OPER is a complete mobile experience with one simplified rewards program. Customers pay with their OPER account and earn up to 10% back and redeem that credit at any participating merchant.

Business owners are already faced with many challenges every day to keep their businesses running. At OPER, we don’t think rising costs and fees for transaction processing should be one of them.

When consumers use their credit cards to pay for gas, swipe for lunch, or pay at the local barber, those businesses are not receiving 100% of what the consumers pay. 

According to the U.S. Small Business Administration, merchant account companies can typically charge up to 5% on anything a company earns from credit card transactions. 

The market for processing is highly competitive and one company will undercut another, but no one was looking for a way to completely do away with the fees until OPER was founded.

OPER is on a mission. We’re trying to help rid the world of credit card fees.

We’ve developed a model that can absorb transaction processing fees entirely. Our pilot program allows for a full credit of fees back to the merchants once a designated number of transactions is met. Eventually our platform will be able to bypass interchange (Mastercard, Visa, etc.) completely and allow for a direct transfer of money.

Our mission is to build a product that is both mutually beneficial for the business and the customer while maintaining an honest and transparent revenue plan.

OPER is making serious headway with their PaywithOPER application:

Pilot Results

• Processed more than $700,000 in sales as of November, 2017
• Saved business owners more than $30,000 in credit card fees
• 200+ active customers (restaurants) piloting the software
• Average transaction is more than $22
• Currently generating at a 14% revenue line, trending to 17%
• Annual CLV (customer lifetime value) estimated at $120
• 27,000+ registered users
• 3,600 monthly active users
• 450+ Premium Members

See what the press is saying about us:

• https://www.stlmag.com/dining/introducing-OPER-a-new-restaurant-rewards-program-in-st-louis/
• https://www.bizjournals.com/stlouis/blog/biznext/2016/08/st-louis-based-mobile-payments-startup-raises-750.html
• http://fox2now.com/2016/01/10/mobile-payment-and-rewards-platform-for-dining-out-growing-in-st-louis/
• http://www.ksdk.com/article/entertainment/television/show-me-st-louis/oper-the-locally-grown-app-makes-ordering-out-easier/63-72267744
• https://www.youtube.com/watch?v=paGROyjSppQ&t=238s

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David Laiderman | Founder & CEO |
David Laiderman is an experienced entrepreneur with more than 15 years of experience operating technology companies. He co-founded his first company, Lionmenus.com, in college and was eventually acquired by Orderup (acquired by Groupon, Inc.). In 2009, David founded College Advertising Solutions where he built a footprint of college town-based food ordering websites around the U.S. (acquired by Eatstreet, Inc. in March 2016). During his career operating the U.S. companies, David co-founded Hungry Media Sp. z o.o. in Warsaw, Poland. Hungry Media has evolved to be a premier senior level engineering team in eastern Europe, servicing clients and agency partnerships throughout the U.S.

Krystian Sergiejew | Technology Advisor |
Krystian is an experienced bilingual software developer and an entrepreneur with more than 24 years of experience in the software industry. Krystian started programming at the age of 12, and by 16, developed and successfully released two PC games in Poland. Over the course of his career, Krystian was involved in various software projects across two continents with major focus on web and mobile developments. Krystian held senior-level programmer positions at Senets, Inc., Hyperband Broadband, Inc., Allegro Multimedia, Inc., and a senior-level software architect position at PKO Bank Polski – the largest commercial bank in Poland. In 2006 Krystian founded Hexlabs, Sp. z o.o. and an international real estate portal known as fusedworld.com. In 2012 Krystian co-founded Hungry Media, Sp. z o.o. with a goal to provide software development services to clients worldwide. Krystian holds a degree in Information Systems from Kennesaw State University.

Todd Kobrin | Chief Marketing Officer |  
Todd is an expert in digital marketing and online conversion. As EVP of 888 Inc. Todd expanded the company's platform globally to more than 40 countries before returning back to the U.S. to help companies domestically take advantage of the changing online gaming landscape. During that transition and after a key consulting role for the CMO of Caesars Group, Todd decided to shift his expertise into mobile payment and work with OPER. His skills with online conversion and user experience will be critical as the company grows.