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Members look to Costco for quality products at a great value, and now they turn to Costco for services with a great value.
When it comes to identity theft, it's important to be prepared. Worry less about identity theft with help from Complete ID's extensive information monitoring, regular credit report updates and a multi-layered system of identity restoration services.
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Members look to Costco for quality products at a great value, and now they turn to Costco for services with a great value.
Enable high contrast
Enable high contrast
Members look to Costco for quality products at a great value, and now they turn to Costco for services with a great value.
Help get peace of mind knowing that Complete ID has your back if your identity is stolen.
With proactive identity alerts, you can find out when your SSN is being used or misused.
Let our restoration specialists help guide you through the process if your identity is stolen.
Identity
Credit
Restoration
Our Identity Restoration Specialists are
standing by to help you.
Join the thousands of other Costco members
Identity theft happens when criminals access your sensitive personal information to take out loans, open fraudulent accounts, falsify tax returns, purchase properties or break the law under a false identity.
Though online breaches are a common way for records to be exposed, not all threats to information happen online. Physical documents, institutional records, and lost wallets also can be used to expose sensitive information and commit identity theft.
163,600,000+
Total number of known records lost in data breaches in 20196
Check your
The moment you sign up we're able to run a comprehensive check on your information to help detect past, current, or incoming threats to your identity.
Sign up & check your status
Complete ID goes beyond credit monitoring by being proactive in recognizing identity threats and providing restoration services if your identity is stolen.
Learn about the Complete ID restoration processIt only takes a few minutes to sign up
Sign Up Options
Adults may go to great lengths to protect their identity, but they don't always consider taking the same measures for their children. With Complete ID, you can help protect the whole family with the optional addition of Child Monitoring Services. Complete ID's child identity monitoring feature can cover up to five minors and scans the dark web for fraudulent names, addresses, and aliases associated with your child's Social Security number.
Learn About Child Monitoring
Add Child Monitoring to your plan for as low as $2.99/month
There's a lot of uncertainty surrounding identity theft, but Costco members could have the peace of mind that Complete ID is looking out for them.
Help protect your future, and join the thousands of other Costco members who use Complete ID to help protect them from identity theft.
Don't let identity theft get in the way of your future.
With Complete ID, you can rest assured that you'll be alerted at the first sign of trouble when there's a threat to your identity.
Alert Types:
The importance of identity protection isn't exclusive to any life stage. With Complete ID, you can better embrace your major milestones to the fullest with the knowledge that we have your back.
Identity theft can strike at a young age, in fact, the average victim of child identity theft is around 12 years old.
— 2018 Experian
When ID theft leads to unresolved criminal charges on your record, it can prevent you from receiving a driver’s license.
Your application for college funds could be denied if you’re a victim of student loan fraud, and have false loans bringing down your credit score.
For military personnel, a clean record can be essential for their security and career. But military members are often targets of ID theft with more than 40% of debt collection reports being caused by identity theft.
— 2020 Federal Trade Commission
Identity theft impacting your reputation could be the roadblock between you and your career goals, especially if you're applying for a job, promotion, or a work certification.
Looking for a new apartment or hoping to purchase your first home? Your dream house might be kept out of reach if you have false loans in your name due to payday loan fraud.
Social media has a wonderful ability to rekindle lost connections with the people who are dear to us, but those connections also can leave us vulnerable to threats.
Medical identity theft interferes with your medical records and insurance which can lead to incorrect treatment or inability to pay hospital bills.
Protecting your nest egg can be difficult when faced with a case of account identity theft. Criminals can drain your funds and set your retirement plans back by years.
"From the time I called to when the case was closed, the Complete ID team was there every step of the way. I recommend it. It is something that is necessary in today's world."
"I found out my identity was stolen when I received an alert from Complete ID stating I had collections from a healthcare provider that I had not used in years. I tried contacting the collection agency but they didn't help. I tried contacting the healthcare provider but they wouldn't help either because I wasn’t an active customer. However, with Complete ID, I was able to get assigned a restoration agent the same day. I provided the information he needed and he took care of everything for me within 30 days. He made the process very easy. I recommend Complete ID to other Costco members."
"I received an alert from Complete ID and I knew I had not initiated anything so I called the restoration team at Complete ID. They took care of everything. They even scheduled a follow-up call to make sure everything was taken care of. I highly recommend Complete ID to other Costco members."
Executive Members
Business & Gold Star Members1$8.99 per month per person for Executive Members or $13.99 per month per person for Gold Star and Business Members, plus sales tax where applicable. Service provided by Experian®.
2Child Protection cost is in addition to the monthly price and subject to the same terms & conditions ($2.99 per month for Executive Members or $3.99 per month for Gold Star and Business Members plus applicable sales tax for up to 5 children). Children must be under 18 years old to receive Child Protection. Parent/Legal Guardian will need to pass a one-time guardianship verification process to receive alert content for children.
3Monitoring with Experian begins within 48 hours of enrollment in Complete ID. Monitoring with Equifax and TransUnion takes approximately 4 days to begin.
4Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders; your lender may use a score that's different from your VantageScore 3.0. Click here to learn more about this.
5The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
6Identity Theft Resource Center, 2019 November Data Breach Package, Experian proudly provides financial support to the Identity Theft Resource Center.
You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute, but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes substantially, from a lender’s score. If the lender's score is lower than your VantageScore 3.0, it is possible that this difference can lead to higher interest rates and sometimes credit denial.
