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Psychology of avoidanceIt's natural to avoid bad news, like overdue bills. Here are some tips on overcoming that instinct to start building a good credit score. |
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How EMV chips are made“What we are making are small computers. They have all the functionality of your laptop. The only thing they don’t have are a screen and a keyboard.” A look behind the scenes at an ultra-secure credit card factory where small but complex smart card chips are made. |
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Credit UtilizationMost cars have the ability to go up to 120 miles per hour, but unless you’re a Nascar driver or looking to get a ticket, you don’t want to hit that speed. Credit utilization works the same way. In a nutshell, your credit utilization is how much credit is available to you versus how much of it you actually use. Credit utilization works the same way. In a nutshell, your credit utilization is how much credit is available to you versus how much of it you actually use. |
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New police scanners can freeze money on prepaid cardsPolice are using controversial scanners to freeze, and later seize funds found on prepaid cards in suspects' vehicles. |
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Exclusive credit card rewards experiencesThey say money can’t buy you happiness. Well, it also can’t buy you some experiences, like getting up close and personal with the players of your favorite sports team before a game. That’s where credit card reward points can help. Here is a look behind the scenes at a credit card rewards experience. |
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Unreadable Credit Card AgreementsCredit card agreements are said to be written on an 11th grade reading level. We came to a university campus with an excerpt from a credit card agreement to see if college students can make sense of what they are reading. |
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Ways to save money on a Disney vacationComing to Disney World is like entering into a fairy tale. But, unless you’re Cinderella there won’t be any Fairy Godmother there to make your credit card bill disappear at the end of your vacation. Here are some realistic ways to save money at the happiest place on Earth! |
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How payment history affect your credit scoreFinancial mistakes can haunt you and your FICO score. How badly? That depends... |
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How immigrants can build credit in the U.S.One crutail step to start building your new home in the US is to build your credit score. Here are five tips for building credit from scratch |
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Save on a national park vacationWith rewards credit cards and other budget-saving tips you can have an exciting park adventure for a fraction of the usual cost. |
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Credit pitfalls for stay-at-home parentsStay-at-home parents can tank their credit by making these 5 common mistakes |
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Protect your identity in ways chip cards can'tWhile chip cards can help prevent some fraud, identity thieves are looking for other ways to find your personal info and you might just be helping them. |
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Curb emotional spending in 4 steps"Retail therapy" can work against you by adding stress on your finances. Here are 5 ways to help stop spending as a way to handle your emotions. |
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Credit card due dates explainedThere is more to your credit card payment due date than you may realize. Kristin Wong explains three things to keep in mind. |
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Chargebacks hit merchants not ready for EMV chip cardsSmall businesses who have not upgraded to EMV chip card readers are facing expensive chargebacks from banks |
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Saving on a spa getaway with credit card pointsIf you think going to a spa resort is out of your price range, saving up the right kind of credit card points can help get you within reach. |
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3 things to know about credit card minimum paymentsFind out what a minimum payment is, how it's calculated and how it affects your balance -- in about a minute. |
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Restaurants fighting card fraud with tableside paymentsA pay-at-the-table approach may help stem fraud that can occur when a waiter disappears with your card. |
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Payment biometrics go beyond fingerprint scannersThe latest wave of biometrics incorporate voice authentication, face recognition and other technologies to keep your payments secure |
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Secured credit cards, explainedLearn how to build your credit by using a secured credit card, in about a minute. |
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How secure are fingerprint biometrics against identity theft?Nothing is more personal than your fingerprint. How easily can it be stolen and used for identity theft? |
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Score a free honeymoon using rewards pointsHere's how two couples paid for their honeymoons with rewards points earned on wedding expenses. |
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Chapter 7 vs. Chapter 13 bankruptcy: What’s the difference?If you’re considering filing for bankruptcy, knowing the difference between Chapter 7 and Chapter 13 is essential. |
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What financial red flags have you seen on dates?What kinds of financial behaviors are romantic deal-breakers? We asked and you answered about red flags you've experienced with dates. |
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Medical identity theft victim speaks outAfter Anndorie Cromar's identity was stolen, she was at risk of losing custody of her four children, in addition to her credit rating. |
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FICO's 5 credit score factorsFICO is the king of credit scores. So what factors matter most in FICO's scoring formula? |
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Dumpster diving can expose your personal informationOne night of dumpster diving shows just how easy it is to become a fraud victim. |
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EMV, RFID, NFC, WTF?A virtual alphabet soup of chip technologies allow contactless or more secure credit card payments. What's the diff? Jenny Hoff explains. |
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How one woman travels the world on credit card pointsDr. Erica Miller uses credit card points to take luxury vacations across the globe. Here's how she does it. |
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Credit card rewards tips from the prosOne couple who make their living playing the credit card rewards game reveal a few tips about racking up points for elaborate vacations. 1 |
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What are variable interest rates?Most U.S. credit cards come with variable interest rates. Find out what that means and how it could affect you in this CreditCards.com Quick Tip video. |
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Do you need a credit card RFID protector sleeve?There is a small chance a thief could steal your card details from outside your wallet. Here's what you can do about it. |
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4 ways students can build creditBuilding a credit history while in college helps make life afterward a bit easier. Here are four tips to building credit as a student. |
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Grads' tips on refinancing student loansThink you want to refinance your student loans? We spoke to a few graduates who have done just that to get their tips on when and how to refinance. |
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Small-merchant guide to EMV credit cardsSmall businesses have been slow to upgrade to terminals that can read EMV chip cards. Here's what they need to know about making the switch. 2 |
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What to say to debt collectorsWhen a debt collector calls, you may be tempted to lose your cool. Here is how our experts say to handle that dreaded phone call. |
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Debt collector calling? Know your rightsFind out what a debt collector can and cannot say when they call you. 1 |
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Protecting your child from ID theftA child's identity is much more valuable to thieves than an adult's because the theft will often go undetected for years. Here are steps you can take to protect your child from identity theft. |
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How to use mobile gift cardsMobile gift cards can slim down your wallet. They make great last-minute gifts, too. |
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Protect your privacy while using mobile shopping appsIf you use shopping apps on your smartphone, you may be sacrificing your privacy in ways you aren't even aware of. Here are four steps you can take to protect yourself. |
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EMV FAQ 1 - Do I need to swipe my EMV credit card?Banks are issuing new credit and debit cards with EMV computer chips, which enable more secure transactions than the traditional magnetic stripe. In the first of our four-part series on frequently asked questions about EMV cards, we find out why you may still need to swipe your card's magnetic stripe, even if it contains a chip. |
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EMV FAQ 2 - Do I need a PIN for my EMV credit card?New credit cards containing secure computer chips are being rolled out in the U.S. These EMV cards are sometimes called chip-and-PIN cards, which is confusing because you probably won't actually use a PIN like they do in other countries. |
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EMV FAQ 3 - Will EMV credit cards protect my online purchases?New credit cards containing so-called EMV chips offer enhanced security for in-store purchases but not online purchases. In our ongoing series of frequently asked questions about EMV cards, Randy Vanderhoof, head of the Smart Card Alliance, explains why. |
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EMV FAQ 4 - Will EMV chip cards work in NFC mobile wallets?Banks are issuing credit cards with enhanced security, known as EMV or chip-and-PIN cards. But what happens to that security when you use them in a mobile wallet? We asked Smart Card Alliance chief Randy Vanderhoof. |
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Debit card tip - PIN vs. signature at checkoutWhen you use your debit card, you're often asked whether you want the transaction processed as "credit" or "debit." The question might better be phrased as "PIN or signature?" Here's how to choose. |
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Quick guide to your credit card agreementYour credit card agreement can be a little overwhelming, but when signing up for a new card, it's important to know what you're getting into. We've created this short list of the most important terms to watch out for. |
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Mobile wallet security -- is it safe to photograph your credit card?Mobile payments are catching on, with apps that let you upload your credit card information by photographing the card. But could snapping a photo of your card be putting you at risk for identity theft? |
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Apple Pay vs. Google Wallet vs. Softcard -- a mobile wallet reviewCreditCards.com tried out Apple Pay, Google Wallet and Softcard to see how they stack up against each other -- and your old-fashioned wallet. |
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Overcoming financial infidelityFinancial infidelity. It's more common than you might think in the U.S. A CreditCards.com survey found that 6 million consumers in the U.S. have hidden a financial account from a significant other. |
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4 young adult money mistakes to avoidWe all make mistakes in our 20s. But when it comes to your money and your credit, you can end up paying for those mistakes well into your 30s -- and beyond. Avoid these four common errors of youth. |
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How to build an emergency savings accountIf you are contemplating using credit cards for emergencies, here are a few ideas for building an emergency cash fund instead of increasing your debt load. |
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WalletUp Mobile by CreditCards.comCheck out WalletUp for mobile. CreditCards.com's new mobile app tells you which card will maximize your rewards on any purchase. |
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Negotiating a lower credit card interest rateIf your credit card has a high interest rate, you may be able to do something about it – with a little luck and a few simple negotiating skills. According to a CreditCards.com poll, most people don't ask for a lower interest rate. But among those who do, two out of three scored a lower APR. 1 |
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Anatomy of a credit card account numberThose numbers on the front of your credit card? They aren’t just random. They give away specific information about your card and where it comes from. 1 |
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Wage garnishment explainedCheck out Ted's new motorbike. He had to borrow to get it, but that's one sweet ride. Ted doesn't know it, but he's on the road to garnishment. He's so busy learning tricks he doesn't pay the bills for his bike. Not even the past due notices. |
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5 credit card questions to ask before traveling overseasEvery year Americans take more than 59 million trips abroad. Yet many of us don't know which questions to ask regarding the use of credit cards. Before you hit the road, let your card issuer know where and when you'll be traveling, so it doesn't mistake those overseas charges with fraudulent activity. Then, start asking some questions. |
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Why was my credit card application denied?Ever had your credit card application denied? No one likes rejection, but there are a few things you can do to improve your chances of being approved. |
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Disputing credit report errorsYour credit report. It's not terribly exciting, but it could keep you from enjoying some of life's most exciting milestones: Buying a car. Owning a home. Even getting a new job. So it's important to check in on your credit every once in a while, and if you find errors, dispute them as soon as possible. |
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How to secure data on your smartphoneOur cellphones make life incredibly convenient. You can use them to network, send money and check your account balances. But these conveniences aren't without risk. Your phone may be lost, stolen or hacked – and along with it goes your financial and personal data. To secure personal data on your smartphone, take a few simple steps. |
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What's your 'real' FICO score? All of the aboveHave you ever wondered why your FICO score varies from one time to the next? Today it's 700, tomorrow it's 720 then a month passes and you are at 785! Wow, time to buy that new sports car! |
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How young adults can use credit safelyOne of the first lessons of young adulthood: it's much easier to get into debt than get out of it. Asa Aarons looks at some of the pitfalls young people fall into with credit and how to avoid them. |
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Wallet recovery planChances are, your life is hectic enough. The last thing you want to deal with? Losing your wallet. It helps to create a protection plan for your wallet. Do this by following the three R's: Remove, Record and Recover. |
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Credit lessons we can learn from immigrantsAlthough many newcomers to the US initially struggle to build credit, experts say immigrants often display behaviors we could all do well to emulate. |
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Cut credit card interest costs by exceeding minimum paymentsPaying just a little more than your credit card's monthly minimum payment makes a big difference. Let’s take a look at Tom and Sarah to see just how big. |
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Should you write "See ID" on your credit card?There are many real ways to combat ID theft. But this is not one of them. As Asa Aarons reports, this dubious anti-theft practice involves leaving your signature off of the back of your card and instead writing the words, “See ID,” telling the cashier to check the card name against some form of identification like your drivers license. |
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Venmo vs. PayPal vs. Square: which mobile app is best for paying friends?Reporter Kristin Wong compares three smartphone apps that let you transfer money to friends: PayPal, Square Cash and Venmo. |
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Credit card travel perks -- are they worth it?Travel rewards cards can help you earn free flights or hotel stays, and they usually come with perks such as free checked bags, priority boarding, travel insurance and rental car insurance. But you need to weigh the value of rewards and perks against card fees and program restrictions. |
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Teaching teens about moneySome 75% of teens lack knowledge of personal finance basics. Parental guidance plays a big role in filling those gaps. Community programs can help too. |
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4 crafty ideas for recycling old credit cardsCheck out these four ways to use outdated credit cards or gift cards to make something special: an earbud holder, potpourri, a unique picture frame and a battery cover for a remote control or other device. |
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How to talk to your aging parents about moneyNo one wants to talk about what happens if your parents become incapacitated. But avoiding the conversation can leave you in the lurch. |
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What are credit card grace periods?If you pay your credit card balance in-full and on-time each month, interest does not start charging immediately on new purchases. This is called a grace period. Let’s see why grace periods are so awesome. |
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How to use EMV smart chip credit cardsU.S. financial institutions are finally issuing credit cards with EMV computer chips, which are widespread in other parts of the world. They promise to be more secure than traditional magnetic stripe cards. |
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Gift cards: How to wrap plastic with pizazzGift cards are great for last-minute presents, especially if the recipient is hard to shop for. But sometimes gift cards are seen like you weren't creative or thoughtful. Check out these tips for turning your gift card wrapping from blah to beautiful. |
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Hoard or shred? Organizing financial recordsHaving too many paper records may put you at risk for identity theft. But some documents are essential to save -- mainly for tax purposes. |
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Should you use a pet credit card to pay the vet bill?When a pet is sick you'd do anything to make them feel better. But what if cash is short? Pet care credit cards may give you the help you need in an emergency. |
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Card SkimmingIt's called "skimming." At the gas pump, the supermarket, the ATM – criminals are finding new ways to take information from your credit cards and use it for themselves. Across the United States, organized rings of thieves can gather data from hundreds of ATM and credit cards within a matter of days, hours or even minutes. |
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How secure are NFC payments?More and more credit cards and phone apps use near field communication technology to let you make quick payments for purchases. The trend has prompted a lot of questions about security. Here's a look behind the hype. |
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Google Wallet vs. Paypal vs. Square: a mobile wallet field testCreditCards.com tested three of the most popular mobile wallet systems out there today: Google Wallet, PayPal and Square Wallet. While all three have similarities, Square Wallet came the closest to replacing that overstuffed wallet. 1 |
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The future of plasticCredit cards have been made of plastic for decades. It's still a durable material that works well. But as credit cards evolve, new payment products could give plastic a run for its money. |
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Weird credit card factsA credit card's just a piece of plastic, right? But did you know all credit cards everywhere are exactly the same size? This is just one interesting tidbit we'll uncover for you in this edition of "The Credit Files" produced by Creditcards.com and The Bargain Babe. 2 |
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The myths of debt settlementGot too much debt? Need some relief? Well, before turning to a debt settlement organization, check out this video from "The Credit Files", in which intrepid reporter Julia Scott busts the myths of just how good debt settlement is for you. |
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The new technology of small business transactionsNew technology is empowering small businesses to not only economically complete transactions but fundamentally revamp the customer experience. Produced by Dana Kochnower for CreditCards.com 1 |
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The reality of minimum payments on your credit cardYour credit card balance is high, yet you only make the minimum payment every month. With a little guidance from above, reporter Julia Scott will show you why that's not the wisest choice, in the first episode of CreditCard.com's new monthly video series "The Credit Files." |
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Business owners become the new pawn starsBusiness owners and entrepreneurs used to go to banks to fund operations or growth, but with commercial credit still tight, they're finding alternatives. One is an industry eager to upgrade its seedy reputation -- pawnshops. Yes, pawnshops have gone upscale, taking in fine art and collectibles... |
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How to read a credit card offerThey're about as thick as mud and written in prose that only a lawyer could love. We're talking about credit card offers, and CreditCards.com's Julia Scott, aka The Bargain Babe, helps you cut through the clutter and get to the important parts. 1 |
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The consequences of canceling a credit cardSometimes you just need to break up. That old card may have been useful for an instant 10% off, or got you a great flight, but now it's just laying around, charging you fees. So cancel it - but be aware of the consequences to your credit score. |
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How to avoid the credit card balance transfer trapCredit card balance transfers are complex and confusing. CreditCards.com's Dana Kochnower helps cut through the clutter to show how you can make the most of your balance transfer and save yourself some time, aggravation and money 1 |
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Pregnant superhero Captain Credit shows how to fix your credit reportYou don't have to be a superhero to clean up your credit report and improve your credit, but it doesn't hurt! In this clip, the mighty, pregnant superhero Captain Credit offers three helpful and easy tips to help you clean up your credit report and improve your credit score. 1 |
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CreditCards.com commercial: Speed Dating 2012We're really pleased with this new 30-second commercial, which begins airing nationally in January 2012. Produced by Quigley-Simpson, it's a clever take on how challenging it can be to find the right credit card for you. 1 |
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Stop credit card offers from coming in 3 stepsIs your mailbox overloaded with credit card offers that you just don't want? It doesn't take a miracle to stop them! CreditCards.com's Julia Scott lays out three simple steps that can help you get the junk out of your mail. 2 |
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6 tips for paying holiday credit card billsHoliday debt weighing you down? You're not alone. CreditCards.com's Dana Kochnower took to the streets of New York City to talk to Americans about their best tips to paying off holiday debt quickly -- and avoiding the holiday debt trap for next year. |
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Credit freezes: your best identity theft protectionCountless companies are hawking ways to keep your identity safe from fraud, but the best -- and perhaps the cheapest -- way to protect yourself may be to freeze your credit. (Though not literally, of course.) Julia Scott tells why and lays out how you can arrange one. |
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What happens to credit card debt after deathA loved one's death is traumatic enough, but when the deceased leaves behind credit card debt, it can mean even more headaches and stress. CreditCards.com's Dana Kochnower takes a look at what happens to credit card debt after death and who is responsible for repayment. 1 |
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Putting your credit card on iceCan't keep from spending? Put a stop to it by putting your credit card on ice, literally. Experts say that it can be a good way to curb your impulses. But is it really a deterrent? And can you hurt the card by freezing it? CreditCards.com's Cynthia Drake went searching for answers. |
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3 creative ways to wrap gift cardsHanding someone a gift card in a plain old envelope is boring. Cynthia Drake shows you how to add some pizzazz to your gift cards this holiday -- without spending a ton of money. 1 |
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The best money advice I ever gotMoney advice is everywhere, but what really works? Here's real, practical advice from some of the world's best personal finance bloggers in this video shot at the inaugural Financial Blogger Conference, held near Chicago in October 2011. This is the first in what will be an ongoing series... |
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Horsing around with credit card debt: a cautionary taleCreditCards.com's Erica Sandberg relays a story about one memorable encounter she had as a credit counselor with someone who needed a reality check about her finances. See what you can learn from her story about Mary and her daughters' horse riding lessons. |
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How to eliminate credit card debt in 5 stepsGot credit card debt? Lots of people do. It's lame -- but it doesn't have to last forever. CreditCards.com's Erica Sandberg shows you how you can escape from credit card debt in five easy to understand steps. |
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Haul video parody: Don't haul yourself into credit card debt"Bridget" gives the rundown of her latest haul from Forever 21 and Urban Outfitters -- until CreditCards.com's Connie Prater jumps in to give her a "reality check" about just how much trouble impulse buying can be. |
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No more naked gift cards: 3 fun, simple holiday gift wrapping ideasAmp up the wow factor when you give gift cards this Christmas. CreditCards.com's Cynthia Drake -- on a mission to rid the world of naked gift cards -- presents three fun, simple ideas for jazzing up those gift cards this year. |
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Is it time for a new credit card?Just because an outfit looked great on you when you were 16 doesn't mean you'd be caught dead in it today, right? The same goes for your credit card. If you've had your card for five or ten or even twenty years, that card may no longer work for your lifestyle. To see if it's time for a new... 1 |
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Credit card torture testsHow much abuse can a credit card take and still work? Will it swipe after you bake it? Or if you use it as a shovel? Reporter Angela Grant puts some cards through a series of experiments and then tests them to see if they still function. For more, visit CreditCards.com |
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Should you enroll in overdraft protection?New federal rules require banks to get your permission before they enroll you overdraft protection. Should you opt in? Before you decide, watch this video explaining the ins and outs of overdraft protection and the advantages and disadvantages of opting into it. |
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Why you don't understand your credit card agreementA CreditCards.com study found that the average U.S. credit card agreement is written on a 12th grade level. That means 4 in 5 Americans can't understand their agreement, since the average adult reads at a ninth grade level. Why are they so hard to read? Senior reporter Connie Prater explains. |
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How a credit card is processedFind out what happens after you swipe your plastic with this animation showing the complex, multi-party operation that is -- credit card processing. |
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Consumers try to read a credit card statementCreditCards.com took the streets of Austin, Texas, armed with a credit card statement from a major credit card issuer. Then, we asked a few people to try and read and understand it. What did we find? Not surprisingly, everyone found it incredibly confusing and hard to understand. Here's what... |
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How to accept credit cards at a garage saleGarage sales are usually old fashioned and low-tech, but if you're trying to sell a high-priced item such as a flat screen TV or an iPod or an elliptical machine, that might not be good enough. Here are some tips that can help you accept credit cards at your next garage sale. |
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CreditCards.com music videoMusic video for CreditCards.com (C) 2010 |
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Credit reporting and credit scoring Q and A with ExperianOn Thursday, May 6, Experian director of public education Rod Griffin answered your questions on credit scoring and credit reporting live via a video stream from the CreditCards.com studio in Austin, Texas. The event is now over, but if you missed it or just want to see it again, you can,... 1 |
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4 easy crafts to make with your old credit cardsDon't throw out that old credit card, debit card or gift card -- make something with it. CreditCards.com's Cynthia Drake shows you how to make earrings, a bracelet and a guitar pick and a decorative pin out of those old pieces of plastic. It's easy. |
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Give Your Card a Free Check UpCredit card rates and fees have gone up for many people. You don't need another card, you need a better card. A fast, free checkup can tell you if your current card is unhealthy for your budget. The checkup compares your current credit card against dozens of others and tell you which cards... |
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Will magnets really make your credit card not work?If you expose your credit card to a magnet, will it still work? In an earlier video, Cynthia Drake with CreditCards.com said that it would not, but many commenters begged to differ. Well, Cynthia stepped up to the challenge, conducting experiments with a refrigerator magnet, a giant junkyard... |
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Relationship between colleges, issuers to changeThe Credit CARD Act changes the once-secret agreements between card issuers and colleges by requiring schools to report any deals they make with card companies to the Federal Reserve Board. |
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Changes coming for people with bad creditThe new credit card law that begins Feb. 22 has provisions that protect people with bad credit. Specifically, the law limits fees on subprime credit cards. The law does not, however, cap interest rates, which can reach 80 percent or higher. 1 |
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5 smart credit card moves to make before Feb. 22Sweeping new credit card laws start in less than a month. But before Feb. 22 hits, you might want to make one of these smart credit moves. |
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3 fun ways to wrap holiday gift cardsSpice up those impersonal gift cards this holiday season with some fun, creative gift wrapping suggestions. Cynthia Drake with CreditCards.com offers some inexpensive and easy ways to make those presents more exciting. For more great ideas, read the full story here:... |
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How to get find a good credit counselor and what to expectPersonal finance columnist Erica Sandberg explains what to expect when you visit a credit counseling agency. She also describes what you should look for in a credit counselor and how to find one that is right for you. |
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Sharing credit: How to avoid argumentsPersonal finance columnist Erica Sandberg discusses why there are problems when it comes to sharing credit. She also gives solutions for couples having problems and tips on what to discuss so you can avoid any arguments. |
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Mizzou students react to upcoming credit card lawsPortions of a new law will affect how young adults get credit cards. The law, which will put age restrictions on credit cards and ban certain types of marketing from college campuses, takes affect February 2010. Our reporter talked to students at the University of Missouri and got their... |
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New rules for credit on campusThe Credit CARD Act of 2009 limits credit card access for people under 21 years of age. Young adults will have to get a parent to co-sign for them, or show proof they can repay the debt, in order to get a credit card. Also, credit card marketing will be limited on campus. We talked to... |
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Students and credit cardsCollege is a time when many young people are first introduced to credit cards. We hit the street to find out how colleges students are handling credit. |
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Cut up your credit card the right wayCreditCards.com's Cynthia Drake shows you the right way to cut up a credit card in order to avoid any possible identity theft. Read the whole story here: http://www.creditcards.com/credit-card-news/destroy-credit-card-cut-fraud-shredder-1282.php TRANSCRIPT: Hello, I'm Cynthia Drake for... |
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Credit score basicsJeremy Simon, staff reporter with CreditCards.com, explains the ins and outs of credit scores and credit reports. For more information, visit http://www.creditcards.com/news 1 |
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Credit CARD Act of 2009: Big changes coming soonConnie Prater, senior writer for CreditCards.com, discusses a few of the major provisions in the Credit Card Act of 2009. |
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Keeping a pet during a recessionMany Britons are being forced to cut costs during this recession -- and some are doing it by getting rid of pet insurance. Still others are getting rid of their pets altogether. CompareandSave.com takes a look at the problem and offers suggestions of what you can do. |
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How to opt out of a credit card rate increaseA financial expert explains how to opt out of changes to your credit card agreement, specifically changes to your APR. |
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Balance transfer and your creditTodd Ossenfort of Pioneer Credit Counseling explains what a balance transfer is and how it can affect your credit. |
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How to improve your credit scoreTodd Ossenfort of Pioneer Credit Counseling explains the basics of a credit score and how to improve it. |
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Debt settlementA credit counselor discusses what debt settlement is and how it can help or hurt you. |
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What is a credit utilization ratio?A finance expert explains what a credit utilization ratio is and how it affects your credit score. |
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Debt warning signsA credit counseling expert discusses signs that might indicate you're in trouble with debt. |
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Tips for getting the most out of your rewards cardsMaking the most of your rewards cards can be a complicated thing. Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling, offers some helpful tips on how best to handle those rewards credit cards. |
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6 tips for protecting yourself from identity theftID theft is a huge problem these days. Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling, offers helpful, practical tips to keep yourself safe. |
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Holiday shopping tips from CreditCards.comAs the holidays approach, there are many ways consumers can prepare for shopping. Before hitting the malls, beware of debt regret, don't forget buying options such as layaway and make sure you call your credit card company to find out what warranties you may already have. |
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Struggling debt collectors to debtors: Let's make a dealYou'd think that debt collection would be booming these days, but even debt collectors are having trouble. They're more willing to cut deals, accept alternate payment plans. |
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CreditCards.com's To Your Credit Minute: Strange items that can impact your creditCreditCards.com's Jeremy Simon talks about how unexpected items such as library fines, cell phone bills and speeding tickets can appear on your credit report and hurt your credit score. |
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Preparing finances for a disasterHurricanes, floods, tornadoes and wildfires can happen when you least expect it. Prepare your finances before the storm hits. |
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Sharing credit cards: CreditCards.com's Taking Charge surveyConnie Prater, senior writer at CreditCards.com, talks about the results of the 2008 Taking Charge survey, focusing on sharing credit cards. |
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CreditCards.com discusses student credit cardsCreditCards.com editors Dan Ray and Connie Prater talk about student credit cards. |
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Credit Card BasicsCollege students discuss their understanding of basic credit card terms - APR, Interest Rate, what happens if you miss a payment and how long it would take to pay off a purchase. |