2nd this..
I've found smoking before bagging to be best as well - imparts the best smoke flavor throughout the meat.
I tried smoking it afterward, about 3 hours at 250 or so, indirect, and it ended up getting a bit dry around the outer layer. Perhaps if you're going to smoke afterward, try cooling it off first so the outer edge doesn't over-cook?
The meat doesn't overcook, meaning it won't get any more well done over time, but the proteins break down during the time it's cooking, which is why tougher cuts of meat take longer time to become tender. The proteins and connective tissues need time under temperature to break down. With cuts that don't have as much connective tissue, it's just proteins breaking down, which will turn it into mush.
What a horrible situation. I'm so sorry. Good for you for taking control of your situation and doing what you need to to get right. It's frowned upon by our society, even though we know it's needed.
The only other ones who know my net worth are Excel and Mint 🤐
I just told my SO today; we're in it for the long haul, and have been having money talks for many years now. It was time.
My net worth is also my current hobby.
I think by and large, the article doesn't mesh with the core tenant of FIRE to "build the life you want then save for it," but I do think it does an adequate job of calculating retirement spending through backtracking based on "ideal" retirement, into the actual expenses you might have at retirement.
Question to the sub is, if you don't have the life you want (just yet), but are still saving for FIRE, do you think you're on track to saving for the right draw-down? What would you do differently?
Is "build the life you want and save fore it" a "core tenant of FIRE" now? I thought it was just a recent post that people liked the sound of.
Perhaps just a tennant that makes sense to me and forms the core of my FIRE approach?
Oops. Didn't see that post
Same article, that post was open ended. Would appreciate the subs input on how they manage these expectations and account for "build the life you want" spending.
That's called being a stay at home parent
But without kids it's just....retiring early?
I don't have a handy term for that because it's not a common enough thing to have a term. Even if money's not an issue anymore, I just don't use the word "retired" to describe a person with a working spouse.
Words mean things. I'm not the internet retirement police, but I just think it's a distinction worth making, since we want to be able to have conversations about couples who have retired early and couples who haven't. I won't criticize anyone's life choices that work for them, but I'm not gonna conflate terms here.
I don't know why I care enough about this disagreement to write this much, but here we are I guess
No intended offense! I understand it's uncommon but like u/Hackanddash I'm in much the same boat. I intend to be finished working/baristaFI before my spouse.
Yes, ideally a couple's on the same page, but if she chooses to continue to work, and prioritize other things/spending in her present life which don't put her on the exact same retirement course (as early), who am I to dictate? If my premarital assets set me on course to retire during our marriage, why would I continue to work once in the union?
The way I see, ideally we will spend many retired years together, but perhaps my being a stay at home spouse (kids or not) could also be feasible/justifiable.
Very curious to hear why you're so passionate about the subject though. Some marriage wisdom for us youngun's perhaps?
Very cool! Makes it much easier to digest their "left-over" amount.
Couple pieces of feedback I'd offer:
- I'm leery of the permissions it requires (access to ALL websites); can it be toned down any?
- You already mentioned it doesn't take into account pre-tax income, but would it be possible to hook it up to a pre-tax savings vessel that's also stored in mint? So that my monthly contributions don't count towards my "income" but instead my SR%?
Strike while the iron's hot. Bought 60lbs of pork shoulder while it was on sale for $.99/lb. That's a day's worth of calories for a buck. Been cooking it 4 lbs at a time and eating it throughout the week. Cheapest month of groceries on record.
Edit: Terrible spelling errors
I did that this month, too, but only about 8 pounds of .99 cents pork. We cooked up part of it and froze the rest. I'm loading up on .99 chicken breasts on sale tomorrow.
Nice! Haven't seen those in my area, but definitely wishing I had a bigger freezer about now.
Realized that if I think more about the cost/calorie, I do much better on my food budget. One of my most variable categories in terms of expenses.
I made this just the other day! Kenji's spice blend is excellent and a good way to test the recipe. I made the marinade, dropped the shoulder in it overnight, then gave it a bath for 22hrs@165. Finished for 2 hours on the grill at 250 with smoke for flavor. Reserved the juices to add back into the pulled meat.
I've actually got another one in the bath right now, which I don't plan to put on the grill... That long cook at 165 is amazing. http://imgur.com/a/kQA9CCR
Awesome! Did you have any trouble handling the pork on the grill after it cooking so long? Also, were you able to incorporate banana leaves in any way?
Circling back to this - I tried this for a long 165 cook, no grilling after, and it wasn't quite right!
I've been making a more bbq style pork shoulder by dry-rubbing and somking for 3-4 hrs, then SV@145 for 48hrs. If (when) I make this again with yucatan flavors, I'll try it at that time/temp, and then smoke it afterward; I think the Cochinita needs a little crust/smoke to flavor properly.
Pulling it out of the bag was a bit tricky, it was crazy tender. But once I got it on the grill it was pretty straight forward. I didn't use Banana leaves with this method because I was trying to build a little crust from the grill. Tbh it wasn't really worthwhile, so maybe wrapping and finishing on the grill could work?
I've made the recipe as is and I personally think controlling the temp of the cook with Sous Vide yields a much more well cooked dish!
I've done it both ways, and I find I prefer smoking after. It leaves a nice dry bark on the outside, and that crisp is part of the experience.
I've done quite a few pork shoulders now and have smoked them first; flavor is amazing and texture comes out just like I like it. Haven't tried smoking anything after but figure that's the way to get the bark. Will have to give this a go soon!
3 hour smoke
Before or after the bath?
Is this the proper order?
Yeah, you've got solid 401k options so tax-deferred is like better than Roth.
Can I also I contribute to a traditional IRA? If so, is there any point to this, since it seems I am ineligible for a tax deduction based on my income?
Very little at your income level. If you made more than the Roth IRA contribution limit, you can make a nondeductible traditional IRA contribution and then immediately convert it to Roth (the so-called "Backdoor Roth"). Note that you'll want to empty out any traditional IRAs before you do this (roll into 401k or pay the income taxes to convert to Roth IRA).
I am confused by this. Trying to wrap my head around the Backdoor, but can't seem to understand. I am unable to contribute in any tax advantaged way to a T IRA based on income correct?
So if I contribute, the immediate rollover into a Roth is how you garner the tax benefit?
Let's just assume you're over the income limit to contribute to a Roth IRA, and have a 401k at work that makes you ineligible for the income tax deduction for a traditional IRA.
You can still contribute to a traditional IRA, it just doesn't reduce your taxable income. That's what is meant by a "non-deductible" tIRA contribution.
But the IRS will still track the taxable basis of the amount you contributed to the traditional IRA. When you convert your entire IRA balance across all your IRAs (which should just be this one), you pay income tax on any amount that hasn't been taxed yet. Since you haven't taken an income tax deduction on your non-deductible tIRA contribution, that's pretty much all the value of the tIRA. So the rollover to a Roth IRA is allowed and tax-free (save for a very minimal amount of tax on any earnings between when you contributed and rolled it over, which is why you want to roll it over immediately).
Basically, it's a Roth IRA contribution. But if you're over the income limit for a Roth IRA, you can jump through a couple IRS mandated hoops and fill out a couple forms, and then wind up with effectively the same thing.
Thank you. My confusion was from reading Mad FIentist who suggested the order of operations would be to max401k, then your tIRA before Roth. I guess the reason for this would be if you are in extremely high income bracket. Otherwise contributing to Roth still makes the most sense for "medium" income earners?
Got promoted recently, which came with a ~27% increase in total compensation. Unless I change my 401k contribution to 0, 25% of the bonus I am getting (over 10k) will be put into my 401k, which will put me about 2k away from maxing it out for the year. This also saves me some money in terms of how much taxable income I will have for my next paycheck.
Does anyone think it makes sense to up my contribution so that I fully max out the 401k?
Absolutely.
Make hay while the sun is shining. Reduce taxable income; might even find you have more money in your pocket at the end of the year with your return from lower tax basis.
All this marriage stuff on the sub this past weekend won't stop me from getting married this Saturday.
Cannot wait for the honey moon
Very grateful for all the marriage stuff on the sub as it's just recently come up in my relationship. Glad to have the input of the community, from both sides of the coin.
Good luck to you both!
Sounds pretty reasonable. I thought that way in my early 20s...but mid 30s now with car/home/several hundred thousand in bank...yeah I'd definitely like to preserve what I've already worked for and ensure that my income make my life comfortable going forward, and maybe a partner while we are together, but I have no desire to get financially dissected in divorce court at any point in life.
it's important to keep in mind that the point of a pre-nup is simply to record in advance what assets are pre-marital and if relevant/possible to address the possibility of alimony. Divorced partners are not entitled to a share of your pre-marital assets; the issues that arise with that are the result of arguments about what counts as pre-marital, arguing about what kinds of liquidating assets count as commuting them into marital funds, and so on. A pre-nup does not magically make your partner not entitled to their fair share of marital assets; what it does is simplify the arguments about what counts, to ensure they don't manage to lawyer their way into getting things they aren't legally entitled to.
u/nblackhand said it very well according to my understanding, pre-marital assets remain pre-marital if they can be proven to be so (think bank statements, titles, records etc.), as long as you don't co-mingle marital assets into those accounts. If you keep them separate from any money or assets acquired during the course of the marriage, they will remain yours in the event of a divorce. As soon as you co-mingle marital assets, tracking become a circus. This is my understanding based on a conversation with a family lawyer.
Need more toothpaste. Am generally appalled by the costs associated. Decided I can make it for far cheaper (and "healthier" if you buy into that sort of thing). Very simple and so far so good!
Maybe a mix of stocks and bonds, like the vanguard total stock market fund and their total bond market fund. Proportion of each up to her own risk tolerance, maybe 50/50 or something of the like?
This. VTSAX tracks the S&P 500, and will provide the growth portion/hedge against inflation. Based on her risk aversion, their VTLBX tracks the bond market, and should be weighted according to her aversion. Typical growth (agressive) portfolios suggest 90/10 stock bonds.
Because she's older, she may be more inclined to maintain her wealth, which would suggest a higher ratio of the bond fund. If you are still confused, I highly recommend reading or listening to The Simple Path To Wealth by JL Collins. It explains this concept in extreme detail, and suggests these same funds.
Can we wait until this is actually in a bill or something before we freak out over wild rumors? Yes, it would suck, but there's not really any reason to believe it's likely to happen at this point in time.
No freaking out. Policy makers are influenced by concerned citizens. If we're uninformed we can't even begin to impact change.
Definitely curious about this one. A+ for design and seems like a decently easy build
Saw a guy doing some squats with major imbalance. Approached him because I was genuinely worried he was (will) hurt himself if he continues like that. Realized it is equally uncomfortable to give random advice to random stranger, as to be the one who is on the receiving end. Hope it helps though!
PMed you
even then a peaceful death vs a likely slow emotionally painful death in the street would be vastly preferable.
Imo the original owner shouldn't have ditched it either way obviously, if giving it to a capable owner wasn't possible.
either way I'm obviously glad OP got the dog and gave her some good months, not trying to take away from that.
It's a sensitive issue to me to some extent since I grew up with a dog I love and my abusive family refuse to get it proper healthcare, and it lives in pretty much constant pain now but there's nothing I can do about it, atleast until I hit 18 and the risk of being forced back there in any way is completely gone.
We're with you. If you are unable to take care of an animal all the way through, you shouldn't commit to caring for them. We're glad she ended up with us, but we can't imagine the emotional trauma of being left in an un-known area, lured into a stranger's house and then living there.
I just wanted to give some backstory to how she came into our lives...people are terrible but their loss was our gain. We were so happy to have her, she was the sweetest. So gentle and loving. Every night before bed she came up to both sides of the bed to tell us good night before laying down.
Edit: a word
Load more comments
