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Credit mistakes made by the credit experts

8 credit mistakes made by the credit experts

Missed a payment? Carry a balance? Everyday cardholders can learn from credit gaffes made by some of the pros.

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Infographic: 'Us' cards versus 'me' cards

When it comes to nurturing a happy relationship, millennials might want to take a page from the baby boomers' financial book.

In a new survey, TD Bank found that among all Americans, 47 percent reported sharing all of their credit cards, while 37 percent indicated they only have separate accounts. But when breaking down the results for couples who indicated they were extremely or very happy with their significant other, the percent who share all cards jumped to 53 percent.

TD Bank also looked at the card-sharing data across age groups. Millennials, who are under age 35, were the only group to report more card separateness than togetherness.

The findings for the boomer generation, ages 55 and older, almost exactly mirrored those of happy couples, with the “us cards” crowd outnumbering the “me cards” crowd 52 percent to 31 percent.

TD Bank's survey was conducted in July 2016 among 1,902 Americans age 18 and older who were currently in a relationship. Weighted by age, gender and region to reflect the U.S. population, the findings were released Sept. 12.

Infographic: 'Us' cards versus 'me' cards

See related: How cohabitating couples can protect themselves financially, 6 credit card rules for newlyweds, How couples can pool miles, transfer points for award travel, More infographics


'Your Business Credit'
Q&A with Elaine Pofeldt

Ways to avoid paying
utility bill convenience fees

Your Business Credit expert Elaine Pofeldt

Autopay from your bank account or pay by check to avoid these fees.
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CreditCards.com reviews
of travel cards

Travel card reviews

Our travel card reviews encompass a variety of hotel, airline and general rewards cards. Our ratings consider not only the monetary value of rewards and sign-up bonuses, but also the ease of redemption and the total value of each card's features.


Best cash back credit cards
for fall 2016

Best cash back credit cards: fall 2016

CreditCards.com's best cash back credit cards for fall 2016 – the Citi Double Cash Credit Card, the Blue Cash Preferred from American Express and the Chase Freedom Unlimited credit card – all offer generous cash back and hassle-free rewards programs.


Credit card statistics

Credit cards across America
by age, race and gender

Credit cards and access to them are not evenly spread across the U.S. Age, race and gender often play a role in whether we obtain credit cards and how we use them, our statistics show.


Credit card calculators

Airlines credit card
or low interest card?

Use our calculator to determine whether an airlines credit card or a card with a low interest rate is best for you, based on your unique situation.


'Taking Charge' blog

Kimberley Carmona Amazon Subscribe and Save
can save (sometimes)


Kimberley Carmona | 10/17/2016

I hate grocery shopping, so I decided to give Amazon's subscription service a try. Did it save me money? Yes, on the toiletries and cleaning items I ordered. See more


CreditCards.com poll

Should there be increased regulation of the credit card industry?

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See related: How a Clinton or Trump presidency could impact card lending, CFPB lists our biggest complaints with credit cards


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Credit card tip of the day

Use our eight-point checklist to calculate your annual fee card's value to make sure you're getting your money's worth.



Updated: 10-18-2016