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What You Need to Know About Unsecured Credit Cards (Kredittkort Uten Sikkerhet)

Wed, 18 Dec 2024 20:51:10 +0200

Life in general, but as a parent especially, is full of surprises, and sometimes you need a way to cover costs you didn’t plan for (like when your old car breaks down... again). That’s where credit cards come in, but not all cards (or loans) are created equal, and some, if not properly utilized, can get you into bigger financial crises. Here are some of the differences between unsecured credit

Our Frugal Georgia Trip, Day 2: Batumi, Las Vegas of the Black Sea

Tue, 17 Dec 2024 15:20:14 +0200

On the second day of our Georgia trip, in Batumi, not surprisingly, we had a pretty late start. We only got up at 10:30 and had to get to the tour we signed up for by 11:45; we were supposed to get there ten minutes early, we had a 5 minute walk to our car, and it was a 7 minute drive away. But, fortunately, we made it for our tour (we arrived at 11:50), because the guide was also a bit late. To

Help Your Kid Develop Their Artistic Skills Through These 5 Failproof Steps

Tue, 10 Dec 2024 10:33:10 +0200

Parenting artistic kids has been a fun journey, and I try to encourage them as much as I can without letting it get too challenging to deal with the messes that ensue. The clutter of all those art projects can sometimes be a lot, but I take pictures and save the projects in our memories and then let the art projects go, other than the special ones that my children want to keep. Here's how you can

How a Family Lawyer Can Help You Through Tough Times

Tue, 10 Dec 2024 10:14:04 +0200

When your marriage is on the rocks and seems like it is about to be over, you want to have a good lawyer on your side. While some lawyers can be not so sensitive, a decent lawyer can even give you emotional support in addition to all the legal support. Here's how a lawyer can help you in those hard times.Marriage is hard work. It’s a common notion that half of all first marriages result in

How to Stand Strong When Caring for Children and Parents Simultaneously

Tue, 03 Dec 2024 23:55:54 +0200

People my age are starting to be part of the sandwich generation, with parents that are elderly and need tending to, while also taking care of younger children. It still is a shock to me to realize my parents are actually getting old, and they're not nearly as old as many of my peers' parents. Caring for two generations at once can take a toll emotionally on a person. Here are some ways to

6 Tips for Paying Off Your Credit Card Debt

Tue, 03 Dec 2024 23:33:10 +0200

Credit card debt can be a huge burden, not just financially, but emotionally as well. But paying off credit card debt is easier said than done. Here are some tips to hopefully make this monumental task a bit easier.Dealing with credit card debt can be stressful, especially if you struggle to keep up with your payments. However, the right strategies can help you offset your debt and take control

Our Frugal Trip To Georgia, Day One: Vani Sulfur Hot Springs and Batumi

Tue, 03 Dec 2024 18:48:05 +0200

Hello there from Georgia! As I wrote in my post yesterday, today we left on a 6:45 am flight (meaning we woke up at 3:30 after only getting to sleep at midnight after a late arrival to Cyprus) from Larnaca to Kutaisi, Georgia. It was a 2 hour flight and, fortunately, I managed to sleep for some of it.When we arrived in Kutaisi, the guy from the car rental company met us at the airport and he told

4 Key Things to Know Before Investing in Stocks

Mon, 02 Dec 2024 05:54:56 +0200

When you are looking to earn money, or when you finished all the steps in the Dave Ramsey method, first paying off all your debts, and now trying to build wealth, buying stocks can help increase your net worth. However, doing it badly can cause you to lose a lot of money. But doing it properly, now that is worth the learning curve. Here are some important things to know before investing in

Hello From Cyprus -- For The Moment

Sun, 01 Dec 2024 23:39:37 +0200

When my oldest son was almost 11, I went on a trip with him to Craiova, Romania, his first time ever leaving our country, his first time ever on a plane. My other kids wanted to go on trips with me as well, and I told my kids that the summer before they turned 11 I'd take them each on trips. Not long after I took my son to Romania, I took all my kids to Bulgaria because I found really cheap

Stress-Free Parenting on a Budget: Affordable Ways to Reclaim Your Calm

Sun, 01 Dec 2024 23:14:13 +0200

Parenting is not for the faint at heart. So many stressors. So many things that can go wrong. But to parent well, we do need to maintain our calm, somehow. I use therapy for that and it helps a lot. But it's quite expensive. But there are plenty of other ways I also try to remove my stress. Here are some ways you can do so without breaking the bank. Parenting is one of the most rewarding

Momcozy DinerPal High Chair Offers a Long-Lasting Feeding Solution for Modern Families

Mon, 25 Nov 2024 12:53:03 +0200

When you are raising little ones (mine are not so little anymore!) you need to figure out the best way to feed them. Are you going to feed them in a stroller (like I've seen many people do), standard high chairs, or something else? Or would you use a modular high chair that will last as your child grows? The Momcozy DinerPal looks like it would be a great addition and a good investment especially

Getting Myself Custom Orthotics- Finally

Mon, 25 Nov 2024 12:26:29 +0200

An analysis of where my feet put pressure when I stand. (Note the absence where my toes don't even touch the ground? And how they aren't matching?)My friend Bea has often told me how much her feet hurt her all the time but especially at the end of the day. Bea tends to wear barefoot shoes ever since she heard that they were good for your feet and she felt that they were comfortable. I suggested

Planning Ahead to Cover Your Family’s Health Care Costs

Sun, 24 Nov 2024 00:16:12 +0200

I am very happy to live in a place with universal medical insurance, so paying for medical care isn't something I typically worry about, other than things like rare expensive procedures like one I am contemplating doing. For many people, though, this isn't the case, and medical debt is one of the most common types of debt out there. That's why, if possible, if you plan ahead to cover your

Social Media and Online Solicitation of Minors: How to Keep Kids Safe

Sat, 23 Nov 2024 23:54:33 +0200

Social media and kids, oh boy is that a loaded topic. Some people say absolutely not, not until they are much older. Some give from a young age. Some only give with very strict supervision. Every parent does what they consider best based on what they know after talking to professionals. But it is a land mine. You can't make decisions properly without knowing all the necessary information. So here

My Recent Frugal Accomplishments

Sat, 23 Nov 2024 23:35:59 +0200

It's that time again, where I write up the list of frugal things I've done recently for everyone to see. This provides me with accountability, sometimes inspires me to do more frugal things (so I can write about it here after), and reminds me when I feel like I'm a frugal fraud that I am not, and hopefully will inspire you to see what frugal things you can do in your day to day life.FoodI had a

One Pot Indian Lemon Rice with Chicken Recipe -- Gluten Free, Allergy Freindly, and Easy

Tue, 19 Nov 2024 22:09:17 +0200

I was tired. My kids were going away for the weekend. I wanted a nice meal but I didn't want to have to work too had to make it. I thought to make a one pot chicken and rice dish. I like chicken thighs and drumsticks all ways, but my kids only like them with crispy skin, so I haven't made this type of dish recently, but it really appealed to me. However, when making this type of dish, cooking the

How Parents Can Avoid Injuries When Handling Children With Disabilities

Tue, 19 Nov 2024 20:21:57 +0200

People with disabilities can often need mobility assistance. When parenting a child who needs assistance with mobility, oftentimes they need to be carried even when larger (and this also applies to older children with invisible disabilities if, for example, they need to be carried when having melt downs). Because of this, it is important to learn tricks to keep your body strong even when carrying

How the Military Divorce Process Differs From Civilian Divorce

Mon, 11 Nov 2024 15:06:53 +0200

My father joined the US Army as a doctor when I was 16 years old while my family moved abroad. By the time he left the army, after a tour in Kuwait and a tour in Iraq he had the ranking of colonal. A year into his joining the military, my mother asked for a divorce. When you divorce in the military, things are more complicated than a civilian divorce. Here are ways that they differ.Divorce can be

When is the Right Time to Talk to Your Child About Alcohol?

Mon, 11 Nov 2024 14:57:20 +0200

Though it isn't legal to sell it to them, teenagers often find a way to get alcohol, and teenaged drinking is a big problem. Far too many teenagers are getting drunk and getting into dangerous situations because of that. Is it inevitable? No. There are things you can do as parents to make it less likely for your teenaged children to abuse alcohol.In my house growing up, alcohol was never this

Puttanesca Inspired White Fish Fillet Recipe -- Gluten Free, Allergy Friendly, Paleo, and Frugal

Mon, 11 Nov 2024 14:38:58 +0200

I've mentioned quite a few times on my blog that white fish fillets, usually St Peter's fish tilapia, or other types of tilapia, are one of the cheapest animal proteins round this part, once you factor in bones to your price per pound, since white fish fillets are eaten in their entirety like chicken breast, unlike chicken thighs or wings, for example. These fish fillets are $2.46-$