Column: Don't let 'confident' coworker ruin your financial plans
- Retirement
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Trumpcare could send seniors' insurance rates skyrocketing
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Trumpcare could send seniors' insurance rates skyrocketingUnder the American Health Care Act, health insurance costs could soon increase significantly if you're 47 or older. - Retirement
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Plan for retirement using your biological, not your chronological, age
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Plan for retirement using your biological, not your chronological, ageMost people plan how much they’ll spend in retirement based on their chronological age. - Personal Finance
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Fed rate hike: What it means for mortgage rates
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Fed rate hike: What it means for mortgage ratesIf you’re a current or would-be homeowner, you shouldn’t feel rushed into action. - Retirement
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Retired women are more prone to financial crisis
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Retired women are more prone to financial crisisLower wages and higher medical costs put retiring women at greater risk for financial ruin than men. - Retirement
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Q&A: When do state pension plans reduce Social Security benefits?
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Q&A: When do state pension plans reduce Social Security benefits?Earned credits can affect Social Security benefit just as the California State Teachers' Retirement System pension can. - Retirement
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Q&A: How does working overseas affect my Social Security situation?
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Q&A: How does working overseas affect my Social Security situation?Q: I am a U.S. citizen but left the U.S. back in 1995 and have been working in Europe since then. I am 57-years-old. In the European country I work, Greece, they tell me that my work in the U.S. is countable (the years of work) towards retirement. - Retirement
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3 reasons why downsizing isn’t just for empty-nesters
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3 reasons why downsizing isn’t just for empty-nestersDownsizing into a smaller home has been a rite of passage almost exclusively for empty-nesters and retirees. - Retirement
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Should Social Security be privatized? Here's what the American public thinks
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Should Social Security be privatized? Here's what the American public thinksShould working Americans be allowed to invest a portion of their Social Security savings however they please? - Retirement
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How to estimate your Social Security benefits
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How to estimate your Social Security benefitsGet a good idea of what you should expect in retirement from Social Security. - Retirement
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A way for women to narrow the retirement savings gender gap
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A way for women to narrow the retirement savings gender gapOne big reason is that women, in particular, spend more time out of the workforce in order to care for children or other members of the family, which means they spend years with little to no income. - Retirement
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Do you need long-term care insurance?
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Do you need long-term care insurance?Most don't buy long-term care insurance, yet the odds that you'll need it someday are much better than even.
- Retirement
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Q&A: Same-sex union, foreign residency don't preclude getting Social Security
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Q&A: Same-sex union, foreign residency don't preclude getting Social SecurityQ: I am a 65 and currently on Social Security disability insurance (SSDI). I was approved for SSDI in 2012, retroactive to 2003. I receive around $2,096 a month after Part B is deducted. - Retirement
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How to improve your readiness for retirement
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How to improve your readiness for retirementSaving for retirement isn’t easy, especially given the cost of basic living expenses and debt payments. - Nation Now
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When is a Roth IRA better for you than a traditional IRA?
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When is a Roth IRA better for you than a traditional IRA?The debate over Roth vs. Traditional IRA comes down to 2 things: Flexibility and taxes. - Retirement
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Here's how the rich use their IRAs
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Here's how the rich use their IRAsTwo strategies that the wealthy use maximize the tax savings from IRAs. - Retirement
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50 things Millennials can do now so they can retire at 65
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50 things Millennials can do now so they can retire at 65We’ve got 50 easy-to-digest ways that can get you on the right track today so you’re ready to celebrate in style once your 65th birthday rolls around. - Retirement
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3 serious problems with the 4% retirement rule
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3 serious problems with the 4% retirement ruleAs you plan for retirement, the famous "4% rule" can help. But it's not without some flaws. - Retirement
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Short-term frugality till full retirement is risky, but doable
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Short-term frugality till full retirement is risky, but doableEight years of frugal living can be done, but you must be on the lookout for mistakes that don't look like mistakes. - Retirement
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10 stats that prove Baby Boomers are in retirement trouble
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10 stats that prove Baby Boomers are in retirement troubleThe majority of Baby Boomers are not ready to retire -- are you? - Retirement
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3 proven ways to boost your retirement income
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3 proven ways to boost your retirement incomeWant more money in retirement? Here are a few ways to get it. - Retirement
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Q&A: Social Security withdraws must start at 70-ish and they can be taxed - to a point
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Q&A: Social Security withdraws must start at 70-ish and they can be taxed - to a pointQ: I retired in February and, though it might be obvious, stopped contributing to my 401(k). When will I need to start mandatory annual withdrawals? I am 75. - Retirement
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Be sure not to die without having written a love letter to your heirs
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Be sure not to die without having written a love letter to your heirsIncreasingly, experts are helping older Americans put pen to paper (or finger to keyboard) and write something called an ethical will, which is quite different from a standard-issue will that people use to pass assets to heirs and loved ones. - Retirement
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How to keep earning a paycheck in retirement
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How to keep earning a paycheck in retirementHow to find the best-paying part-time job in retirement
- Retirement
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3 smart money moves to make in your 40s
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3 smart money moves to make in your 40sYou are now likely in your peak earning years and have the opportunity to change the course of your financial future. - Retirement
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Q&A: Does Social Security survivor benefit still apply if spouse never worked?
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Q&A: Does Social Security survivor benefit still apply if spouse never worked?Even if the survivor never worked and never paid anything into the Social Security system, the survivor benefit is available as a lifetime source of inflation-adjusted income. - Retirement
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Another way to measure retirement readiness: Your 'Power Percentage'
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Another way to measure retirement readiness: Your 'Power Percentage'a Power Percentage of 35% or higher proves to you that you’re well on your way to mastering your financial life. - Retirement
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When it comes to Social Security, younger Americans may know best
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When it comes to Social Security, younger Americans may know bestYounger Americans have a good grasp on what to expect out of Social Security. Here's what the rest of us can learn from them. - Retirement
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How to make goals-based planning work for you
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How to make goals-based planning work for youGoals-based planning has become all the rage in the world of financial planners and investment advisers. - Retirement
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Q&A: What is the key to creating tax-efficient stream of income?
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Q&A: What is the key to creating tax-efficient stream of income?Consider waiting as long as possible to claim Social Security. - Retirement
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3 reasons not to retire before 66
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3 reasons not to retire before 66Dreaming of an early retirement? Here are three good reasons to reconsider. - Retirement
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58% of Americans are making this huge retirement mistake
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58% of Americans are making this huge retirement mistakeDo you have a will or trust in place? Your loved ones could face a world of upheaval without one. - Retirement
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Q&A: What's best way to convert big IRA fund into a Roth?
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Q&A: What's best way to convert big IRA fund into a Roth?While converting to a Roth IRA is often times a good idea, there are a few things that have to be addressed to see if it is right for you. - Retirement
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Could you retire in 5 years?
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Could you retire in 5 years?If you plan to retire five years from now, then you need to have your finances in order. Review this checklist to see whether your retirement plan is on track. - Retirement
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Q&A: How can Social Security help if I'm starting over at age 55?
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Q&A: How can Social Security help if I'm starting over at age 55?Q: I am 55 years old and only worked for 10 years in the 1980s. I was a stay at home mom ready to reenter the workforce when my husband had a massive stroke. I have been his caretaker for 15 years. - Retirement
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HSA: The best 'retirement' account you don't know about
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HSA: The best 'retirement' account you don't know aboutTurn a health savings account (HSA) into another pot of retirement money.
