Plaid
¿Qué es Plaid?
Plaid es una plataforma tecnológica que permite a las aplicaciones conectarse con las cuentas bancarias de los usuarios. Plaid reduce las barreras de entrada de los servicios financieros haciendo más Leer más sencillo y seguro el uso de los datos financieros. Mostrar menos¿Quién usa Plaid?
Asset, de Plaid, es ideal para originadores de préstamos que buscan digitalizar el proceso de préstamo y crear una mejor experiencia para el prestatario.
¿Tienes dudas sobre Plaid?
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Opinones de Plaid
Kerby
Great product
Comentarios: Great i love this product.
Puntos a favor:
Very fast and very accurate. Saves a lot of time verifying bank accounts.
Contras:
I really wish they had an app. So when you're out of the office you can still check.
David
Plaid is the only game in town for connecting to any financial service
Comentarios: We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes. Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability. Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange. For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment. Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.
Puntos a favor:
Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.
Contras:
Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery. Plaid will push an expensive monthly plan, but it's not needed for sporadic access.
Maxwell
Works so well and is trusted
Puntos a favor:
It is a secure way to link my bank accounts with financial services.
Contras:
Sometimes I have to link an account twice, but that's okay.
Edward
Plaid is a Woven system to get your clients Paid
Puntos a favor:
The ease of use and mobile app which allows direct financial options from employer to employees and clients.
Contras:
Sometimes it takes a long for payments to process if it's a banking institution outside there network
Usuario verificado
Helps you to Connect to your Accounts
Puntos a favor:
It allows me to connect all my accounts to Sofi so I can track all my financial accounts in one place. Also allows me to my fast and easy transactions from my bank account.
Contras:
I worry about the security of the platform because of the ease of use and the number of accounts I have connected to it
