Credit Utilization


Most cars have the ability to go up to 120 miles per hour, but unless you’re a Nascar driver or looking to get a ticket, you don’t want to hit that speed. Credit utilization works the same way. In a nutshell, your credit utilization is how much credit is available ...

How EMV chips are made


“What we are making are small computers. They have all the functionality of your laptop. The only thing they don’t have are a screen and a keyboard.” A look behind the scenes at an ultra-secure credit card factory where small but complex smart card chips are made.

New police scanners can freeze money on prepaid cards


Police are using controversial scanners to freeze, and later seize funds found on prepaid cards in suspects' vehicles.

Exclusive credit card rewards experiences


They say money can’t buy you happiness. Well, it also can’t buy you some experiences, like getting up close and personal with the players of your favorite sports team before a game. That’s where credit card reward points can help. Here is a look behind the scenes at a credit ...