Cash-back credit cards allow you to earn back a percentage of what you spend just for using your card. Want a card that offers cash as a perk for your everyday spending habits? Cash-back cards from our partners rebate a percentage of your daily purchases, offering a great way to keep more money in your wallet. Get cash back each time you swipe your card and maximize your savings.
The large majority of these cards are designed for and offered to those with good to excellent credit. If your credit could use some work, you may not qualify for one of these cards.
Cash-back cards are best for disciplined spenders who consistently pay off their credit card balance each month. Doing so can maximize the benefits of this type of card, boosting savings on budgeted expenses. Otherwise, interest charges incurred on a balance can eat into the rewards earned on your spending habits. These cards can also be beneficial to those who frequently spend money on specific items like gas or groceries.
Some cash-back credit cards give you the ability to earn up to 5 percent cash back in specific categories. Many even offer sign-up bonuses. As a positive, using one of these cards can cut back the bill for your regular monthly spending, helping to make extra room in your budget. But because they come with higher interest rates, they aren't ideal cards if you frequently carry a balance.
Apply for a card that offers rewards for items you frequently purchase. Each credit card company offers different rewards, and some have larger cash-back perks for spending in specific categories. It's important to apply for the card that best suits your lifestyle or the card may not be as beneficial.
In addition to comparing cards by rewards, compare interest rates, cash-back percentages and bonuses offered.
And make sure to pay off your balance each month so as to not negate the rewards you've earned.
Find the best cash-back cards for your lifestyle by using our extensive list of offers to compare terms, fees and introductory APRs.
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% intro on purchases
Intro APR 9 months
Intro APR Period |
0% intro on balance transfers
Intro APR 9 months
Intro APR Period |
13.24% - 23.24% (Variable)
|
$0
|
Excellent, Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.24% - 23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-25.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-23.49% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
14.24%-23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%*
Intro APR 12 billing cycles*
Intro APR Period |
13.49% - 23.49%* (Variable)
|
$0*
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
14.49%-22.49% (Variable)
|
$0 1st year, then $45
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
14.24%-23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months (on balance transfers made within 45 days of account opening)
Intro APR Period |
14.99%, 19.99% or 24.99% Variable
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-23.49% Variable
|
$95
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 18 months*
Intro APR Period |
13.49% - 23.49%* (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
13.49%-25.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.49% Variable
|
$495
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.49% Variable
|
$195
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
12.65%-26.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.24% - 23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 9 months
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
12.74% - 19.74% Variable
|
No annual fee
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
12.15%-26.15% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
10.15%-26.15% (Variable)
|
$0.00.
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
16.65%-23.90% (Variable)
|
$0 - $99
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
12.15%-26.15% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
15.65% - 24.15% Variable
|
$0 - $99
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
16.65%-23.90% (Variable)
|
$0 - $99
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.49% Variable
|
$995
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 7 months on Purchases*
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
15.74%* (Variable)
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
10.15%-26.15% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
24.99% (Variable)
|
$39
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 6 months
Intro APR Period |
10.99%
Intro APR 6 months
Intro APR Period |
13.24%-22.24% Variable
|
$0
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
20.24% (Variable)
|
$0
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 6 months
Intro APR Period |
10.99%
Intro APR 6 months
Intro APR Period |
13.24% - 22.24% Variable
|
$0
|
Fair Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
10.15%-26.15% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
10.15%-26.15% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
23.15% (Variable)
|
$0
|
Good/Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
8.25% Variable
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
10.99%
Intro APR 6 months
Intro APR Period |
23.24% Variable
|
$0
|
Fair/New to Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
9.95%
Intro APR 6 months
Intro APR Period |
17.99% (Fixed)
|
$39
|
Bad Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
4.99%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
4.99%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.