Essentials 1B
Instant access to your Equifax credit report and FICO® Scores—including FICO® Scores widely used in mortgage, auto and credit card lending, and the newly released FICO® Score 9†
Monthly access to a new, updated Equifax credit report and FICO® Scores
Monitoring of your Equifax credit report, with FICO® Score 8 updates††
FICO® Score 8 historical tracking graph††
Lost wallet protection‡
24/7 full-service identity restoration
$1 million identity theft insurance§
Ultimate 3B
Instant access to a 3-bureau credit report and FICO® Scores—including the FICO® Scores most widely used in mortgage, auto and credit card lending, and the newly released FICO® Score 9†
Quarterly access to a new, updated 3-bureau credit report and your most widely used FICO® Scores
Monitoring of your credit reports from all 3 bureaus, with FICO® Score 8 updates††
FICO® Score 8 historical tracking graph for each bureau††
Identity theft monitoring
Lost wallet protection‡
24/7 full-service identity restoration
$1 million identity theft insurance§
3B Report
Instant access to a 3-bureau credit report and FICO® Scores—including the FICO® Scores most widely used in mortgage, auto and credit card lending, and the newly released FICO® Score 9†
$59.85 for all 3 bureaus***
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IMPORTANT INFORMATION:
* Monthly subscriptions: Your subscription will automatically renew monthly at the same monthly price unless you cancel. You may cancel at any time; however partial month refunds are not available.
** Annual subscriptions: Your subscription will automatically renew annually at the same annual price unless you cancel. You may cancel at any time; however partial year refunds are not available.
*** One-time purchases: Each FICO® Score 1B Report and FICO® Score 3B Report is a snapshot of your credit profile that is viewable for 30 days from the date of activation. All FICO Score 1B Report and FICO Score 3B Report products must be activated within 12 months of purchase.
† All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more .
† † Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.
‡ Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See terms and conditions .
§ Subject to policy limitations and exclusions. See terms and conditions .