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Current Mortgage Rates and Interest

Effective Date 

Agency 30 Year Fixed

Interest Rate
3.625%
Discount Pts
0.117
Origination Fee
0.0%
APR
3.7047%

Agency 15 Year Fixed

Interest Rate
2.990%
Discount Pts
0.168
Origination Fee
0.0%
APR
3.1306%

Jumbo 30 Year Fixed

Interest Rate
4.125%
Discount Pts
0.096
Origination Fee
0.0%
APR
4.1728%

Agency 30 Year 5/1 ARM

Interest Rate
3.125%
Discount Pts
0.084
Origination Fee
0.0%
APR
3.6073%

Agency 30 Year 7/1 ARM

Interest Rate
2.990%
Discount Pts
0.344
Origination Fee
0.0%
APR
3.4988%

FHA 30 Year Fixed

Interest Rate
3.500%
Discount Pts
0.011
Origination Fee
0.0%
APR
4.5727%

VA 30 Year Fixed

Interest Rate
3.500%
Discount Pts
0.136
Origination Fee
0.0%
APR
3.6957%

VA 15 Year Fixed

Interest Rate
3.250%
Discount Pts
0.025
Origination Fee
0.0%
APR
3.4864%

To view current APR and monthly payment examples, click here.

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Rates and available products.

DISCLAIMERS

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage). Rates also assume a 30 day lock and are subject to change without prior written notice. All rates are subject to length of lock, pricing adjustments for credit score, loan-to-value, property location and additional factors based on loan program. Product parameters may vary due to additional restrictions, including but not limited to program/qualification requirements, actual loan amount and additional limitations/restrictions based on local market conditions.

Agency rates are based on loan amounts of $200,000, credit score of 720 and an LTV of 80%. Jumbo rates are based on a loan amount of $500,000, credit score of 720 and an LTV of 75% with relationship incentive.

FHA rates are based on a loan amount of $200,000, credit score of 660 and an LTV of 96.5%.

VA rates are based on a loan amount of $200,000, credit score of 720 and an LTV of 100%. Clients must meet product eligibility criteria for VA Loans.

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Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts, insurance (including annuities) and investment advisory products and services are offered by SunTrust Investment Services, Inc., a SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency.  Investment advisory services are offered by SunTrust Advisory Services LLC, SunTrust Investment Services, Inc., and GenSpring Family Offices, LLC, each of which is registered as an investment adviser with the U.S. Securities and Exchange Commission.  Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services; SunTrust Advisory Services LLC, a SEC registered investment adviser which provides Investment Advisory services.

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