
Plooto
by Plooto
Top Features

Plooto
by Plooto
- Approval Process Control4.8
- Invoice Processing4.8
- Electronic Funds Transfer4.5
- Check Writing4.2
- Recurring Payments4.0
OTHER USERS CHOSE
- Approval Process Control
- Invoice Processing
- Electronic Funds Transfer
- Check Writing
- Recurring Payments
Plooto Reviews
Showing 5 of 221 reviews
Overall
4.4
Ease of Use
4.5
Customer Service
4.0
- "Overall it's a game changer and love it. Looking forward to future updates and a continued and improved seamless workflow with qbo."
- "My experience has been very good. Been very happy with product in the past few years that I have been using it for my clients."
- "It is great for tracking the approval process for payments and providing an alternative method of payment for invoices."
- "Love how easy it was to set up to receive a payment. It only took a couple of minutes, and I appreciate the confirmation deposit that is made to make sure the funds are going to the right account."
- "The warnings should be more visible. It takes longer than Telpay to deposit into account."
- "The pricing change is too bad given our corporate structure."
- "The problem that arises is that we as a small organization end up paying for two software because some of our vendors pay by credit card so we are spending more money on Plooto."
- "So far negative but hopeful I can figure it out. I'm frustrated to have had to pay $25 per month and still haven't figured out if this is going to work for my business or not."
Pros
- "Overall it's a game changer and love it. Looking forward to future updates and a continued and improved seamless workflow with qbo."
- "My experience has been very good. Been very happy with product in the past few years that I have been using it for my clients."
- "It is great for tracking the approval process for payments and providing an alternative method of payment for invoices."
- "Love how easy it was to set up to receive a payment. It only took a couple of minutes, and I appreciate the confirmation deposit that is made to make sure the funds are going to the right account."
Cons
- "The warnings should be more visible. It takes longer than Telpay to deposit into account."
- "The pricing change is too bad given our corporate structure."
- "The problem that arises is that we as a small organization end up paying for two software because some of our vendors pay by credit card so we are spending more money on Plooto."
- "So far negative but hopeful I can figure it out. I'm frustrated to have had to pay $25 per month and still haven't figured out if this is going to work for my business or not."
Most Recent Video User Review for Plooto
SEE ALL VIDEO REVIEWS
Jacky W.: Hi, my name is Jacky. I'm the co-owner of a bookkeeping practice. For Plooto, I would rate it a four out of five. Please click the link below for more reviews like this.
Softwares that we considered and looked at are ... we looked at cash management tools from the banks, as well as the Beanworks software.
The reasons why we chose Plooto were, firstly, it integrates well with QuickBooks online which is the platform we use for our accounting and recordkeeping. Two, it syncs very well with the banks that we have our clients using. Three, it basically makes our lives easier when we do the accounts payables for our clients, by making the vendor payment set up very easy with banking information or e-transfer with the security question and answer.
It was very easy to integrate and onboard Plooto. All we needed was to have the void check of our client's business account and wait for the micro deposit and then put in the six digit verification code. And we always wanted to make sure that the owner for Plooto compliance was the one that was added as a user to be the main administrator and user on their Plooto account.
I would highly recommend using Plooto for your small business, particularly for your accounts payables as well as receivables. It makes integration with accounting softwares very easily, as well as making sure that your vendor and supplier bills are marked correctly as being paid and a one-to-one match with the payments and the bills.
Plooto is great for the needs of small businesses
4.0
Jacky W.
Managing Director - Bookkeeping•Accounting
Most Helpful Reviews for Plooto
Aislinn K.
Marketing Asssitant
Management Consulting, 11-50 employees
Used the software for: 1-2 years
Overall Rating
Ease of Use
Customer Service
Features
Value for Money
Likelihood to Recommend
Reviewer Source
Source: Capterra
April 19, 2019
"Entreflow Consulting Group's use of Plooto"
Overall: Plooto has certainly helped us from a workflow perspective, it's pulling your payables from your Quickbooks or Xero account into Plooto so you can see all the payables that you need to deal with and when they're due. And there's a whole bunch of approval processes you can put in place for internal controls perspective so make things a lot more bulletproof than just manually writing checks and doing e-transfers.
Pros: So you can currently do pre-authorized debit, pre-authorized credit receivables in U.S. dollars and Canadian dollars which is super kick-ass. It's also made some of our clients lives a lot easier if they've got clients in different countries, and it gives their clients flexibility to pay in debit or credit. Also, as far as the amount of time it takes for that cash to clear your bank account; it's faster than Stripe, and on top of that the integration with Quickbooks makes it a lot easier to manage the fees, unlike Stripe.
Cons: We'd love to see more international payments to more countries just for some of our clients that have people they're paying in lots of different places around the world. As well, with the international payments, if a client has a lot of companies that they're paying in the U.S. for instance if you get really costly really quickly. So I'd like to see some bulk discounts for high volume payments to the U.S.
Reviewer Source
Source: Capterra
April 19, 2019
Heather Y.
Principal
Accounting, 11-50 employees
Used the software for: 2+ years
Overall Rating
Ease of Use
Customer Service
Features
Value for Money
Likelihood to Recommend
Reviewer Source
Source: Capterra
December 14, 2020
"Our EFT provider of choice"
Overall: Our objective was to automate payables, and Plooto has been great for that purpose.
Pros: We're a Quickbooks shop, and we *love* the integration. Virtually all of our clients are using Plooto for payables, and some for receivables. In terms of pricing, the package is advantageous for most of our clients. Some of the tiny ones would spend less on regular bank fees -- but the convenience still makes Plooto a good option. The interface is clean and user-friendly. Our clients love the signing authority "tiers." We're working with nonprofits, so there's always a board of directors to consider -- and therefore multiple signers. It's not uncommon for orgs to specify who needs to approve organizations over certain limits, and Plooto gets us there with no fuss.
Cons: We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies. The ability to send payments internationally through Plooto is great, but we sometimes experience issues with foreign banks. On the signing authority front, it's possible to do an "end run" around banking agreements by authorizing people on Plooto that aren't authorized on the bank account. We need to do our due diligence on that, to ensure payments are authorized only by signing authorities.
Alternatives Considered: EFT Canada and TelPay for Business
Reasons for Choosing Plooto: Software integration, convenient user interface
Reviewer Source
Source: Capterra
December 14, 2020
Tammy B.
Publisher
Publishing, 1-10 employees
Used the software for: Less than 6 months
Overall Rating
Ease of Use
Customer Service
Features
Value for Money
Likelihood to Recommend
Reviewer Source
Source: Capterra
December 17, 2018
"It appears to have it all until you use it."
Overall: Not Good. Really ambitious to make it work I like the concept but they make it very hard to be a client.
Pros: I like that it can process both bank or credit card payments for receivables. It can provide automation too but unfortunately it didn't work for me. I like the price. And I like that it linked into xero. It appears to have it all until you use it.
Cons: 1) Its not easy to use, no introduction. 2) the automation component never worked for me I know I had to get PAD on but I wanted it on for some clients off for others and this was not an easy thing to set. It also doesn't allow me to store the credit card something like Quickbooks online I had in mind but this is a complete oversight to the program. I guess if automation actually worked then this could solve this issue. 3) Ya I was very confused but when my clients couldn't figure it out either, some ended up with duplicate payments pulled from their accounts etc. No help to fix very embarrassing. 4) their live chat is not live. You ask a question and wait. Fine to get started but even in the middle of conversation to deal with issues they just disappear. The conversation is not live. Sometimes they don't even read my questions which makes me think not a real person is helping me. 5) Money holding ridiculous! If a client due date on invoice was 30 days and they paid me next day I had to wait until what my invoice said for due date on payment. Plus when money drops into my account there is no PLOOTO ID on the deposit. Very confusing for trying to reconcile. 6) Plooto reconciled in Xero in its own little account but doesn't reconcile with the bank account. Weird and confusing.
Reviewer Source
Source: Capterra
December 17, 2018
Alexandra M.
Operatins
Hospital & Health Care, 1-10 employees
Used the software for: 6-12 months
Overall Rating
Ease of Use
Customer Service
Features
Likelihood to Recommend
Reviewer Source
Source: Capterra
September 20, 2022
"Plooto is easy"
Pros: Plooto is easy to use. It syncs well with other software and keeps track of all payment history which is amazing! There are a variety of ways to pay suppliers as well.
Cons: 5 business days for payments is a bit long.
Reviewer Source
Source: Capterra
September 20, 2022

Maddie T.
System Administrator
Information Technology and Services, 10,001+ employees
Used the software for: 1-2 years
Overall Rating
Ease of Use
Customer Service
Features
Value for Money
Likelihood to Recommend
Reviewer Source
Source: Capterra
May 26, 2022
"Plooto is an easy-to-use, handy program that simplifies the process"
Overall: Accounts payable include a variety of options that make it simple to designate an approval tier and transfer payments. Checks that have been deposited in the previous few months have not shown in the system, however the support staff is working to correct this. Other than this, Plooto has a number of features that make processing AP more efficient.
Pros: Sending payments in practically any quantity to suppliers with Plooto is one of its finest features. Approval control, user-friendliness, and affordability are all things we like. It integrates with QBO and makes it simple to reconcile and set up payments automatically. Recurring payments and deposits may be set up quickly and effortlessly.
Cons: The inclusion of cheque numbers in a report would be quite helpful in keeping track of payments. As an alternative, it would be good if the user could pick from a list of pre-existing merchants.
Switched From: Bill.com
Reasons for Switching to Plooto: Because of Plooto, signers have been able to ensure that all employees have been paid on time. Plooto is more secure and efficient for me as a result of my concerns about security. Plooto is an easy-to-use and handy application. Because I was able to connect to QuickBooks, the procedure went much more smoothly.
Reviewer Source
Source: Capterra
May 26, 2022
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$32.00/Per-Month
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Flat Rate
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Plooto Pricing
Starting From:
$32.00 /monthPricing Model: Flat Rate
- Yes, has free trial
- No free version
Pricing Details (Provided by Vendor):
No setup fees. No integration fees. No hidden fees.
Pricing Resources:
What is Plooto?
At Plooto, we believe managing accounts payable and accounts receivable for your clients should be efficient, streamlined and profitable. Trusted by thousands of accountants, bookkeepers and firms - Plooto provides end to end AP & AR automation.
With Plooto's smart approval workflows and secure electronic payments, expedite your accounts payable process and improve the way vendors get paid.
Plooto Video and Images

Plooto client dashboard





Featured In
Best For
Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments.
Deployment & Support
Deployment
- Cloud, SaaS, Web-Based
- Desktop - Mac
- Desktop - Windows
- Desktop - Linux
- Desktop - Chromebook
- On-Premise - Windows
- On-Premise - Linux
- Mobile - Android
- Mobile - iPhone
- Mobile - iPad
Support
- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live Rep)
- Chat
Training
- In Person
- Live Online
- Webinars
- Documentation
- Videos
Contact Details
- Plooto
- Located in Canada
- Founded in 2014
- https://www.plooto.co


