Glossary of Personal Finance Terms

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• 7/1 ARM

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A

• Accrual Accounting
• Actuary
• Adjusted Gross Income - AGI
• APR
• Arbitrage

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B

• Balance Sheet
• Bear Market
• Bill Of Sale

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C

• Capital
• Collateral
• Credit Bureau
• Current Ratio

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D

• Debt-To-Equity Ratio
• Deductible
• Deferment
• Deflation
• Diversification
• Divestiture
• Dividend

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E

• Earnings Per Share - EPS
• EBITDA
• Economies of Scale
• Equity
• Excise Tax
• Expense Ratio

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F

• FDIC
• FICA
• Foreclosure
• FUTA
• Futures

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G

• GDP
• Gross Income

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I

• Inventory Turnover
• IPO

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J

• Junk Bonds

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L

• Letter Of Intent
• Lien

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M

• Marginal Tax Rate
• Mortgage Bond

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N

• Net Income
• Nominal GDP

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O

• Operating Margin

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P

• P/E Ratio
• P&L - Profit and Loss Statement
• Pell Grant
• Pension
• Power of Attorney
• Prime Rate
• Principal
• Pro Forma
• Promissory Note

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R

• Racketeering
• Renters Insurance
• Return On Investment
• Reverse Mortgage

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S

• S Corporation
• Signature Loans
• Social Security

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T

• Tax Lien

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U

• Use Tax

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W

• Working Capital

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