Balance transfer credit cards from our partners can reduce the interest you pay on your total credit card debt, effectively lowering your monthly payments and saving you money on finance charges. These cards allow you to consolidate all of your credit debt onto one low-rate card.
These cards are typically designed for and offered to individuals with good to excellent credit. You may not qualify if your credit isn't in tip-top shape.
Balance transfer cards are ideal for individuals struggling to pay off the principal of their credit card debt due to high monthly interest payments. With balance transfer cards, you can make one low-rate monthly credit card payment instead of several.
Many balance transfer cards offer a 0% introductory period. Some even provide cash back for purchases. Once you transfer all of your high-interest credit debt onto one card, you can save money on finance charges each month and pay off your debt more quickly. But because they come with a low introductory interest rate, their rewards are often not as extensive, and that 0% APR won't last forever.
Be careful -- that low rate you see on many of these cards is just the introductory rate, a temporary promotional period. It's important to calculate if you'll be able to pay off the balance in full before the promotional period ends. Otherwise, you may end up paying a much higher rate on your credit balance.
In addition, stay away from using the card for further purchases while paying off the balance. It's important to steadily reduce your credit card balance on a monthly basis.
Browse our extensive list of balance transfer card offers to apply for a card and start saving cash today.
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 6 months
Intro APR Period |
0%
Intro APR 18 months
Intro APR Period |
11.24% - 23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
13.24%-23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.65%-25.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-25.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-23.49% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0% intro on purchases
Intro APR 9 months
Intro APR Period |
0% intro on balance transfers
Intro APR 9 months
Intro APR Period |
13.24% - 23.24% (Variable)
|
$0
|
Excellent, Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
14.24%-23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
13.49%-25.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.24% - 23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 15 months
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
14.24%-23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
14.49%-22.49% (Variable)
|
$0 1st year, then $45
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 21 months*
Intro APR Period |
0%*
Intro APR 21 months*
Intro APR Period |
12.49%-22.49%* (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%*
Intro APR 21 months*
Intro APR Period |
0%*
Intro APR 21 months*
Intro APR Period |
13.49% - 23.49% (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%*
Intro APR 12 billing cycles*
Intro APR Period |
13.49% - 23.49%* (Variable)
|
$0*
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months (on balance transfers made within 45 days of account opening)
Intro APR Period |
14.99%, 19.99% or 24.99% Variable
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
Intro APR Period |
12.24%, 20.24% or 25.24% Variable
|
$0
|
Good to Excellent
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
12.65%-26.49% (Variable)
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 18 months*
Intro APR Period |
13.49% - 23.49%* (Variable)
|
$0*
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.49% Variable
|
$195
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-23.49% Variable
|
$95
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-23.49% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 14 months
Intro APR Period |
0%
Intro APR 14 months
Intro APR Period |
11.24% - 23.24% Variable
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months (on balance transfers made within 45 days of account opening)
Intro APR Period |
16.24%, 20.24% or 23.24% Variable
|
$89 - Waived first year
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.49% Variable
|
$495
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
Intro APR Period |
12.24%, 20.24% or 25.24% Variable
|
$99
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
0%
Intro APR 12 months
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
13.49%-23.49% Variable
|
$95
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 15 months
Intro APR Period |
15.49% Variable
|
$995
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
N/A
Intro APR N/A
Intro APR Period |
8.25% Variable
|
$0
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
7.90%
Intro APR For life of balance transfers made within 90-days of account opening for qualified applicants
Intro APR Period |
10.15% - 17.99% Variable on purchases and balance transfers
|
$0
|
Excellent/Good
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
4.99%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
4.99%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
4.99%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
| Purchases | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
|
N/A
Intro APR N/A
Intro APR Period |
0%
Intro APR 12 months
Intro APR Period |
See Terms
|
See Terms
|
Excellent Credit
|
* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.