Mortgage News
Sell home or remodel? 7 tips
If you can't decide whether to love it or list it, ask yourself these questions. Read more
7 keys to buying a starter home
Ask these questions if you're trying to decide whether to buy your first home. Read more
Popular Mortgage Topics
Mortgage Tools & Analysis
Interest Rate Round Up
See the latest interest rates on five common consumer banking products from Bankrate.com's national survey of large banks and thrifts.
Your mortgage payment
Down payment
Traditionally, lenders demanded 20 percent down. But today, there are more alternatives for potential homebuyers. Read more
Low-down-payment
mortgage types
Your monthly principal and interest charges are determined by the rate and the amount of the loan. And the rate and loan amount, in turn, are affected by several factors.
What
is mortgage insurance?
Wondering if you need mortgage insurance? Find everything you need to know at Bankrate.com
What about
mortgage points?
There are two different types of points, and knowing the difference will affect your monthly payment and your taxes.
Underwriting a home loan
Ask the Real Estate Adviser
| Product | Rate | Change | Last week |
|---|---|---|---|
| 30 yr fixed mtg refi | 4.13% | 0.06 | 4.19% |
| 15 yr fixed mtg refi | 3.32% | 0.03 | 3.35% |
| 5/1 ARM refi | 3.58% | 0.33 | 3.91% |
Sell home or remodel? 7 tips
If you can't decide whether to love it or list it, ask yourself these questions.
Closing time
The closing process
This final step toward homeownership is fraught with danger. If you can get through the closing process, the house is yours. Read more
Understanding the closing process
On closing day, you'll officially seal the deal. It's also your opportunity to make any last-minute changes. Read more
The news on escrow accounts
Escrow accounts ensure that the taxes and insurance will be paid, and on time. Read more
Home Equity Loan
Reasons to use home equity: 5 good, 1 bad
Here are one good reason, four OK reasons and one bad reason to use your home equity. Read more
Exploring HELOC
What is a HELOC? Read the most recent HELOC stories at Bankrate.com today. Read more