It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it this week ...
Continue reading Black Coffee: Red Tape, Green Confetti and Blue Taxpayers
What is a Logbook Loan?
It is unfortunate that most people are denied payday loans due to the fact that they are unemployed, self-employed or because their monthly spending is higher than their income. In other cases, this can be due to the fact that they do not meet the ...
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100 Words On: Why Time Is More Valuable Than Money
Although you'd never know it based upon the ways people treat time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free; ironically, it's also priceless. That's because we ...
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Fake News: Can You Spot the Error In This Article?
It was recently confirmed as fact, via the hacking of emails from a national Presidential candidate's campaign manager and the hacking of emails from the leadership of a national political party committees emails, that news has been fabricated quite ...
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What’s the Best Way to Give a Financial Gift?
When it comes to gifts, we all know it's the thought that counts -- which is why there are certain self-described gift-giving mentors who don't encourage financial gifts. Of course, those same folks have probably been on the receiving end of monetary ...
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Why Silver May Be the Most Undervalued Asset in the World
The recent admission by several banks that the gold and silver markets are manipulated has many people claiming that the bankers' hijinks is proof positive that precious metals have been artificially undervalued for many years in order to maintain ...
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Black Coffee: A Ponzi for Your Thoughts
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's dive right in this week ...
Continue reading Black Coffee: A Ponzi for Your Thoughts
Why Investing Your Bonus Is a Smart Move
Economic and political uncertainty dominated the global news headlines last year and uncertainty looks set to continue this year. With that in mind, if you're fortunate enough to receive a bonus, the question becomes: should you save it or spend ...
Continue reading Why Investing Your Bonus Is a Smart Move
100 Words On: Why Excessive Debt Leads to Indentured Servitude
Taking on excessive debt -- and continuously spending more than you earn -- greatly reduces the wealth you can accumulate down the road. As a result, your options in the future become greatly diminished because you are essentially spending tomorrow's ...
Continue reading 100 Words On: Why Excessive Debt Leads to Indentured Servitude
Amazing Small Business Ideas Anyone Can Do
Starting a business is one of the toughest ordeals. There's a number things to think about all of which will determine how well one begins.
Picking the right business may also not come in automatically. Times have changed and so have businesses. ...
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7 Tech Jobs That Desperately Need Women
With male domination in certain corporate sectors, it's refreshing to know that there are incredible careers waiting for intelligent, ambitious women. Tech-based employers, specifically, are looking for women to diversify their workforces, and a ...
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22 Smart Money Tips Everyone Can Learn by Playing Doctor
So ... Who wants to play "doctor" with me?
I know what you're thinking, but you can relax. I promise nobody will end up in the principal's office after we're finished here. That's because this version only focuses on taking a peek at our ... ...
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Black Coffee: The Lap of Luxury Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Off we go ...
Credits and ...
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My State of the Household Report, Net Worth, and 2016 Expenses
I've said it before and I'll say it again: When it comes to money management, one of the most important pieces of information anyone can have is a detailed summary of where your household income was spent during the previous year. I've been ...
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100 Words On: How Thinking Outside the Box Can Save You a Fortune
A fellow walked into a New York City bank asking for a $4000 loan. "Okay," the teller said, "But we're going to need collateral." The man responded: "My black Porsche is in your parking lot. Here are the keys."
Several weeks later, the man ...
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Uh Oh: Get Ready for Sticker Shock at the Gas Pump This Year
Until now, rising oil prices have managed to push the market higher, and that has managed keep people who are investing in the surging stock market very happy as they watch their 401(k) and other investment vehicles rise in value. However, that may ...
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An Introductory Guide to Wills, Trusts and Estate Planning
What happens when people die -- or are dying -- is a subject of intense debate. For you it might be a matter of faith or science. What's less debatable: if you prepare properly, the people you leave behind will have an easier transition.
Several ...
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The 7 Most Popular Ways to Commit Financial Suicide
I recently got back from a vacation that included a family wedding on the Central California coast and a sightseeing trip around the San Francisco Bay Area.
Of course, one of the most popular attractions in San Francisco is the beautiful Golden ...
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Black Coffee: A Few Tales of Taxes, Fraud and Corruption
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"We contend that ...
Continue reading Black Coffee: A Few Tales of Taxes, Fraud and Corruption
100 Words On: Why Inflation Is Taxation Without Representation
Inflation is a tax that doesn't require legislative approval. Here's why: Assume your saving account earns 3% interest. (I know; but play along.) Whether that interest is taxed at 100% in a zero-inflationary environment, or earned tax-free with 3% ...
Continue reading 100 Words On: Why Inflation Is Taxation Without Representation
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