Plans for every investor

0

.25%

Annual Fee

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Includes unlimited access to:

  • Automated portfolio management
  • Tax‑efficient investing features
  • Advice across your investments
  • Award‑winning customer support
No minimum balance | Cancel at any time | Fees calculated based on account balance
Want access to our team of licensed financial experts?
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  • No trade fees.

    Betterment does not charge you transaction fees to buy and sell securities.

  • No transfer fees.

    There are no fees for depositing or withdrawing from your Betterment account.

  • No rebalancing fees.

    Betterment automatically and regularly rebalances your portfolio for free.

  • Satisfaction guaranteed.

    We're committed to providing our customers with a great investing experience. Learn more

  • No trade fees.

    Betterment does not charge you transaction fees to buy and sell securities.

  • No transfer fees.

    There are no fees for depositing or withdrawing from your Betterment account.

  • No rebalancing fees.

    Betterment automatically and regularly rebalances your portfolio for free.

  • No hidden fees.

    Betterment's fees are all-inclusive, so you'll have access to our full suite of features at no extra cost.

Gain access to our team of licensed financial experts.

Plus
0 .40% Annual Fee
Get Started

$100,000 Minimum Balance

Fees based on account balance

  • Annual call with our team of CFP® professionals and licensed financial experts
  • Additional account monitoring by our team of licensed experts
Premium
0 .50% Annual Fee
Get Started

$250,000 Minimum Balance

Fees based on account balance

  • Unlimited calls with our team of CFP® professionals and licensed financial experts
  • Additional account monitoring by our team of licensed experts
Betterment Advisor Network™

Looking for a dedicated one‑on‑one relationship with a financial advisor?

Get matched with a pre‑vetted CFP® professional who can provide comprehensive financial planning.
Learn More

Frequently Asked Questions

  • Where are the fees taken from?

    Fees are taken right from your Betterment account. No action is required on your part, and we'll never charge fees if you don't have a balance.

  • Is there a fee for a $0 balance?

    No, you will never be charged for an account with a $0 balance.

  • Which accounts are included in determining my qualification for the Plus or Premium plans?

    The minimum balance requirement for those plans is based on your combined balance across your IRA and taxable accounts, joint accounts, and trusts at Betterment. If you also have a 401(k) account through Betterment For Business, that account is subject to a separate fee schedule and is not included in the minimum balance requirement.

  • Are there fees for deposits or withdrawals?

    No, our annual fee covers everything. You will never be charged any trade or transaction fees.

  • Can I cancel at any time?

    Yes, you can cancel at any time. Fees will be prorated, so if you leave before a month is over, you will only pay for the time you had a balance.

  • What if I have over $2 million in my account?

    You will not be charged a fee on any additional investments above $2 million. The more you invest, the lower your effective fee rate.

Start your investment plan
I am years old and
  • Not Retired
  • Retired
. My annual income is .

Have peace of mind knowing your money is protected.

Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.

Looking out for investors' accounts is a legal duty.

Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.