Payoff Calculator

This calculator calculates either:

The monthly payment amount required to repay your credit card balance in full, given your estimated monthly purchases and number of months you'd like to pay off your balance.

OR

The number of months it will take to pay your credit card balance in full, given the monthly payment amount you plan to make, along with your estimated monthly purchases.

When estimating your monthly charges, be sure to include any annual fees or other fees charged by the card issuer.

This calculator is intended solely for general information and educational purposes and does not take into account all of the personal, economic and other factors that may be relevant to your decision making. The accuracy of this calculator and its applicability to your personal financial circumstances is not guaranteed or warranted.