have compounding effect in Return ratios....
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Iwant to buy term insurance plan for 50 lacs.Kindly suggest which one to buy i am mainly looking between MAX & LIC.
AHello, A term insurance is a pretty straight forward and standard product. Evaluate the claim settlement ratio of the companies. Claim settl...
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Q
It's been a while I'm in a dilemma to buy an Online Term Plan. Aegon Religare claims to be the cheapest online term insurance. I'm a 33-year-old non-smoking male. There 1) i Term Plan for next 27 year for a 1 CR. cover asking for INR 22,809 (including all riders) 2) Another plan from them iReturn Insurance Plan for a 20-year plan (20-year premium paying term) with all riders is coming for 39,594. Which one to go for?
AHello, While buying a term insurance, you must always compare the premium paid with the benefits received. While it is important to minimise...
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HI, which shares should i buy for long term. like i would like to hold for 10 years.
AWe cannot recommend specific stocks on this forum. However, our experience as portfolio managers show us that a portfolio of good quality st...
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Im 18 years of age and i want to earn a crore at 25 how much am i suppose to invest on a monthly basis and where ?
AThis means that if in the next 7 years, you wish to accumulate INR 1 crore, then you will have to save INR 75,770 on a monthly basis. Here w...
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Please guide me on best Mutual Funds for tax savings with good returns and avg risk for tax saving of 1 lakh amount
AOur recommended top performing tax saving funds are Axis Long Term Equity Fund, ICICI Prudential Tax Plan and Reliance Tax Saver (ELSS) Fund...
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I am 40 years old working in private company. Want to invest open ended fund Rs. 2000 per month. Kindly suggest
AMutual Funds are ideal investment options especially for regular investments. We recommend investing your funds in a Large Cap Equity Fund w...
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i have been investing in the follwoing MF for the past one year should i contiune or switch to other funds. 1 Axis equity fund direct(g) 2 Axis gold fung direct (g) 3 Birla Sun Life Dynamic Bond Fund - Retail Plan dirct (g) 4HDFC Mid-Cap Opportunities Fund (G) 5 ICICI Prudential Dynamic Plan - Direct Plan (G) 6 ICICI Prudential Top 200 Fund (G) advice if i have to switch, all are for long term
AAll the schemes look fine and you may continue. The amount that you invest in respective schemes is not known, so just make sure you have al...
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Guaranteed income plan or bank fd
AIn both these options the returns is a big set back. Guaranteed Income insurance plans are not able to fetch higher returns and at times eve...
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pl advice for a monthly income of 30000.00
AFirstly you need to determine what portion of your income you are willing to set aside on a monthly basis towards your investments. Once you...
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hii, I am 29 years old recently started investing.I am planning 5000 per month investment in SIPs. I am planning for long term growth plan aimimg for 15-20 years. please suggest me some good funds to invest
AIf you are an aggressive investor, you can consider the following funds for your SIP. BSL Frontline Equity Fund (INR 2000) Kotak Select Fo...
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I want to invest is mutual fund .Please let me know which is the best MF in current mkt which will give me a decent returns.
AI will be able to suggest to you the best funds only after knowing your risk profile, your goals and the time horizon for achieving the same...
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tax savings
AYou can claim expenses incurred while conducting your business like Stationary office rent, expenses and salaries of employees (and freelanc...
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Suppose i form an HUF and transfer my money into it & keep Bank Fixed deposits in the name of HUF so that it comes under lower tax bracket- is my Transfer permissible & allowd/taxable ? If taxable then what is the use of forming HUF?
ATransferring money into an HUF is not as easy as it seems as one cannot just transfer money or assets into the HUF name. HUF Capital can be ...
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i m freelance yoga trainer, and earn around 8 to 9 lacs in a year. do i need to pay any income tax or service tax in 2016, as it is exempted from income tax .
AIndividual Freelancers are taxed under Income Tax Act. Service Tax is charged when value of taxable service exceeds Rs. 10 lac. However, ?Yo...
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i need one lakh rupes lone for my education . but i dont have any modgage please guide me
ATo raise Rs. 1 Lakhs without collateral security should not be difficult as education loans up to Rs 4 lakhs are exempted from any security ...
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Hi, I have booked 01 BHK flat, Possession is in March 2018. I want know the better options of EMI, My target is to pay interest as low as to the Bank. My Flat value is 28L & I want to loan 22 L. Suggest the options, Shall I pay whole EMI from approval of loan? OR after possession. If any other option please suggest. Rohit
AThe longer the duration of a loan, the more amount you will be paying as interest. So if you would like to save on the interest part, choos...
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Vatsal Shah
Head - Wealth Management , Sushil Finance
(19 Jul- 13:00hrs)
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