I have a shiny new iPhone 6. I got it specifically to use Apple Pay. We have had to replace debit cards 3 times this year, due to no fault of either the bank/credit union or us. Every case was some sort of retailer or card transaction processor data breach. The huge increase in security of Apple Pay was the killer app driving me to acquire an iPhone 6.
But we live in Bumfuck, lower Michigan. Technology is not rolled out first here, never mind that we are less than 30 miles from the second largest city in Michigan. The last time my daughter visited, she looked at her iPhone and said “EDGE?!? I can’t remember the last time I saw that.”
We called our credit union, and after we told them what Apple Pay was, they told us they were thinking about considering implementing it.
We went to a nearby credit union that was on the Visa list of participating financial institutions. They are too small-time to have been included in the initial roll-out, and have no idea when Apple will allow them to implement it.
We called the local Fifth Third bank, also on the Visa list, and they did not know what Apple Pay was. But after checking around, they are “in the process of implementing it” and have no idea when it will be ready to use.
I called the local Chemical bank, and they insisted that it was solely up to the retailer and had nothing to do with the bank. They are wrong.
We have no Chase bank, no BofA, no Wells Fargo or Citibank.
We do have USAA auto insurance. Later today my husband is calling them, because their implementation of Apple Pay began working today.




