Are you in the market for an inexpensive card that lets you take advantage of credit card perks for free? No annual fee cards from our partners allow you to save money each year on credit card expenses while often earning rewards for everyday purchases.
Cards with no annual fee are designed for and offered to those with good to excellent credit. You may not qualify if your credit isn't in tip-top shape.
Those who don't want to pay to have a rewards credit card and individuals who generally pay off their balance in full each month can benefit from a no annual fee card. Due to the 0% introductory APR that some of these cards feature, they may also be advantageous to those that want to make a big purchase and pay it off slowly over a set period of time. Taking advantage of the 0% APR intro period and spreading out payments can make a big purchase easier to swallow.
Cards with no annual fee keep your costs low and allow you to keep more of the rewards you earn. Rewards differ according to the card, but some offer cash back, hotel stays and airline miles. The downside is that these cards often come with higher APRs, making them impractical for those who typically carry a balance. Some also have very limited perks.
It's important to compare credit card options thoroughly. Many of these cards offer perks for everyday spending, while others are more basic. By choosing a card that fits your lifestyle, you can save more on travel, restaurants and your favorite products.
Browse our extensive list of cards with no annual fee to start earning rewards today.
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.99% - 23.99% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% on Purchases
Intro APR 12 months
Intro APR Period |
0% on Balance Transfers
Intro APR 12 months
Intro APR Period |
13.99%-24.99% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.99%-25.99% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.99% - 24.74% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% Introductory APR on purchases
Intro APR 12 billing cycles
Intro APR Period |
0% Intro APR
Intro APR 12 billing cycles for balance transfers made in the first 60 days
Intro APR Period |
13.99% - 23.99% Variable APR on purchases and balance transfers
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% Introductory APR on purchases
Intro APR 12 billing cycles
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
15.99% - 23.99% Variable APR on purchases and balance transfers
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months (on balance transfers made within 45 days of account opening)
Intro APR Period |
13.99% Variable
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% Introductory APR on purchases
Intro APR 12 billing cycles
Intro APR Period |
0% Intro APR
Intro APR 12 billing cycles for balance transfers made in the first 60 days
Intro APR Period |
13.99% - 23.99% Variable APR on purchases and balance transfers
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.99% - 24.74% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.99%-25.99% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 18 months*
Intro APR Period |
14.49% - 24.49%* (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 18 months
Intro APR Period |
0%
Intro APR 18 months
Intro APR Period |
16.15%-25.99% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.99% - 23.99% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 21 months*
Intro APR Period |
0%*
Intro APR 21 months*
Intro APR Period |
14.49% - 24.49% (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months (on balance transfers made within 45 days of account opening)
Intro APR Period |
15.99%, 20.99% or 25.99% Variable
|
$0
|
Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% on Purchases
Intro APR 12 months
Intro APR Period |
0% on Balance Transfers
Intro APR 12 months
Intro APR Period |
13.99%-23.99% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 21 months*
Intro APR Period |
0%*
Intro APR 21 months*
Intro APR Period |
13.49% - 23.49%* (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% Introductory APR on purchases
Intro APR 15 billing cycles
Intro APR Period |
0% Intro APR
Intro APR 15 billing cycles for balance transfers made in the first 60 days
Intro APR Period |
12.99% - 22.99% Variable APR on purchases and balance transfers
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% Introductory APR on purchases
Intro APR 12 billing cycles
Intro APR Period |
0% Intro APR
Intro APR 12 billing cycles for balance transfers made in the first 60 days
Intro APR Period |
13.99% - 23.99% Variable APR on purchases and balance transfers
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
Variable APR of 13.99%, 17.99% or 23.99%
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
15.99% - 23.99%* (Variable)
|
$0*
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 18 months
Intro APR Period |
0%
Intro APR 18 months
Intro APR Period |
Variable APR of 13.99%, 17.99% or 23.99%
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months (on balance transfers made within 45 days of account opening)
Intro APR Period |
12.99%, 20.99% or 25.99% Variable
|
$0
|
Excellent / Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.99% - 23.99% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 12 months*
Intro APR Period |
0%*
Intro APR 12 months*
Intro APR Period |
14.49% - 24.49%* (Variable)
|
$0*
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%*
Intro APR 12 billing cycles*
Intro APR Period |
14.99% - 23.99%* (Variable)
|
$0*
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% intro on purchases
Intro APR for 9 months
Intro APR Period |
0% intro on balance transfers
Intro APR for 9 months
Intro APR Period |
13.99% - 23.99% (Variable)
|
$0
|
Excellent, Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
10.99%
Intro APR 14 months
Intro APR Period |
11.99% - 23.99% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
12.90%-26.90% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
13.90% - 23.90% Variable APR on purchases and balance transfers
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% intro on purchases
Intro APR 12 months
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
13.90% - 23.90% (V)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
10.90%-26.90% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% intro on purchases
Intro APR for 12 months
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
12.99% - 22.99% (Variable)
|
$0
|
Excellent, Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 15 billing cycles*
Intro APR Period |
0%*
Intro APR 15 billing cycles*
Intro APR Period |
10.99% - 22.99%* (Variable)
|
$0*
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
15.49% - 24.49% (Variable)
|
$0
|
Excellent, Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
9.24%-17.99%
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
12.90%-26.90% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 7 months on Purchases*
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
16.24* (Variable)
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
10.90%-26.90% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
See Issuer Website
|
$0
|
Fair/Bad Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
7.90%-24.90% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
4.99%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
9.74%-18.00% variable
|
$0
|
Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
24.99% (Variable)
|
$0
|
Limited, Bad
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% intro on purchases
Intro APR 12 months
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
13.90% - 23.90% (V)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 6 months
Intro APR Period |
10.99%
Intro APR 6 months
Intro APR Period |
13.99% - 22.99% Variable
|
$0
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 6 months
Intro APR Period |
10.99%
Intro APR 6 months
Intro APR Period |
13.99% - 22.99% Variable
|
$0
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
10.99%
Intro APR 6 months
Intro APR Period |
23.99% Variable
|
$0
|
Fair/New to Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
1.99%
Intro APR 6 monthly billing cycles
Intro APR Period |
1.99%
Intro APR 6 monthly billing cycles
Intro APR Period |
10.74%-20.74% (Variable)
|
$0
|
Good/Excellent
|
* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.