Use the home affordability calculator to determine how much house you can afford. Enter details about your income, monthly debts and down payment to find a home within your budget.
How Much House Can I Afford?
You can afford a house worth:
IMPORTANT NOTE REGARDING HOME-AFFORDABILITY CALCULATOR AND RESULTS.
Home-purchase affordability depends on various factors and is not guaranteed. Results shown are estimates and are based on the accuracy and continued reliability of the data you input. Additionally, various other factors may affect affordability. Such factors may include credit score, the particular mortgage you choose, lender guidelines, other savings needs you might have (e.g., retirement, college), changes in market conditions, changes in your own circumstances, and more. Some results may be rounded.
-
$xxx,xxx Principal
& Interest
-
$xxx,xxx Property
Tax
-
$xxx,xxx Home
Insurance
-
$xxx,xxx HOA
Fees
-
$xxx,xxx Mortgage Insurance
With approach, no more than of your income will go towards debts and no more than will be allocated for all housing expenses.
0
4
HFAffordCal
finance_calculator_home-affordability-calculator_view-all
finance_calculator_home-affordability-calculator_carousel
Learn More about Affordability and Mortgage
-
When you buy a home, the amount you can spend depends on how much you have in cash to use for a down payment and how much you can borrow. A mortgage lender can prequalify you for a loan, which essentially means...
Read more
-
You've defended the American dream. Now let us help you live it. Your military service can help you buy a home - and we're here to guide you through the process. Let's get started!
Explore the Guide
-
The home of your dreams is within reach. Discover how to navigate the financing journey with our handy guide.
Read more