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April 01, 2018, Sunday
Mediclaim policy: A numbers-driven approach to buying health insurance
Instead of getting confused by the spiel of agents, use parameters like waiting period, claim-settlement ratio and price ...
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April 01, 2018, Sunday
Legacy plan: Whole-life Ulips can be used to bequeath funds outside of Will
In a whole-life Ulip, the sum assured can also be higher than regular Ulips, where it is 10 times the annual premium
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March 29, 2018, Thursday
Tipping Point: Restrictions put on sales of Reliance Small Cap Fund units
Direct investors in equities should focus their research efforts towards other market segments
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March 29, 2018, Thursday
Mediclaim policies cannot be rejected on the basis of assumptions
It can't be assumed that duodenal perforation, the cause of death, was due to alcoholism
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March 29, 2018, Thursday
Banks unwilling to extend loan to new borrowers without credit history
New-to-credit customers should use secured credit cards to build up a track record, or turn to digital lenders and P2P platforms ...
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March 27, 2018, Tuesday
Insurance TPA's licence got suspended? Here is why you need not worry
Ultimately it is the insurer's responsibility to service your policy, and you can always complain to Irdai if issues arise
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March 22, 2018, Thursday
How to ride out volatility in FY19: Don't tinker much with your portfolio
FY19 might be a tough year, as key asset classes aren't providing much comfort. It's best not to tinker too much with your ...
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March 15, 2018, Thursday
Justice through consumer courts: Glass still half full for Indian consumers
While several rulings have strengthened the cause of consumer protection, obtaining justice through consumer courts remains an ...
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February 28, 2018, Wednesday
Banking funds have fallen 7.77% in the past month. Should you be worried?
For investors, it would not be the right time to make any move, either buy or sell
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February 21, 2018, Wednesday
How a pin code can nix your loan even if you have a great CIBIL score
If you live in a locality prone to defaults, your potential lender may not approve you loan despite the fact that you have a good ...
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February 18, 2018, Sunday
Fixed deposits aren't enough, senior citizens must invest in other avenues
The elderly could use the extra Rs 50,000 deduction on interest income, but must also explore instruments like SCSS, PMVVY and ...
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February 15, 2018, Thursday
TDS deduction on capital gains: Play by different rules once you turn NRI
A person moving abroad needs to be aware of the changed taxation and investment norms that apply to him once he becomes an NRI, ...
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February 08, 2018, Thursday
How you can smartly use the systematic exit route to avoid LTCG tax
Just ensure the overall long-term capital gain in a financial year is below Rs one lakh -- you won't be taxed
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January 22, 2018, Monday
Worried your Aadhaar is hacked? Five steps to check authentication history
UIDAI's service is akin to bank passbook entries; you can raise a red flag if you suspect misuse; problem: hacker's identity ...
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December 26, 2017, Tuesday
Mutual funds sahi hain, but...
Small-town investors are being mis-sold MFs, based on past returns and without being told about their potential risks
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November 05, 2017, Sunday
Time to make tax-saving declaration: Don't buy any product in a hurry
Ensure that there is a complete documentation of your investments
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October 15, 2017, Sunday
Positive signals amidst the gloom
Inflation is down, growth is headed for recovery. RIL and subsidiary Jio are on an upswing. Stressed loans, impending job losses ...
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September 10, 2017, Sunday
Investors must beware of potential danger and plan for the future
No given strategy will guarantee the best returns but reasonable strategies will limit losses
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June 17, 2017, Saturday
Being fleeced in name of portfolio costs? Here is how you can beat the fees
If not understood well, portfolio costs can dent your returns significantly in the long term
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June 05, 2017, Monday
GRAPHIC: Make the most of current home loan rates
Shop around and weigh the pros and cons of various offers before deciding on a lender
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April 01, 2018, Sunday
Reduce portfolio volatility by investing across asset classes, says expert
Equities tend to be volatile in the short term but can offer good returns over the long term
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April 01, 2018, Sunday
Write a will to safeguard your child's future, choose the guardian wisely
Appoint a personal guardian, someone to look after the child's financial affairs, and someone to manage any real estate you may ...
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March 29, 2018, Thursday
Mumbai's Andheri East, an attractive destination from investment viewpoint
Andheri East is a mixed land use precinct with some of the most prominent hospitality and industrial developments in its vicinity
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March 29, 2018, Thursday
Is expense ratio the most important criteria while choosing MF schemes?
Average difference in expense ratios between a regular and direct plan is a good 100-120 basis points
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March 28, 2018, Wednesday
Why investors should continue investing in SIPs even in a bear market
SIPs make sense only if invested over the long run. Returns on a short-term SIP are insignificant or volatile
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March 26, 2018, Monday
Credit opportunity funds bet on high-risk bonds to offer better returns
Examine whether you have the appetite for these funds before investing; the high-yielding bonds they buy into are issued by firms ...
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March 15, 2018, Thursday
Regret investing in balanced funds? Adopt a suitable exit strategy
When shifting, try to minimise the tax burden arising from this step
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February 28, 2018, Wednesday
Get close to nature at affordable prices
Property price appreciation has been significant at Ambegaon as compared to many other locations
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February 27, 2018, Tuesday
Don't sell off in a hurry, find out why the promoter has pledged shares
While pledging is usually a sign of financial distress, sometimes the promoter may be raising capital he can deploy for ...
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February 19, 2018, Monday
No SIP, tough midway exits and now LTCG tax take shine off Closed-end funds
Long-term investors should opt for an open-ended fund where they have to pay 10% LTCG tax only once when they are close to their ...
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February 15, 2018, Thursday
Small savings: The holy cow few finance minister would want to touch
While they've all wanted to trim the basket of benefits that PPF offered, they've remained wary of public wrath
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February 12, 2018, Monday
Seniors seeking regular income should switch to debt funds from balanced
Younger investors who invested in balanced funds after understanding their risks and with a long-term horizon should continue to ...
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January 29, 2018, Monday
HNIs are actively targeting companies at pre-IPO stage for hefty returns
They can earn super-normal profits, but any delay in the offer would mean a longer holding period
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January 22, 2018, Monday
Sensex at 35,000: Existing investors should take some profit off the table
Book profits, wait for opportunities and, in general, have fun while the going is good
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November 08, 2017, Wednesday
Needed: A retail borrowers' union to stop banks from cheating customers
As the RBI's Internal Committee report shows, both public and private sector banks have been cheating hapless customers
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October 24, 2017, Tuesday
Consumer forums aren't for everyone
Goods and services provided without any consideration are out of ambit of Consumer Protection Act; investors, too, cannot ...
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October 01, 2017, Sunday
Financials: Make or break sector
But, bank NPAs are alarming and NBFCs are a play on pick-up in household consumption
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September 09, 2017, Saturday
Insure your home against natural calamities
Flooding of eastern India this monsoon underscores the need to buy home insurance
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June 08, 2017, Thursday
Why multi-trip travel insurance is better if you're travelling frequently
It works out cheaper than the one-time travel plan if you're going abroad two or three times a year
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May 31, 2017, Wednesday
Don't panic if there's a downgrade in your debt fund
Medium and long-term funds always face credit risk. If you can't stomach volatility, stick to FDs
