Home | Equifax Data Breach Settlement

In September of 2017, Equifax announced it experienced a data breach, which impacted the personal information of approximately 147 million people. A federal court is considering a proposed class action settlement submitted on July 22, 2019, that, if approved by the Court, would resolve lawsuits brought by consumers after the data breach. Equifax denies any wrongdoing, and no judgment or finding of wrongdoing has been made.

File A Claim Today

If you are a class member, you can use this website to claim the benefits described below.

Please note that none of these benefits will be distributed or available until the settlement is finally approved by the Court.

If you request or have requested a cash benefit, the amount you receive may be significantly reduced depending on how many valid claims are ultimately submitted by other class members. Based on the number of potentially valid claims that have been submitted to date, payments for time spent and alternative compensation of up to $125 likely will be substantially lowered and will be distributed on a proportional basis if the settlement becomes final. Depending on the number of additional valid claims filed, the amount you receive may be a small percentage of your initial claim.

1. Free Credit Monitoring or up to $125 Cash Payment. You can get free credit monitoring services. Or, if you already have credit monitoring services, you can request a cash payment of up to $125.

At least 4 years of three-bureau credit monitoring, offered through Experian. You can also get up to 6 more years of free one-bureau credit monitoring through Equifax.
If you already have credit monitoring services that will continue for at least 6 more months, you may be eligible for a cash payment of up to $125. The amount that you receive may be substantially less than $125, depending on the number of claims that are filed.

2. Other Cash Payments. You may also be eligible for the following cash payments up to $20,000 for:

the time you spent remedying fraud, identity theft, or other misuse of your personal information caused by the data breach, or purchasing credit monitoring or freezing credit reports, up to 20 total hours at $25 per hour.
out-of-pocket losses resulting from the data breach.
up to 25% of the cost of Equifax credit or identity monitoring products you paid for in the year before the data breach announcement.

3. Free Identity Restoration Services: You are eligible for at least 7 years of free assisted identity restoration services to help you remedy the effects of identity theft and fraud.

Find Out if Your Information Was Impacted

If so, you are eligible to make a claim.

Your Legal Rights And Options In This Settlement		Deadline
File a claim for Out-of-Pocket Losses or Time Spent	You must submit a claim in order to receive reimbursement for Out-of-Pocket Losses and/or Time Spent. You may claim Out-of-Pocket Losses, Time Spent, and Credit Monitoring Services under the settlement. For more detailed information, see FAQs 7 and 8.	January 22, 2020 (For current losses and time) January 22, 2024 (For future losses and time)
File a claim for Credit Monitoring Services or Alternative Reimbursement Compensation	You must submit a claim in order to receive the Free Credit Monitoring Services offered under the settlement, or Alternative Reimbursement Compensation. For more detailed information, see FAQs 8 and 10.	January 22, 2020
File a claim for Equifax Subscription Product Reimbursement	You must submit a claim in order to receive reimbursement for Equifax Subscription Product Reimbursements.	January 22, 2020
Access to Identity Restoration Services	You may access Identity Restoration Services after the settlement becomes final, whether or not you make a claim under the settlement. For more detailed information, see FAQ 11.	No deadline. Services will be available for at least 7 years.
Exclude yourself from the settlement	You can exclude yourself from the settlement by informing the Settlement Administrator that you want to “opt-out” of the settlement. If the settlement becomes final, this is the only option that allows you to retain your rights to separately sue Equifax for claims related to the Data Breach. If you opt-out, you may not make a claim for benefits under the settlement. For more detailed information, see FAQ 24.	November 19, 2019
Object or comment on the settlement	You may object to the settlement by writing to explain to the Court why you don’t think the settlement should be approved. If you object, you will remain a Settlement Class Member, and if the settlement is approved, you will be eligible for the benefits of the settlement and give up your right to sue on certain claims described in the Settlement Agreement, which is available here. For more detailed information, see FAQ 25.	November 19, 2019
Do nothing	If you do nothing, you can still access Identity Restoration Services, but will not be entitled to any other benefits provided under the settlement. If the settlement becomes final, you will give up your rights to sue Equifax separately for claims relating to the Data Breach or to continue to pursue any such claims you have already filed.

Your Legal Rights And Options In This Settlement	Deadline
File a claim for Out-of-Pocket Losses or Time Spent You must submit a claim in order to receive reimbursement for Out-of-Pocket Losses and/or Time Spent. You may claim Out-of-Pocket Losses, Time Spent, and Credit Monitoring Services under the settlement. For more detailed information, see FAQs 7 and 8.	January 22, 2020 (For current losses and time) January 22, 2024 (For future losses and time)
File a claim for Credit Monitoring Services or Alternative Reimbursement Compensation You must submit a claim in order to receive the Free Credit Monitoring Services offered under the settlement, or Alternative Reimbursement Compensation. For more detailed information, see FAQs 8 and 10.	January 22, 2020
File a claim for Equifax Subscription Product Reimbursement You must submit a claim in order to receive reimbursement for Equifax Subscription Product Reimbursements.	January 22, 2020
Access to Identity Restoration Services You may access Identity Restoration Services after the settlement becomes final, whether or not you make a claim under the settlement. For more detailed information, see FAQ 11.	No deadline. Services will be available for at least 7 years.
Exclude yourself from the settlement You can exclude yourself from the settlement by informing the Settlement Administrator that you want to “opt-out” of the settlement. If the settlement becomes final, this is the only option that allows you to retain your rights to separately sue Equifax for claims related to the Data Breach. If you opt-out, you may not make a claim for benefits under the settlement. For more detailed information, see FAQ 24.	November 19, 2019
Object or comment on the settlement You may object to the settlement by writing to explain to the Court why you don’t think the settlement should be approved. If you object, you will remain a Settlement Class Member, and if the settlement is approved, you will be eligible for the benefits of the settlement and give up your right to sue on certain claims described in the Settlement Agreement, which is available here. For more detailed information, see FAQ 25.	November 19, 2019
Do nothing If you do nothing, you can still access Identity Restoration Services, but will not be entitled to any other benefits provided under the settlement. If the settlement becomes final, you will give up your rights to sue Equifax separately for claims relating to the Data Breach or to continue to pursue any such claims you have already filed.

EQUIFAX DATA BREACH SETTLEMENT

Welcome To The Equifax Data Breach Settlement Website

Your Legal Rights and Options