News & Analysis on Personal Finance, Insurance, Real Estate

By Life Stage

The “By Life Stage” navigation helps you sort the stories according to the user Age group to read the Relevant Stories. Click on the Relevant Age for Stories

PERSONAL TAX

New ITR form seeks salary break-up, more disclosures from taxpayers

Require taxpayers to report granular details of each transaction
New ITR forms for AY 2018-19: Things you must know before you file returns
To pay or not to pay? Key tax suggestions that you shouldn't ignore
Modi govt's promise on tax terrorism lies in tatters even after 4-year rule
Miss March 31 date to file belated tax return for FY16, risk an I-T notice
» More

INSURANCE

Mediclaim policy: A numbers-driven approach to buying health insurance

Instead of getting confused by the spiel of agents, use parameters like waiting period, claim-settlement ratio and price comparison to make the ...
Legacy plan: Whole-life Ulips can be used to bequeath funds outside of Will
Monitor card usage with smart apps to stave off the cyber thief
Mediclaim policies cannot be rejected on the basis of assumptions
Insurance TPA's licence got suspended? Here is why you need not worry
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EXPERT OPINION

Gold could shine again

It can be a hedge against currency depreciation since prices are forex-denominated
Crude oil holds the key

If prices mitigate, oil marketing companies might become investment-worthy again

LOANS

Banks unwilling to extend loan to new borrowers without credit history

New-to-credit customers should use secured credit cards to build up a track record, or turn to digital lenders and P2P platforms for loans
Caught in a debt trap? Here are a few things you can do to get out of it
Why new home loan borrowers should choose banks over housing finance firms
Citibank launches home loan product linked to an external benchmark
Responsibility with caution: Wife need not be married to husband's debts
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CREDIT CARDS

How cashback works: Smart ways to save when you are shopping online

Websites that compare product prices and offer cashback can help you get attractive deals and discounts

Q&A

Readers' Corner: Financial planning

ELSS is a combination of a tax saving scheme and a great investment idea
Reader's Corner: General Insurance

Medical expenses getting deducted due to limits/cappings under group health policy can be claimed under individual ...

REAL ESTATE

Upcoming and affordable properties in Mumbai's Shil-Thane

Property prices are very attractive to users on a budget, ranging between Rs 4,300-6,600 per sq ft
Home loans need a more stable benchmark
Hard to get capital gains benefit for joint houses
Realty check within budget of Rs 1.5-2 crore
Options for buyers when builder goes bankrupt
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MUTUAL FUNDS

Time to revamp your mutual fund portfolio: What you must keep in mind

Do keep the tax impact and exit load in mind before you take a decision to sell
Is expense ratio the most important criteria while choosing MF schemes?
Why investors should continue investing in SIPs even in a bear market
Credit opportunity funds bet on high-risk bonds to offer better returns
Reader's corner: Mutual Fund
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GOLD

US-China trade war: Move 10% of your portfolio to the yellow metal
The ongoing trade war between the US and China has created uncertainty, which is good for gold, the safe haven asset
Want to lend some stability to your portfolio? Go for gold as a hedge
Hold 10% gold in your portfolio for support as equities may see correction
Investing in gold? Know your 'options' before taking the plunge

» More

FIXED DEPOSITS

Your concierge for financial services

With advances in technology, chatbots can help you transact and seek information much faster than traditional channels
Bank should fully settle FD claims
» More