http://www.businessinsider.com/research en-us Mon, 12 Jun 2017 04:43:42 -0400 Mon, 12 Jun 2017 04:43:42 -0400 The latest news from BI Intelligence http://static3.businessinsider.com/assets/images/bilogo-250x36-wide-rev.png http://www.businessinsider.com http://www.businessinsider.com/smartwatch-and-wearables-research-forecasts-trends-market-use-cases-2016-9 http://www.businessinsider.com/smartwatch-and-wearables-research-forecasts-trends-market-use-cases-2016-9 Mon, 12 Jun 2017 03:03:00 -0400 Laurie Beaver <p><img style="float:right;" src="http://static2.businessinsider.com/image/57ea7fc98e91c63970760856-499-375/smartwatches.png" alt="smartwatches" width="499" height="375" data-mce-source="BI Intelligence"></p><p></p> <p>When they first broke onto the scene, smartwatches were touted as the next generation of devices set to transform consumers’ lives. And brands, service providers, and the healthcare segment were ready to capitalize on their “always on” nature, which promised to provide greater insight into consumer habits. But while the market initially grew rapidly, it has begun to cool off, as consumers become impatient with the technology's lack of distinct capabilities, such as LTE connectivity and device-specific apps.</p> <p>In the next few years, the smartwatch market will likely see the addition of new functionality and increased capabilities, which will see the device shipments grow at an annualized rate of 18% through 2021 to reach 70 million units.</p> <p>However, smartwatches are reliant on a number of factors in order to generate any sort of meaningful consumer demand. Until such a time, adoption of smartwatches will likely be sluggish, as consumers wait for vendors to produce products that can run independently from their phones and provide more useful functions. <br>So what does this mean for the device championed as the replacement for the smartphone? Should vendors manage to implement a lower price point, better functionality, and expanded use cases, there is a vast potential for accelerated global growth. Moreover, because of the low adoption rate thus far, there is still ample opportunity for new entrants to join the market, and capture mind share.</p> <p>In a report from BI Intelligence, we examine all areas of the smartwatch market, including&nbsp;a five-year forecast, key growth trends, market leaders,&nbsp;consumer demand, and more. We also discuss the need for the inclusion of standalone capabilities in smartwatches, the importance of bringing both better apps to the devices and greater consumer awareness of capabilities. Lastly, we will explore the nascent smartwatch app market, including its shortcomings and how it can be improved.<br><em><br></em></p> <p><em>Here are some of the key takeaways:</em></p> <ul> <li>Demand for smartwatches has cooled as consumers&nbsp;wait for better functionality. But early demand suggests the market could take off when functionality improves.&nbsp;</li> <li>Apple will continue to drive a large portion of the overall market, however, Android Wear devices will quickly catch up as emerging markets begin to adopt the technology.</li> <li>Health and fitness remain a dominant segment of the smartwatch market, providing healthcare workers and hospitals with savings opportunities. As technology and app development advances, the benefits of smartwatches within these segments will become even more robust.</li> <li>The future of the smartwatch market remains somewhat unclear, however, there is profound opportunity for businesses and developers to begin exploring the nascent smartwatch market. This will give them a head start against competitors.</li> </ul> <p><em>In full, the report:<img style="float:right;" src="http://static2.businessinsider.com/image/57eaafb0b0ef977f298b83f1-529" alt="Smartwatch Report Cover" width="381" height="493" data-mce-source="BI Intelligence" data-link="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_image&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/The-Smartwatch-Report/p/47962401"></em></p> <ul> <li>Forecasts smartwatch shipments through 2021 for both overall device shipments as well as by operating system.</li> <li>Provides an overview of the main players in both hardware and software, and how they will size up in the future.</li> <li>Demonstrates the effect of Apple’s entrance into the market, and why it's unlikely to dictate future growth.</li> <li>Gives insight into what technologies need to be worked on in order to incentivize future growth,&nbsp;the effects they will have on the market, and how they can be used.</li> <li>And much more.</li> </ul> <!-- PROMO 1 COPY BEGINNING GOES HERE --> <p><em><span style="line-height: 1.5em;">Interested in getting the full report? 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You will gain immediate access to the Chatbots Explainer and 75 other&nbsp;comprehensive<span>&nbsp;research reports</span>&nbsp;covering the most important topics impacting the mobile. &gt;&gt; <span style="text-decoration: underline;"><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_smartwatch-and-wearables-research-forecasts-trends-market-use-cases-2016-9&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/Ultimate-Mobile-Apps-&amp;-Platforms-Reports-Bundle-ALL-Reports/p/68738758/category=11987291&amp;forcescroll=true" target="_blank">Bundle &amp; Save Now</a></strong></span></span></li> <li>Purchase &amp; download the full report from&nbsp;our research store. &gt;&gt; <span style="text-decoration: underline;"><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_smartwatch-and-wearables-research-forecasts-trends-market-use-cases-2016-9&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/The-Smartwatch-Report/p/47962401" target="_blank">Purchase &amp; Download Now</a></strong></span></li> </ol><p><a href="http://www.businessinsider.com/smartwatch-and-wearables-research-forecasts-trends-market-use-cases-2016-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/jins-screen-computer-glasses-blue-light-filter-review-2017-3">I wear these computer glasses every day even though I have perfect vision — here's why</a></p> BI Intelligence http://www.businessinsider.com/the-internet-of-things-2017-report-2017-1 http://www.businessinsider.com/the-internet-of-things-2017-report-2017-1 Sun, 11 Jun 2017 23:02:00 -0400 Peter Newman <p><img style="float:right;" style="float: right;" src="http://static1.businessinsider.com/image/587524f1f10a9a29768b491f-2345?maxX=800" alt="TotalIoTDevices" width="800" data-mce-source="BI Intelligence"></p><p>The Internet of Things (IoT) is disrupting businesses, governments, and consumers and&nbsp;<span>transforming how they&nbsp;</span>interact with the world. Companies are going to spend almost $5 trillion on the IoT in the next five&nbsp;years — and the proliferation&nbsp;of connected devices&nbsp;and massive increase in data has started an analytical revolution.</p> <p>To gain insight into this emerging&nbsp;trend, BI Intelligence conducted an exclusive Global IoT Executive Survey on the impact of the IoT on companies around the world. The study included over 500 respondents from a wide array of industries, including manufacturing, technology, and finance, with significant numbers of C-suite and director-level respondents.&nbsp;</p> <p>Through this exclusive study and in-depth research into the field,&nbsp;BI Intelligence details the components that make up IoT ecosystem. We size the IoT market in terms of device installations and investment through 2021. And we examine the importance of IoT providers, the challenges they face, and what they do with the data they collect. Finally, we take a look at the opportunities, challenges, and barriers related to mass adoption of IoT devices among consumers, governments, and enterprises.</p> <p><em><strong>Here are some key takeaways from the report:</strong></em></p> <ul> <li>We project that there will be a total of 22.5 billion IoT devices in 2021, up from 6.6 billion in 2016.</li> <li>We forecast there&nbsp;will be $4.8 trillion in aggregate IoT investment between 2016 and 2021.</li> <li>It highlights&nbsp;the opinions and experiences of IoT decision-makers on topics that include: drivers for adoption; major challenges and pain points; stages of adoption, deployment, and maturity of IoT implementations; investment in and utilization of devices, platforms, and services; the decision-making process; and forward- looking plans.</li> </ul> <p><em><strong>In full, the report:</strong></em></p> <ul> <li>Provides a primer on the basics of the IoT ecosystem</li> <li>Offers forecasts for the IoT moving forward and highlights areas of interest in the coming years</li> <li>Looks at who is and is not adopting the IoT, and why</li> <li>Highlights drivers and challenges facing companies implementing IoT solutions</li> </ul> <!-- BEGINNING OF CONTENT MARKETING UPSELL CTA 1 --> <p>To get your copy of this invaluable guide to the IoT, choose one of these options:</p> <ol> <li><span style="color: #222222; line-height: 1.5em;">Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-iot-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-internet-of-things-2017-report-2017-1&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=iot">START A MEMBERSHIP</a></strong></span></li> <li><span style="line-height: 1.5em;">Purchase the report and download it immediately from our research store. &gt;&gt; </span><strong style="line-height: 1.5em;"><a href="https://www.businessinsider.com/intelligence/research-store/?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-internet-of-things-2017-report-2017-1&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=IoT#!/The-Internet-of-Things-Report/p/46301489">BUY THE REPORT</a></strong></li> </ol> <p>The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the IoT.</p> <!-- ENDING OF CONTENT MARKETING UPSELL CTA 2 --><p><a href="http://www.businessinsider.com/the-internet-of-things-2017-report-2017-1#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/waterless-toilet-future-backed-bill-gates-foundation-2017-5">Bill Gates is backing the waterless toilet of the future — here's how it works</a></p> BI Intelligence http://www.businessinsider.com/payments-ecosystem-data-and-business-potential-2016-7 http://www.businessinsider.com/payments-ecosystem-data-and-business-potential-2016-7 Sun, 11 Jun 2017 17:02:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static6.businessinsider.com/image/577d706588e4a74e018b64f7-720/samsung-pay-plans-to-enable-us-online-shopping-in-2016.jpg" alt="An employee demonstrates a Samsung Pay, Samsung's new mobile payment system at a shop in Seoul, South Korea, September 4, 2015. The system allows customers to pay for goods by simply placing their handsets on or next to a point-of-sale terminal. REUTERS/Kim Hong-Ji" data-mce-source="Thomson Reuters" data-mce-caption="An employee demonstrates a Samsung Pay, Samsung's new mobile payment system at a shop in Seoul"></p><p>The modern smartphone is a remarkable device. A single device that fits in your pocket can do all the tasks that once required cameras, camcorders, GPS devices, watches, alarm clocks, calculators, and even TVs. &nbsp; &nbsp;</p> <p><span style="line-height: 1.5em;"><span style="font-weight: 400;">But the next change might be the most radical of all—it could eliminate the need to carry cash and credit cards.</span> &nbsp;</span></p> <p><span style="font-weight: 400;">The growing importance of the smartphone as the go-to computing device for every digital activity is having a profound effect everywhere you look, but it’s only the biggest story among many exciting developments in the world of payments: &nbsp;&nbsp;</span></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Apple Pay was first out of the gate, but now </span><strong>mobile wallets</strong><span style="font-weight: 400;"> are everywhere you look—Android Pay, Google Pay, Chase Pay and even Walmart Pay are making smartphones a real alternative to carrying credit cards. And the potential for mobile wallets to limit a merchant’s fraud liability could help them really take off in acceptance for small businesses. &nbsp;&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">As consumers move more purchasing online, </span><strong>gateway vendors</strong><span style="font-weight: 400;"> that can act as a front-end processor for online businesses are seeing explosive growth. &nbsp;&nbsp;PayPal-owned Braintree grew 111% YoY in the number of cards on file in Q4 2015, while Stripe and Klarna now have multi-billion dollar valuations.</span></li> <li style="font-weight: 400;"><strong>Mobile Point-Of-Sale</strong><span style="font-weight: 400;"> (mPOS) startups like Square and ShopKeep have pioneered a whole new payments niche—accepting payments via tablets and smartphones. &nbsp;&nbsp;Coupling their transactions capabilities with new apps can revolutionize a small business’ inventory management, marketing, loyalty and even payroll. &nbsp;&nbsp;</span></li> <li style="font-weight: 400;"><strong>Mobile Peer-to-Peer</strong><span style="font-weight: 400;"> payments in the U.S. are forecast to grow from $5.6 billion in 2014 to nearly $175 billion by 2019 as consumers increasingly skip the hassle of writing a check or going to an ATM. &nbsp; But smartphone vendors like Apple could cripple the dominant player of 2016 (Venmo) if they make a serious push to own the space. &nbsp;&nbsp;</span></li> </ul> <p><span style="font-weight: 400;">If your job or your company is involved in payment processing in any way, you know how complex this industry is. And you know that you simply can’t understand where the next big digital opportunities are unless you know the key players and roles in each step of the payments “supply chain:” &nbsp;&nbsp;</span></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Acquirers</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Processors</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Issuers</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Card Networks</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Independent sales organizations and merchant service providers</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Gateways</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Hardware and software providers</span></li> </ul> <p><span style="font-weight: 400;">Fortunately, managing analyst John Heggestuen and research analyst Evan Bakker of <a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-potential-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">BI Intelligence</a>, Business Insider's premium research service, have compiled a detailed report that breaks down everything you need to know—whether you’re a payments industry veteran or a newcomer who is still getting a basic knowledge of this complex world.</span></p> <p><span style="font-weight: 400;"><img style="float:right;" src="http://static3.businessinsider.com/image/56df3487910584cc5e8b4cdb-319-413/368896817.jpg" alt="368896817" data-mce-source="BI Intelligence"></span></p> <p><span style="font-weight: 400;">Among the big picture insights you’ll get from this new report, titled <span style="text-decoration: underline;"><em><strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle-reports-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-potential-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">The Payments Ecosystem Report</a></strong></em></span></span><strong><em>: Everything You Need to Know About The Next Era of Payment Processing</em></strong><span style="font-weight: 400;">:</span></p> <ul> <li><span style="font-weight: 400;">The 5 key events of 2015 that have set up 2016 as a watershed year for the entire payments ecosystem.&nbsp;</span></li> <li><span style="font-weight: 400;">The basics of traditional card processing from the start of the process through to the very end. &nbsp;&nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">Why new players and innovations like prepaid cards, store cards, and PIN debit transactions are gaining market share and creating new opportunities. &nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">The effects—good and bad—of the transition to new mobile payment methods. &nbsp;&nbsp;New players and old have surprising threats and opportunities in areas as varied as carrier billing, remittances, wearables, and more. &nbsp;&nbsp;</span></li> </ul> <p><span style="font-weight: 400;">This exclusive report takes you inside these big issues to explore: </span></p> <ul> <li><span style="font-weight: 400;"> The critical steps in credit card transactions and how they are changing.</span></li> <li><span style="font-weight: 400;">The six major types of organizations involved in the payments ecosystem.</span></li> <li><span style="font-weight: 400;">The significant differences for industry players who operate closed-loop networks and offer prepaid cards.</span></li> <li><span style="font-weight: 400;">The challenges and opportunities facing hardware and software providers for the payments sector. &nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">The 8 reasons why mobile wallets are growing so fast and how they will disrupt all aspects of the mobile ecosystem. &nbsp;&nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;"> The exciting possibilities ahead in fast-growing payments subsectors like remittances, connected devices and mobile P2P payments. &nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">And much more.</span></li> </ul> <!-- BEGINNING OF CONTENT MARKETING UPSELL CTA 1 --> <p>To get your copy of this invaluable guide, choose one of these options:</p> <ol> <li><span style="color: #222222; line-height: 1.5em;">Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-potential-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">START A MEMBERSHIP</a></strong></span></li> <li><span style="line-height: 1.5em;">Purchase the report and download it immediately from our research store. &gt;&gt; </span><strong style="line-height: 1.5em;"><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle-reports-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-potential-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">BUY THE REPORT</a></strong></li> </ol> <p>The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the payments ecosystem.</p> <!-- ENDING OF CONTENT MARKETING UPSELL CTA 2 --><p><a href="http://www.businessinsider.com/payments-ecosystem-data-and-business-potential-2016-7#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/jim-rogers-worst-crash-lifetime-coming-2017-6">JIM ROGERS: The worst crash in our lifetime is coming</a></p> Thomson Reuters http://www.businessinsider.com/fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7 http://www.businessinsider.com/fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7 Sun, 11 Jun 2017 13:02:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static4.businessinsider.com/image/57041ce49105841d008badd4-1000/fintech image no color.jpg" alt="Fintech Image No Color" data-mce-source="shutterstock/a-image"></p><p></p> <!-- BEGINNING OF CONTENT MARKETING UPSELL COPY 1 --> <p>We’ve entered the most profound era of change for financial services companies since the 1970s brought us index mutual funds, discount brokers and ATMs.</p> <p>No firm is immune from the coming disruption and every company must have a strategy to harness the powerful advantages of the new&nbsp;fintech&nbsp;revolution.</p> <p>The battle already underway will create surprising winners and stunned losers among some of the most powerful names in the financial world: The most contentious conflicts (and partnerships) will be between startups that are completely reengineering decades-old practices, traditional power players who are furiously trying to adapt with their own innovations, and total disruption of established technology &amp; processes:</p> <ul> <li><strong style="line-height: 1.5em;">Traditional Retail Banks vs. Online-Only Banks:</strong><span style="line-height: 1.5em;"> Traditional retail banks provide a valuable service, but online-only banks can offer many of the same services with higher rates and lower fees
</span></li> <li><strong style="line-height: 1.5em;">Traditional Lenders vs. Peer-to-Peer Marketplaces</strong><span style="line-height: 1.5em;">: P2P lending marketplaces are growing much faster than traditional lenders—only time will tell if the banks strategy of creating their own small loan networks will be successful
</span></li> <li><strong style="line-height: 1.5em;">Traditional Asset Managers vs. Robo-Advisors</strong><span style="line-height: 1.5em;">: Robo-advisors like <a href="http://www.businessinsider.com/betterment-review">Betterment</a> offer lower fees, lower minimums and solid returns to investors, but the much larger traditional asset managers are creating their own robo-products while providing the kind of handholding that high net worth clients are willing to pay handsomely for.</span></li> </ul> <p>As you can see, this very fluid environment is creating winners and losers before your eyes…and it’s also creating the potential for new cost savings or growth opportunities for both you and your company.</p> <p>After months of researching and reporting this important trend, Sarah Kocianski, senior research analyst for&nbsp;<a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=fintech">BI Intelligence</a>, Business Insider's premium research service, has put together <a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=fintech#!/The-Fintech-Ecosystem-Report/p/58319011/">an essential report&nbsp;on the fintech ecosystem</a>&nbsp;that explains the new landscape, identifies the ripest areas for disruption, and highlights the some of the most exciting new companies.&nbsp;These new players have the potential to become the next Visa, Paypal or Charles Schwab because they have the potential to transform important areas of the financial services industry like:</p> <ul> <li><span style="line-height: 1.5em;">Retail banking
</span></li> <li><span style="line-height: 1.5em;">Lending and Financing
</span></li> <li><span style="line-height: 1.5em;">Payments and Transfers</span></li> <li><span style="line-height: 1.5em;">
Wealth and Asset Management
</span></li> <li><span style="line-height: 1.5em;">Markets and Exchanges
</span></li> <li><span style="line-height: 1.5em;">Insurance
</span></li> <li><span style="line-height: 1.5em;">Blockchain Transactions
</span></li> </ul> <p>If you work in any of these sectors, it’s important for you to understand how the fintech revolution will change your business and possibly even your career. And if you’re employed in any part of the digital economy, you’ll want to know how you can exploit these new technologies to make your employer more efficient, flexible and profitable.</p> <p>Among the big picture insights you'll get from&nbsp;<em><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=fintech#!/The-Fintech-Ecosystem-Report/p/58319011/">The Fintech Ecosystem Report</a></strong><strong>: Measuring the effects of technology on the entire financial services industry:</strong></em></p> <ul> <li>Fintech investment continues to grow.&nbsp;After landing at $19 billion in total in 2015, global fintech funding had already reached $15 billion by mid-August 2016.</li> <li>The areas of fintech attracting media and investor attention are changing.&nbsp;Insurtech, robo-advisors, and digital-only banks are only a few of the segments making waves. B2B fintechs are also playing an increasingly prominent role in the ecosystem.&nbsp;</li> <li>It's not all good news for fintechs.<strong>&nbsp;</strong>Major hurdles, including customer acquisition and profitability, remain. As a result, many are becoming more willing to enter partnerships and adjust their business models.&nbsp;</li> <li>Incumbents are enacting strategies to ensure they remain relevant.<strong>&nbsp;</strong>Many financial firms have woken up to the threat posed by fintechs and are implementing innovation strategies to stave off disruption. The majority of these strategies&nbsp;involve some interaction with fintech firms.&nbsp;</li> <li>The&nbsp;relationship between incumbents and fintechs continues to evolve.&nbsp;Fintechs are no longer viewed exclusively as a threat, nor can they be ignored. They are increasingly viewed as partners, but that narrative alone is too simple — in reality,&nbsp;a&nbsp;<span>more nuanced connection is taking hold.&nbsp;</span></li> </ul> <p>This exclusive report also:</p> <ul> <li>Assesses the state of the fintech industry.&nbsp;</li> <li>Gives details on the drivers of its growth.&nbsp;</li> <li>Explains which areas of fintech are gaining traction.&nbsp;</li> <li>Outlines the range of current and potential&nbsp;models for fintech and incumbent interaction.&nbsp;</li> </ul> <p><em><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=fintech#!/The-Fintech-Ecosystem-Report/p/58319011/">The Fintech Ecosystem Report</a>: Measuring the effects of technology on the entire financial services industry</strong></em> is how you get the full story on the fintech revolution.</p> <!-- BEGINNING OF CONTENT MARKETING UPSELL CTA 1 --> <p>To get your copy of this invaluable guide to the fintech revolution, choose one of these options:</p> <ol> <li><span style="line-height: 1.5em;">Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=fintech">START A MEMBERSHIP</a></strong></span></li> <li><span style="line-height: 1.5em;">Purchase the report and download it immediately from our research store. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=fintech#!/The-Fintech-Ecosystem-Report/p/58319011/">BUY THE REPORT</a></strong></span></li> </ol> <p>The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the fast-moving world of financial technology.</p> <!-- ENDING OF CONTENT MARKETING UPSELL CTA 2 --><p><a href="http://www.businessinsider.com/fintech-ecosystem-financial-technology-data-and-business-opportunities-2016-7#comments">Join the conversation about this story &#187;</a></p> shutterstock/a-image http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3 http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3 Sun, 11 Jun 2017 09:01:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static2.businessinsider.com/image/58470845ba6eb671018b7c49-2100" alt="Henry Blodget IGNITION 2016 Future of Digital" data-mce-source="Micahel Seto/Business Insider"></p><p>The future of digital is rapidly transforming right before our very eyes.</p> <p>Digital is inheriting the earth, and the generational shift is in full force as millennials and Gen X grow older and smartphones, computers, and tablets become the go-to options for media consumption.</p> <p>But the rise of digital won't just affect news. Advertising and television will also face major disruption in the coming years.</p> <p>For the past seven&nbsp;years, IGNITION, Business Insider’s flagship conference, has collected&nbsp;the best minds in media and technology to share what they see as the future. Through unscripted interviews, cutting-edge demos, and insights from industry pioneers, attendees learn what key trends to be aware of and what they need to do to stay ahead.</p> <p>Henry Blodget opened the latest&nbsp;sold-out IGNITION conference with a presentation entitled <em><a href="http://www.businessinsider.com/future-of-digital-slide-deck">The Future of Digital: The Next Big Thing</a></em>. And he should know...Blodget is co-founder, CEO, and editor-in-chief of Business Insider, one of the most-read business and tech news sites in the world with more than 80 million visitors a month worldwide.</p> <p>The presentation was put together with the help of the team at&nbsp;<span><a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_the-top-5-predictions-for-the-future-of-digital-2016-12&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=digitalmedia">BI Intelligence</a></span>, Business Insider's premium research service.</p> <p>In the presentation, Blodget details where the future of digital&nbsp;is likely headed.</p> <p><em>Here are some of the key takeaways:</em></p> <ul> <li>Digital media consumption is growing. Everything else is shrinking.</li> <li>Digital advertising is growing. Everything else is flat.</li> <li>It's Google, Facebook, and then everyone else.</li> <li>Traditional TV has passed its peak, but TV won't die.</li> <li>The next big&nbsp;thing isn't smartwatches or glasses or even virtual reality.</li> <li>And much more.</li> </ul> <h2>To get your copy of this FREE slide deck, simply <a href="http://www.businessinsider.com/future-of-digital-slide-deck">click here</a>.</h2><p><a href="http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/resume-words-make-hiring-managers-cringe-2017-5">9 phrases on your résumé that make hiring managers cringe</a></p> Micahel Seto/Business Insider http://www.businessinsider.com/the-internet-of-things-2017-report-2017-1 http://www.businessinsider.com/the-internet-of-things-2017-report-2017-1 Sat, 10 Jun 2017 23:01:00 -0400 Peter Newman <p><img style="float:right;" style="float: right;" src="http://static1.businessinsider.com/image/587524f1f10a9a29768b491f-2345?maxX=800" alt="TotalIoTDevices" width="800" data-mce-source="BI Intelligence"></p><p>The Internet of Things (IoT) is disrupting businesses, governments, and consumers and&nbsp;<span>transforming how they&nbsp;</span>interact with the world. Companies are going to spend almost $5 trillion on the IoT in the next five&nbsp;years — and the proliferation&nbsp;of connected devices&nbsp;and massive increase in data has started an analytical revolution.</p> <p>To gain insight into this emerging&nbsp;trend, BI Intelligence conducted an exclusive Global IoT Executive Survey on the impact of the IoT on companies around the world. The study included over 500 respondents from a wide array of industries, including manufacturing, technology, and finance, with significant numbers of C-suite and director-level respondents.&nbsp;</p> <p>Through this exclusive study and in-depth research into the field,&nbsp;BI Intelligence details the components that make up IoT ecosystem. We size the IoT market in terms of device installations and investment through 2021. And we examine the importance of IoT providers, the challenges they face, and what they do with the data they collect. Finally, we take a look at the opportunities, challenges, and barriers related to mass adoption of IoT devices among consumers, governments, and enterprises.</p> <p><em><strong>Here are some key takeaways from the report:</strong></em></p> <ul> <li>We project that there will be a total of 22.5 billion IoT devices in 2021, up from 6.6 billion in 2016.</li> <li>We forecast there&nbsp;will be $4.8 trillion in aggregate IoT investment between 2016 and 2021.</li> <li>It highlights&nbsp;the opinions and experiences of IoT decision-makers on topics that include: drivers for adoption; major challenges and pain points; stages of adoption, deployment, and maturity of IoT implementations; investment in and utilization of devices, platforms, and services; the decision-making process; and forward- looking plans.</li> </ul> <p><em><strong>In full, the report:</strong></em></p> <ul> <li>Provides a primer on the basics of the IoT ecosystem</li> <li>Offers forecasts for the IoT moving forward and highlights areas of interest in the coming years</li> <li>Looks at who is and is not adopting the IoT, and why</li> <li>Highlights drivers and challenges facing companies implementing IoT solutions</li> </ul> <!-- BEGINNING OF CONTENT MARKETING UPSELL CTA 1 --> <p>To get your copy of this invaluable guide to the IoT, choose one of these options:</p> <ol> <li><span style="color: #222222; line-height: 1.5em;">Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-iot-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-internet-of-things-2017-report-2017-1&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=iot">START A MEMBERSHIP</a></strong></span></li> <li><span style="line-height: 1.5em;">Purchase the report and download it immediately from our research store. &gt;&gt; </span><strong style="line-height: 1.5em;"><a href="https://www.businessinsider.com/intelligence/research-store/?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-internet-of-things-2017-report-2017-1&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=IoT#!/The-Internet-of-Things-Report/p/46301489">BUY THE REPORT</a></strong></li> </ol> <p>The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the IoT.</p> <!-- ENDING OF CONTENT MARKETING UPSELL CTA 2 --><p><a href="http://www.businessinsider.com/the-internet-of-things-2017-report-2017-1#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/jins-screen-computer-glasses-blue-light-filter-review-2017-3">I wear these computer glasses every day even though I have perfect vision — here's why</a></p> BI Intelligence http://www.businessinsider.com/robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8 http://www.businessinsider.com/robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8 Sat, 10 Jun 2017 17:04:00 -0400 MyPrivateBanking <p><span><img style="float:right;" src="http://static2.businessinsider.com/image/57bc9a45ce38f2db088b8657-501-368/screen shot 2016-08-23 at 2.46.18 pm.png" alt="MyPrivateBanking Robo Advisor" width="501" height="368" data-mce-source="MyPrivateBanking">With the tremendous <a href="http://www.businessinsider.com/the-robo-advising-report-market-forecasts-key-growth-drivers-and-how-automated-asset-management-will-change-the-advisory-industry-2016-6">growth in robo advisor assets under management</a> (AUM), financial institutions are scrambling to figure out how to build and become a robo advisor.</span></p> <p><span>Starting a robo advisor service combines financially savvy with big data analytics, as well as a comprehensive understanding to how robo advisors work.</span></p> <h2><span>How Do Robo Advisors Work?</span></h2> <p><span></span><span>Robo advisors are platforms that leverage&nbsp;algorithms to handle&nbsp;users' investment platforms. </span><span>These services analyze each customer's current financial status, risk aversion, and goals. From here, they recommend the best portfolio of stocks available based on that data.</span></p> <p><span>And these automated financial services are poised&nbsp;to transform&nbsp;the tremendous worldwide&nbsp;wealth management industry.&nbsp;</span></p> <p>MyPrivateBanking's report, Robo Advisor 3.0, takes an in-depth&nbsp;look at the basic&nbsp;challenge of every robo advisor: how to craft&nbsp;a presence that succeeds in convincing&nbsp;website visitors to sign up as investors and then remain&nbsp;on board.<strong><br></strong></p> <p><span>In this data-driven assessment, the report looks at&nbsp;the characteristics, business models, and strengths and weaknesses of the top&nbsp;robo advisors around the world. </span><span>The research was conducted&nbsp;on a total of 76 active robo advisors worldwide<span> - 29 in the U.S. and Canada, 38 in seven European countries and nine in the Asia-Pacific region.</span>&nbsp;We've compiled a full list of robo advisors analyzed below.</span></p> <p><span>The exhaustive&nbsp;report provides comprehensive&nbsp;answers and data on <span>how to optimize the individual onboarding stages (How it works, Client Assessment, Client Onboarding, Communication and Portfolio Reporting)</span> and details&nbsp;five best practices for each stage. Furthermore, the report provides&nbsp;strategies to appeal to different segments&nbsp;such as Millennials, baby boomer investors approaching retirement, and high net worth individuals (HNWIs), and analyzes the impact of new technologies.<br></span></p> <p><span>The report provides comprehensive&nbsp;analysis and data-driven insights on how to utilize&nbsp;robo advisors to win and keep clients:</span><span><br></span></p> <ul> <li>What a robo advisor platform should offer<span> to successfully convert prospects into happy clients.<br></span></li> <li><span>Which robo advisor features work </span><span>and why. <br></span></li> <li><span>What are best practices for the different stages</span><span> in the digital customer journey.<br></span></li> <li><span>How long clients need to onboard</span><span> on the surveyed robo advisors and which specialized offers are given.<br></span></li> <li><span>What the client assessment process should include</span><span>&nbsp;<br></span></li> <li><span>How client communication should be</span><span> (inbound for customer service and outbound for news, education and commentary).<br></span></li> <li><span>What good portfolio reporting looks like</span><span>, so that it meets the information needs of the customer.<br></span></li> <li><span>How B2B providers are positioned</span><span> in the development of robo advisory services and what they offer.<br></span></li> <li><span>How robo advisors should adopt their strategies to appeal to different segments&nbsp;</span><span>such as Millennials, baby boomer investors approaching retirement, and high net worth individuals (HNWIs).<br></span></li> <li><span>Which robo advisors provide specialized options</span><span> such as micro-investing, rewards schemes or hedging strategies, and in what manner.<br></span></li> <li><span>What the impacts of new technologies are</span><span>, such as the use of artificial intelligence for client interaction and narrative generation on the robo advisor model.<br></span></li> <li><span>How the future of digital success will look</span><span> for robo advisors.<br></span></li> <li><span>Appendix containing data on the web presences of more than 70 robo advisors&nbsp;</span><span>alongside the digital customer journey process.</span></li> <li><span>And much more.</span></li> </ul> <p><span><strong><span><span><span><span><a href="http://static1.businessinsider.com/document/57bc747e8b987d1d5ccff5b6/extract%20-%20myprivatebanking%20research%20-%20robo-advisors%203_0.pdf">&gt;&gt; Click here for Report Summary, Table of Contents, Methodology &lt;&lt;</a></span></span></span></span></strong></span></p> <h2><span><strong>Analyzed robo advisors in this report include:</strong><br></span></h2> <p><span><strong>North America:</strong></span><span> Acorns, Asset Builder, <a href="http://www.businessinsider.com/betterment-review">Betterment</a>, Blooom, Bicycle Financial, BMO SmartFolio, Capital One Investing, Financial Guard, Flexscore, Future Advisor, Guide Financial, <a href="http://www.businessinsider.com/hedgeable-review">Hedgeable</a>, iQuantifi, Jemstep, Learnvest,&nbsp;</span><span>Liftoff,&nbsp;</span><span>Nest Wealth, <a href="http://www.businessinsider.com/personal-capital-review">Personal Capital</a>, Rebalance IRA, <a href="http://www.businessinsider.com/schwab-intelligent-portfolios-performance-review">Schwab Intelligent Portfolios</a>, SheCapital, <a href="http://www.businessinsider.com/sigfig-review">SigFig</a>, TradeKing Advisors, Universis, Wealthbar, <a href="http://www.businessinsider.com/wealthfront-review">Wealthfront</a>, <a href="https://www.businessinsider.com/wealthsimple-review">Wealthsimple</a>, Wela, <a href="https://www.businessinsider.com/wisebanyan-review">Wisebanyan</a></span><span>&nbsp;<br></span></p> <p><strong>Europe:</strong><span> AdviseOnly, Advize, comdirect, Easyfolio, EasyVest, ETFmatic, Fairr.de, FeelCapital, Fiver a Day, Fundshop.fr, GinMon, Investomat, KeyPlan, KeyPrivate, Liqid, Marie Quantier, Money on Toast, <a href="http://www.businessinsider.com/moneyfarm-review">MoneyFarm</a>, <a href="http://www.businessinsider.com/nutmeg-review">Nutmeg</a>, Parmenion, Quirion, rplan, <a href="http://www.businessinsider.com/scalable-capital-review">Scalable Capital</a>, Simply EQ, Sutor Bank, Swanest, SwissQuote ePrivateBanking, True Potential Investor, True Wealth, Vaamo,&nbsp;VZ Finanz Portal, Wealth Horizon, Wealthify, WeSave,&nbsp;Whitebox, Yellow Advice, Yomoni, Zen Assets.<br></span></p> <p><strong>Asia-Pacific:</strong><span><strong>&nbsp;</strong>8 Now!, Ignition Direct &amp; Ignition Wealth, InvestSMART, Mizuho Bank Smart Folio, Movo, Owners Advisory, QuietGrowth, ScripBox, StockSpot</span></p> <h2><span><strong>Here's how you get this exclusive Robo Advisor research:<img style="float:right;" src="http://static6.businessinsider.com/image/57bca0d1db5ce954008b8667-889/413792768.jpg" alt="MyPrivateBanking Report Spread" width="500" height="375" data-mce-source="MyPrivateBanking"></strong></span></h2> <p><span>To provide you with this exclusive report, MyPrivateBanking has partnered with <a href="http://intelligence.businessinsider.com/?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=fintech">BI Intelligence</a>, Business Insider's premium research service, to create <em><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/The-Complete-Robo-Advisor-Research-Collection/p/70210199/category=18669713">The Complete Robo Advisor Research Collection</a></strong></em>.</span></p> <p>If you’re involved in the financial services industry at any level, you simply must understand the paradigm shift caused by robo advisors.</p> <p>Investors frustrated by mediocre investment performance, high wealth manager fees and deceptive sales techniques are signing up for automated investment accounts at a record pace.</p> <p>And the robo advisor field is evolving&nbsp;right before our eyes. Firms are figuring out on the fly how to best attract, service and upsell their customers. What lessons are they learning? Who’s doing it best? What threats are traditional wealth managers facing? Where are the opportunities for exponential growth for firms with robo advisor products or models?</p> <p><em><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/The-Complete-Robo-Advisor-Research-Collection/p/70210199/category=18669713">The Complete Robo Advisor Research Collection</a></strong></em> is the&nbsp;<strong>ONLY&nbsp;</strong>resource that answers all of these questions and more. <span style="text-decoration: underline;"><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/The-Complete-Robo-Advisor-Research-Collection/p/70210199/category=18669713">Click here to learn more about everything that's included in this exclusive research bundle</a></span>.&nbsp;</p><p><a href="http://www.businessinsider.com/robo-advisor-advice-and-ideas-for-the-optimal-customer-journey-2016-8#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/bridgewater-ceo-ray-dalio-learning-from-mistakes-pain-reflection-progress-2017-5">Investing legend Ray Dalio shares the simple formula at the heart of his success</a></p> MyPrivateBanking http://www.businessinsider.com/payments-ecosystem-data-and-business-opportunities-2016-7 http://www.businessinsider.com/payments-ecosystem-data-and-business-opportunities-2016-7 Sat, 10 Jun 2017 13:02:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static5.businessinsider.com/image/4d7909324bd7c8316d010000-400/Untitled-1-97.jpg" alt="fax machine"></p><p>The modern smartphone is a remarkable device. A single device that fits in your pocket can do all the tasks that once required cameras, camcorders, GPS devices, watches, alarm clocks, calculators, and even TVs. &nbsp; &nbsp;</p> <p><span style="line-height: 1.5em;"><span style="font-weight: 400;">But the next change might be the most radical of all—it could eliminate the need to carry cash and credit cards.</span>&nbsp;</span></p> <p><span style="font-weight: 400;">The growing importance of the smartphone as the go-to computing device for every digital activity is having a profound effect everywhere you look, but it’s only the biggest story among many exciting developments in the world of payments: &nbsp;&nbsp;</span></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Apple Pay was first out of the gate, but now </span><strong>mobile wallets</strong><span style="font-weight: 400;"> are everywhere you look—Android Pay, Google Pay, Chase Pay and even Walmart Pay are making smartphones a real alternative to carrying credit cards. And the potential for mobile wallets to limit a merchant’s fraud liability could help them really take off in acceptance for small businesses. &nbsp;&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">As consumers move more purchasing online, </span><strong>gateway vendors</strong><span style="font-weight: 400;"> that can act as a front-end processor for online businesses are seeing explosive growth. &nbsp;&nbsp;PayPal-owned Braintree grew 111% YoY in the number of cards on file in Q4 2015, while Stripe and Klarna now have multi-billion dollar valuations.</span></li> <li style="font-weight: 400;"><strong>Mobile Point-Of-Sale</strong><span style="font-weight: 400;"> (mPOS) startups like Square and ShopKeep have pioneered a whole new payments niche—accepting payments via tablets and smartphones. &nbsp;&nbsp;Coupling their transactions capabilities with new apps can revolutionize a small business’ inventory management, marketing, loyalty and even payroll. &nbsp;&nbsp;</span></li> <li style="font-weight: 400;"><strong>Mobile Peer-to-Peer</strong><span style="font-weight: 400;"> payments in the U.S. are forecast to grow from $5.6 billion in 2014 to nearly $175 billion by 2019 as consumers increasingly skip the hassle of writing a check or going to an ATM. &nbsp; But smartphone vendors like Apple could cripple the dominant player of 2016 (Venmo) if they make a serious push to own the space. &nbsp;&nbsp;</span></li> </ul> <p><span style="font-weight: 400;">If your job or your company is involved in payment processing in any way, you know how complex this industry is. And you know that you simply can’t understand where the next big digital opportunities are unless you know the key players and roles in each step of the payments “supply chain:” &nbsp;&nbsp;</span></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Acquirers</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Processors</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Issuers</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Card Networks</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Independent sales organizations and merchant service providers</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Gateways</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Hardware and software providers</span></li> </ul> <p><span style="font-weight: 400;">Fortunately, managing analyst John Heggestuen and research analyst Evan Bakker of <a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-opportunities-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">BI Intelligence</a>, Business Insider's premium research service, have compiled a detailed report that breaks down everything you need to know—whether you’re a payments industry veteran or a newcomer who is still getting a basic knowledge of this complex world.</span></p> <p><span style="font-weight: 400;"><img style="float:right;" src="http://static3.businessinsider.com/image/56df3487910584cc5e8b4cdb-319-413/368896817.jpg" alt="368896817" data-mce-source="BI Intelligence"></span></p> <p><span style="font-weight: 400;">Among the big picture insights you’ll get from this new report, titled <span style="text-decoration: underline;"><em><strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle-reports-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-opportunities-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">The Payments Ecosystem Report</a></strong></em></span></span><strong><em>: Everything You Need to Know About The Next Era of Payment Processing</em></strong><span style="font-weight: 400;">:</span></p> <ul> <li><span style="font-weight: 400;">The 5 key events of 2015 that have set up 2016 as a watershed year for the entire payments ecosystem.&nbsp;</span></li> <li><span style="font-weight: 400;">The basics of traditional card processing from the start of the process through to the very end. &nbsp;&nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">Why new players and innovations like prepaid cards, store cards, and PIN debit transactions are gaining market share and creating new opportunities. &nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">The effects—good and bad—of the transition to new mobile payment methods. &nbsp;&nbsp;New players and old have surprising threats and opportunities in areas as varied as carrier billing, remittances, wearables, and more. &nbsp;&nbsp;</span></li> </ul> <p><span style="font-weight: 400;">This exclusive report takes you inside these big issues to explore: </span></p> <ul> <li><span style="font-weight: 400;"> The critical steps in credit card transactions and how they are changing.</span></li> <li><span style="font-weight: 400;">The six major types of organizations involved in the payments ecosystem.</span></li> <li><span style="font-weight: 400;">The significant differences for industry players who operate closed-loop networks and offer prepaid cards.</span></li> <li><span style="font-weight: 400;">The challenges and opportunities facing hardware and software providers for the payments sector. &nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">The 8 reasons why mobile wallets are growing so fast and how they will disrupt all aspects of the mobile ecosystem. &nbsp;&nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;"> The exciting possibilities ahead in fast-growing payments subsectors like remittances, connected devices and mobile P2P payments. &nbsp;&nbsp;</span></li> <li><span style="font-weight: 400;">And much more.</span></li> </ul> <!-- BEGINNING OF CONTENT MARKETING UPSELL CTA 1 --> <p>To get your copy of this invaluable guide, choose one of these options:</p> <ol> <li><span style="color: #222222; line-height: 1.5em;">Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-opportunities-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">START A MEMBERSHIP</a></strong></span></li> <li><span style="line-height: 1.5em;">Purchase the report and download it immediately from our research store. &gt;&gt; </span><strong style="line-height: 1.5em;"><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle-reports-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_payments-ecosystem-data-and-business-opportunities-2016-7&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">BUY THE REPORT</a></strong></li> </ol> <p>The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the payments ecosystem.</p> <!-- ENDING OF CONTENT MARKETING UPSELL CTA 2 --><p><a href="http://www.businessinsider.com/payments-ecosystem-data-and-business-opportunities-2016-7#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/henry-blodget-digs-into-the-value-of-tesla-elon-musk-adam-jonas-morgan-stanley-2017-5">Buying Tesla stock is like buying a call option on Elon Musk</a></p> http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3 http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3 Sat, 10 Jun 2017 09:02:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static2.businessinsider.com/image/58470845ba6eb671018b7c49-2100" alt="Henry Blodget IGNITION 2016 Future of Digital" data-mce-source="Micahel Seto/Business Insider"></p><p>The future of digital is rapidly transforming right before our very eyes.</p> <p>Digital is inheriting the earth, and the generational shift is in full force as millennials and Gen X grow older and smartphones, computers, and tablets become the go-to options for media consumption.</p> <p>But the rise of digital won't just affect news. Advertising and television will also face major disruption in the coming years.</p> <p>For the past seven&nbsp;years, IGNITION, Business Insider’s flagship conference, has collected&nbsp;the best minds in media and technology to share what they see as the future. Through unscripted interviews, cutting-edge demos, and insights from industry pioneers, attendees learn what key trends to be aware of and what they need to do to stay ahead.</p> <p>Henry Blodget opened the latest&nbsp;sold-out IGNITION conference with a presentation entitled <em><a href="http://www.businessinsider.com/future-of-digital-slide-deck">The Future of Digital: The Next Big Thing</a></em>. And he should know...Blodget is co-founder, CEO, and editor-in-chief of Business Insider, one of the most-read business and tech news sites in the world with more than 80 million visitors a month worldwide.</p> <p>The presentation was put together with the help of the team at&nbsp;<span><a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_the-top-5-predictions-for-the-future-of-digital-2016-12&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=digitalmedia">BI Intelligence</a></span>, Business Insider's premium research service.</p> <p>In the presentation, Blodget details where the future of digital&nbsp;is likely headed.</p> <p><em>Here are some of the key takeaways:</em></p> <ul> <li>Digital media consumption is growing. Everything else is shrinking.</li> <li>Digital advertising is growing. Everything else is flat.</li> <li>It's Google, Facebook, and then everyone else.</li> <li>Traditional TV has passed its peak, but TV won't die.</li> <li>The next big&nbsp;thing isn't smartwatches or glasses or even virtual reality.</li> <li>And much more.</li> </ul> <h2>To get your copy of this FREE slide deck, simply <a href="http://www.businessinsider.com/future-of-digital-slide-deck">click here</a>.</h2><p><a href="http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/heres-why-the-american-flag-is-reversed-on-military-uniforms-2017-5">Here's why the American flag is reversed on military uniforms</a></p> Micahel Seto/Business Insider http://www.businessinsider.com/the-app-monetization-report-how-developers-can-navigate-the-engagement-crisis-and-tap-into-the-102-billion-app-opportunity-2016-11 http://www.businessinsider.com/the-app-monetization-report-how-developers-can-navigate-the-engagement-crisis-and-tap-into-the-102-billion-app-opportunity-2016-11 Fri, 09 Jun 2017 22:02:00 -0400 Laurie Beaver <p><img style="float:right;" style="float: right;" src="http://static1.businessinsider.com/image/582ce490ba6eb6d3008b4c6a-1200/bii global app revenue.png" alt="bii global app revenue" data-mce-source="BI Intelligence"></p><p>App developers long considered the "pay once and play" model — in which users pay up front an app and aren't prompted to make in-app purchases — the best way to generate revenue. But as more "free-to-download" apps entered the market, users increasingly opted for these experiences.&nbsp;These apps offer microtransactions for in-app goods and services, and in-app ads.</p> <p>As the app ecosystem expands further, it will become increasingly challenging for developers to compete in a crowded market.&nbsp;Overall, global gross app revenue&nbsp;will double to reach $102 billion by 2020, <a href="https://www.appannie.com/insights/app-annie-news/app-annie-releases-inaugural-mobile-app-forecast/">according</a>&nbsp;to recent projections by App Annie.&nbsp;As a result, app monetization strategies need to shift at least as quickly as consumer trends and preferences in order for developers to capture a piece of this growing market.</p> <p>A new report from BI Intelligence explores the top app monetization strategies under user- and advertising-paid approaches, and the growing combination of both. We will also look at emerging trends that could help developers navigate the fiercely competitive app ecosystem, and address the potential barriers that developers will have to overcome to reap the benefits of the multi-billion dollar market.</p> <p><strong><em>Here are some of the key takeaways:</em><em>&nbsp;</em></strong></p> <ul> <li>The app ecosystem is expanding quickly, and it's becoming increasingly challenging for app developers to compete in a crowded market.&nbsp;</li> <li>To capture a piece of the growing market, app developers must adapt their strategies at least as quickly as consumer trends and preferences change.&nbsp;</li> <li>Developers can choose a user-paid or an advertising-paid approach to monetizing their apps. Different monetization strategies work best with different apps.</li> <li>There are a number of widespread challenges that developers must contend with both before and after they enter the app market.&nbsp;<em>&nbsp;</em></li> </ul> <p><strong><em>In full, the report:</em></strong></p> <ul> <li>Provides key factors driving the expected growth of global app revenue</li> <li>Evaluates the top app monetization strategies</li> <li>Looks at emerging trends to help developers navigate the app ecosystem</li> <li>Explains the challenges that developers face to compete in the app market</li> <li>And much more</li> </ul> <p><strong><em>Interested in getting the full report? Here are two&nbsp;ways to access it:</em></strong></p> <ol> <li>Subscribe to an&nbsp;<strong><em>All-Access</em></strong>&nbsp;pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally. » <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-mobile-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-app-monetization-report-how-developers-can-navigate-the-engagement-crisis-and-tap-into-the-102-billion-app-opportunity-2016-11&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=mobile">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store. » <strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-app-monetization-report-how-developers-can-navigate-the-engagement-crisis-and-tap-into-the-102-billion-app-opportunity-2016-11&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=mobile#!/The-App-Monetization-Report/p/75591652/">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-app-monetization-report-how-developers-can-navigate-the-engagement-crisis-and-tap-into-the-102-billion-app-opportunity-2016-11#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/waterless-toilet-future-backed-bill-gates-foundation-2017-5">Bill Gates is backing the waterless toilet of the future — here's how it works</a></p> BI Intelligence http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3 http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3 Fri, 09 Jun 2017 19:03:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static2.businessinsider.com/image/58470845ba6eb671018b7c49-2100" alt="Henry Blodget IGNITION 2016 Future of Digital" data-mce-source="Micahel Seto/Business Insider"></p><p>The future of digital is rapidly transforming right before our very eyes.</p> <p>Digital is inheriting the earth, and the generational shift is in full force as millennials and Gen X grow older and smartphones, computers, and tablets become the go-to options for media consumption.</p> <p>But the rise of digital won't just affect news. Advertising and television will also face major disruption in the coming years.</p> <p>For the past seven&nbsp;years, IGNITION, Business Insider’s flagship conference, has collected&nbsp;the best minds in media and technology to share what they see as the future. Through unscripted interviews, cutting-edge demos, and insights from industry pioneers, attendees learn what key trends to be aware of and what they need to do to stay ahead.</p> <p>Henry Blodget opened the latest&nbsp;sold-out IGNITION conference with a presentation entitled <em><a href="http://www.businessinsider.com/future-of-digital-slide-deck">The Future of Digital: The Next Big Thing</a></em>. And he should know...Blodget is co-founder, CEO, and editor-in-chief of Business Insider, one of the most-read business and tech news sites in the world with more than 80 million visitors a month worldwide.</p> <p>The presentation was put together with the help of the team at&nbsp;<span><a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_the-top-5-predictions-for-the-future-of-digital-2016-12&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=digitalmedia">BI Intelligence</a></span>, Business Insider's premium research service.</p> <p>In the presentation, Blodget details where the future of digital&nbsp;is likely headed.</p> <p><em>Here are some of the key takeaways:</em></p> <ul> <li>Digital media consumption is growing. Everything else is shrinking.</li> <li>Digital advertising is growing. Everything else is flat.</li> <li>It's Google, Facebook, and then everyone else.</li> <li>Traditional TV has passed its peak, but TV won't die.</li> <li>The next big&nbsp;thing isn't smartwatches or glasses or even virtual reality.</li> <li>And much more.</li> </ul> <h2>To get your copy of this FREE slide deck, simply <a href="http://www.businessinsider.com/future-of-digital-slide-deck">click here</a>.</h2><p><a href="http://www.businessinsider.com/the-top-5-predictions-for-the-future-of-digital-2017-3#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/jim-rogers-worst-crash-lifetime-coming-2017-6">JIM ROGERS: The worst crash in our lifetime is coming</a></p> Micahel Seto/Business Insider http://www.businessinsider.com/list-credit-card-processing-companies-2016-11 http://www.businessinsider.com/list-credit-card-processing-companies-2016-11 Fri, 09 Jun 2017 18:03:00 -0400 Andrew Meola <p><img style="float:right;" src="http://static6.businessinsider.com/image/5798e75b918a0f171d6f703d-960/bii-payments ecosystem 2016-1.png" alt="bii payments ecosystemUSETHIS" data-mce-source="BI Intelligence"></p><p>Credit card processors&nbsp;are mostly responsible for data transmission and security when you use your card at a store or online to make a purchase.</p> <p>There are two types of processors in the payment-card system.&nbsp;Front-end processors&nbsp;route transactions from merchants to the cardholder's bank to gain authorization; that is, they make sure a customer has enough available credit or funds to make a purchase.&nbsp;Back-end processors&nbsp;are responsible for a fund's settlement, which ends with the merchant receiving a deposit for transactions.&nbsp;</p> <p>Below, we've outlined the major players in credit card processing and described their major strengths.</p> <ul> <li><strong>Bank of America <a href="http://www.businessinsider.com/merchant-services-industry-key-players-market-trends-2016-11">Merchant Services</a>:&nbsp;</strong>Bank of America <a href="http://www.businessinsider.com/merchant-services-industry-key-players-market-trends-2016-11">Merchant Services</a> has the advantage of functioning within the second-largest bank in the U.S. The service promises acceptance of all kinds of payments (credit cards, debit cards, electronic checks, and gift cards), access to funds on the next business day, and mobile support.</li> <li><strong>Citibank: &nbsp;</strong>The consumer division of Citigroup processes transactions in more than 100 currencies. It offers end-to-end processing services, from pricing to transactions, reporting, customer service, and billing.</li> <li><strong>Wells Fargo:</strong> One of the "Big Four" U.S. banks, Wells Fargo offers next-business day funding, encryption and tokenization technology, and support for both PIN and signature transactions.</li> <li><strong>Chase Paymentech:&nbsp;</strong>The payment processing arm of JPMorgan Chase, the largest bank in the U.S., authorizes and processes payments in more than 130 currencies. And like its peers, it offers analytics, fraud detection, and security solutions.</li> <li><strong>Barclays:&nbsp;</strong>Barclaycard payment solutions facilitates in-person, phone, web, and even mail order payments through desktop and portable card machines.</li> <li><strong>Vantiv:&nbsp;</strong><span>Vantiv has been&nbsp;successful thanks to its nearly error-free purchases, authorizations, and captures. In May 2015, it successfully completed 95% of these transactions, ahead of competitors&nbsp;such as Worldpay, PayPal, and Braintree. The company also has a significant&nbsp;speed advantage, as it often processes payments data in less than a second.</span></li> <li><strong>First Data:&nbsp;</strong>First Data facilitates small business payments with its Clover suite of products, including a mini reader that works without Wi-Fi and a mobile reader that attaches to other devices in order to process payments on the go.</li> <li><strong>Cielo:&nbsp;</strong>Cielo is the largest Brazilian credit and debit card operator and the largest payment systems company in Latin America. The company debuted on the Sao Paulo Stock Exchange in 2010.</li> <li><strong>TSYS:&nbsp;</strong>Short for Total System Services, TSYS supports millions of buyers and sellers around the world through four major branches: issuing services, acquiring services, prepaid solutions, and merchant solutions.</li> <li><strong>Global Payments:&nbsp;</strong>Global Payments focuses on ensuring businesses accept all major forms of payments. To that end, its services include credit/debit/purchasing cards, electronic check conversion, money transfer, verification and recovery services, gift/loyalty cards, check guarantee, ACH checks, financial EDI services, and point-of-sale equipment.</li> <li><strong>Worldpay:</strong>&nbsp;The&nbsp;UK-based company is one of the longest-tenured online payment platforms. The company provides&nbsp;several payment services for both online and in-store channels. As of August 2016, the company had 400,000 merchant clients. In 2015, it processed&nbsp;13 billion transactions&nbsp;valued at more than $526 billion. Worldpay has grown its&nbsp;volume primarily&nbsp;because of early-mover advantages that have allowed it to build scale. It also provides&nbsp;many different services across channels, which diversifies its revenue streams.<strong><span>&nbsp;</span></strong></li> <li><strong>Moneris:&nbsp;</strong>Moneris is the largest credit and debit card processor and acquirer in Canada. It processes more than three billion transactions each year for more than 350,000 merchants, and the company employs more than 1,900 people in North America.</li> <li><strong>Fiserv:&nbsp;</strong>American Banker and BAI ranked&nbsp;Fiserv third by revenue among technology providers to U.S. banks in October 2015. Fiserv provides services in account processing, electronic payments processing, check processing, web and mobile banking, and more.</li> <li><strong>Adyen:&nbsp;</strong>Adyen provides&nbsp;e-commerce companies with a payment platform that includes&nbsp;gateway, risk management, and front-end processing services. Adyen is a full-stack gateway and has&nbsp;famous merchants like Facebook and Spotify as clients.&nbsp;The company has brought in&nbsp;merchants thanks to its&nbsp;single platform that can support payments in any channel across 100 different payment methods and 200 countries. The firm&nbsp;processed&nbsp;$50 billion&nbsp;in 2015, up 100% from $25 billion in 2014. It earned&nbsp;$350 million&nbsp;in revenue in 2015, and expects to break $500 million in 2016.&nbsp;</li> <li><strong>Heartland Payment Systems:&nbsp;</strong>Heartland helps businesses move beyond accept ng major credit cards. The company facilitates payment processing in-store, online, and offsite through multiple methods, such as EMV, Apple Pay, Samsung Pay, Android Pay, and gift cards. It also offers next-day funding, real-time reporting, and 24/7 customer service in the U.S.</li> <li><strong>Elavon:&nbsp;</strong>Formerly known as NOVA, this company is a subsidiary of U.S. Bancorp. Elavon processes payments in more than 30 countries for more than one million merchants.</li> </ul> <h2>More to Learn</h2> <p>These card processors&nbsp;handle so much volume and so many dollars every&nbsp;day, but they are still&nbsp;just&nbsp;one&nbsp;piece of the larger payments ecosystem, which&nbsp;includes issuers, merchants, and more.</p> <p><span>That's why BI Intelligence spent months putting together&nbsp;the greatest&nbsp;and most exhaustive&nbsp;guide on the world of payments entitled&nbsp;<span><span><em><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_list-credit-card-processing-companies-2016-11&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=payments#!/The-Payments-Ecosystem/p/46301492">The Payments Ecosystem Report</a></strong></em></span></span><strong><em>: Everything You Need to Know About The Next Era of Payment Processing.</em></strong></span></p> <p>To get your copy of this invaluable guide to the payments industry, choose one of these options:</p> <ol> <li><span>Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_list-credit-card-processing-companies-2016-11&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=payments">START A MEMBERSHIP</a></strong></span></li> <li><span>Purchase the report and download it immediately from our research store. &gt;&gt; </span><strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_list-credit-card-processing-companies-2016-11&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=payments#!/The-Payments-Ecosystem/p/46301492">BUY THE REPORT</a></strong></li> </ol> <p>The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the fast-moving world of the payments ecosystem<span>.</span></p><p><a href="http://www.businessinsider.com/list-credit-card-processing-companies-2016-11#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/jim-rogers-fed-clueless-setting-us-up-disaster-2017-6">JIM ROGERS: The Fed is clueless and is setting us up for disaster</a></p> BI Intelligence http://www.businessinsider.com/the-ad-tech-explainer-how-innovation-is-changing-the-digital-advertising-business-2017-1 http://www.businessinsider.com/the-ad-tech-explainer-how-innovation-is-changing-the-digital-advertising-business-2017-1 Fri, 09 Jun 2017 17:03:00 -0400 Kevin Gallagher <p><img style="float:right;" src="http://static2.businessinsider.com/image/588bbdbc475752ee018b5106-2341" alt="Prog revenue by format" data-mce-source="BI Intelligence"></p><p></p> <p>There's no question that consumers are increasing the amount of time they spend consuming digital media, while advertisers&nbsp;are increasing&nbsp;their ad budgets into digital channels. What may come as a surprise, however, is the complexity of the interconnected web of companies involved in the process of delivering digital advertisements to end users. Collectively, these companies are known as “advertising technology,” or “ad&nbsp;tech” for short.</p> <p>Ad&nbsp;tech&nbsp;companies are intermediaries between advertisers and publishers, and add value to the&nbsp;ad&nbsp;delivery process by consolidating inventory, automating workflows, and offering precise targeting capabilities at scale.&nbsp;The automation of&nbsp;ad&nbsp;buying is also known as “programmatic advertising” — that is, using technology and software to buy digital&nbsp;ads. Programmatic&nbsp;ad&nbsp;spend in the US is quickly ramping up: It will top $20 billion this year and reach $38.5 billion by year-end 2020.&nbsp;</p> <p>But&nbsp;ad&nbsp;tech's ascendancy isn’t without its drawbacks. The advertising industry in the US is dominated by two main players: Facebook and Google. As a result, ad&nbsp;tech&nbsp;players are fighting for a pretty small piece of revenue pie, one of the many drivers of increased consolidation in the space.</p> <p>A new report by BI Intelligence examines the different players involved in the process of delivering ads, the formats that are driving growth (notably mobile and video), and the factors that are driving increased consolidation over the coming years.</p> <p><em>Here are some key points from the report:</em></p> <ul> <li>By 2020, mobile will be the biggest online advertising market, and video the fastest growing.</li> <li>So-called "walled gardens" Google and Facebook lead a relatively small group of players that attract the vast majority of digital-ad&nbsp;spending in the US today.&nbsp;</li> <li>Growth can be challenging for players outside the walled-garden duopoly, and many companies are reaching a level of maturity that may prompt investors to push for an exit.</li> <li>Ad tech is poised for consolidation, and the number of companies in the industry will decline significantly over the next few years.</li> <li>Companies specializing in certain&nbsp;ad&nbsp;formats like mobile, video, and TV are attractive targets.&nbsp;They are well positioned to take advantage of the fastest growing segments of digital media.</li> </ul> <p><em>In full, the report:</em></p> <ul> <li>Forecasts US programmatic revenue through 2020.</li> <li>Highlights the factors driving consolidation, and identifies new acquirers and attractive targets.</li> <li>Explores the challenges ad tech companies face including the dominance of walled gardens, ad blocking and measurement.</li> <li>Outlines emerging technologies that will help propel ad growth in the next decade.</li> </ul> <p><em>Interested in getting the full report? Here are two&nbsp;ways to access it:</em></p> <ol> <li>Subscribe to an&nbsp;<strong><em><u>All-Access&nbsp;</u></em></strong>pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally.&nbsp;» <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_the-ad-tech-explainer-how-innovation-is-changing-the-digital-advertising-business-2017-1&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=digitalmedia">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store.<strong>» <a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-ad-tech-explainer-how-innovation-is-changing-the-digital-advertising-business-2017-1&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=digitalmedia#!/The-Ad-Tech-Explainer/p/79018167">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-ad-tech-explainer-how-innovation-is-changing-the-digital-advertising-business-2017-1#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/jim-rogers-worst-crash-lifetime-coming-2017-6">JIM ROGERS: The worst crash in our lifetime is coming</a></p> BI Intelligence http://www.businessinsider.com/the-cloud-computing-report-an-introduction-to-cloud-solutions-and-their-use-cases-2017-1 http://www.businessinsider.com/the-cloud-computing-report-an-introduction-to-cloud-solutions-and-their-use-cases-2017-1 Fri, 09 Jun 2017 16:04:00 -0400 Christina Anzalone <p><img style="float:right;" src="http://static2.businessinsider.com/image/58769d7bee14b6a07b8b4c7d-2360/cloudgrowth.png" alt="Cloud_Growth" data-mce-source="BI Intelligence"></p><p>Cloud computing — on-demand, internet-based computing services — has been successfully applied to many computing functions in recent years.</p> <p>From consumer-facing, web-based productivity apps like Google Docs to enterprise database management suites, the tools businesses rely on are increasingly moving to the cloud.</p> <p>But developing a cloud strategy is no easy task. Public cloud solutions will likely come to dominate the market over the next decade, but business constraints, such as security concerns and the limitations of existing infrastructure, make it difficult for companies to fully adopt the public cloud right now.</p> <p>That means that hybrid clouds,<span>&nbsp;</span>in which multiple cloud implementations (including public and private) are connected,<span>&nbsp;</span>will remain popular for the time being, at least until these constraints are addressed. The tech giants that dominate the IaaS market — Amazon, IBM, Microsoft, and Google — are constantly expanding their offerings to address current business constraints as they compete for market share.</p> <p>A new report from BI Intelligence evaluates the current business considerations for the various cloud solutions and provides an outlook on the state of the market.</p> <p><strong><em>Here are some of the key takeaways from the report:&nbsp;</em></strong></p> <ul> <li>Cloud computing solutions have gained traction because they're flexible and cost efficient.&nbsp;Sixty-seven percent of companies used an Infrastructure-as-a-Service solution in 2015, like the cloud, for some part of their business, up 19% from the prior year.</li> <li>All cloud solutions provide certain benefits that are becoming increasingly essential to businesses in the digital age.&nbsp;These include on-demand self-service, rapid elasticity, and broad network access, among others.</li> <li>Security needs, demand predictability, existing infrastructure, and maintenance capabilities are key business considerations for enterprises choosing between cloud implementations.</li> <li>While hybrid cloud strategies will remain popular in the near term, the market is likely to shift toward the public cloud over time.&nbsp;That's because costs are falling, providers are developing solutions that address main concerns with the public cloud, and business practices like agile development and data analytics are dependent on advantages the public cloud provides. However, industries that handle sensitive information, like financial services and healthcare, will likely prefer hybrid and private cloud strategies given regulatory restrictions.</li> <li>Amazon Web Services is the dominant cloud computing provider by market share, followed by Google, IBM, and Microsoft. Because the latter three companies have had little success taking on Amazon, market-share gains are likely to come at the expense of smaller competitors.</li> </ul> <p><strong><em>In full, the report:</em></strong></p> <ul> <li>Explains the different cloud computing strategies and benefits of cloud computing.</li> <li>Evaluates key business considerations – security needs, demand predictability, existing infrastructure, and maintenance capabilities – for enterprises choosing between cloud implementations.</li> <li>Provides and outlook for trends and major players in the cloud computing market.</li> </ul> <p><em><span>Interested in getting the full report? Here are two&nbsp;ways to access it:</span></em></p> <ol> <li><span>Subscribe to an&nbsp;</span><span><strong><em>All-Access</em></strong></span><span>&nbsp;pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally. &gt;&gt;</span> <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-mobile-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-cloud-computing-report-an-introduction-to-cloud-solutions-and-their-use-cases-2017-1&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=mobile">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-cloud-computing-report-an-introduction-to-cloud-solutions-and-their-use-cases-2017-1&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=mobile#!/The-Cloud-Computing-Report/p/78140634/">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-cloud-computing-report-an-introduction-to-cloud-solutions-and-their-use-cases-2017-1#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="http://www.businessinsider.com/neil-degrasse-tyson-describes-world-500-years-future-2017-6">Neil deGrasse Tyson explains what Earth will look like in 500 years</a></p> BI Intelligence http://www.businessinsider.com/the-digital-only-challenger-banks-explaine-2017-5 http://www.businessinsider.com/the-digital-only-challenger-banks-explaine-2017-5 Fri, 09 Jun 2017 15:03:00 -0400 Maria Terekhova <p><img style="float:right;" src="http://static3.businessinsider.com/image/590b5daefcd8eb272b8b4dd4-2357/consumer demand for digital channels.png" alt="Consumer Demand for Digital Channels" data-mce-source="BII"></p><p>Weighed down by a sluggish global economy, turbulent capital markets, and heavier regulation after the 2008 financial crisis, many big banks have scrimped on innovation.</p> <p>In doing so, they've failed to keep up with customers' embrace of and demand for all things digital and mobile. That's opened the door to a new breed of banks dedicated to delivering an optimal digital customer experience: digital-only "challenger banks," or "neobanks."</p> <p>These players' agile, modular, wholly digital systems let them adapt quickly to changing consumer demands and expectations, threatening incumbents. However, the big banks still have the edge in consumer trust. This gives legacy firms a window of opportunity to launch digital subsidiaries of their own to fend off the upstarts.</p> <p>In a new report from BI Intelligence, Business Insider's premium research service, we look at the features that make neobanks a distinct new competitor, the range of models they're adopting, and the regions in which neobanks are particularly flourishing. We also discuss&nbsp;the challenges neobanks still face, and the opportunity these obstacles present for incumbents to get ahead in the transition to digital banking.</p> <p><strong><em>Here are some of the key takeaways:</em></strong></p> <ul> <li>Digital-only challenger banks, also called neobanks, focus on digital delivery channels, either online or mobile.&nbsp;<span>They are dedicated to improving on incumbent retail banks’ weakest point — customer experience.</span></li> <li>Now that customers have more options focused on a better user experience, incumbents are being forced to raise their game. Challenger banks are finding ways to deliver cutting-edge banking services to consumers, meaning incumbents no longer set the terms.</li> <li>Neobanks' biggest challenge — winning consumer trust and users — is also incumbents’ best chance to fight back. They can use their brand recognition and trust to promote their own digital subsidiaries.</li> <li>Challenger banks' emergence is about banking moving over to digital. The only question is who will win in the race to transition to this new landscape: independent players or incumbents’ digital subsidiaries.</li> </ul> <p><strong> <em>In full, the report:</em></strong></p> <ul> <li>Looks at the different business models neobanks are adopting to compete with incumbents.</li> <li>Gives an overview of the neobank scene in different geographies.</li> <li>Explains the biggest obstacles neobanks still face, and how they can navigate them.</li> <li>Examines the opportunity big banks have to win the race to digital.</li> <li>Discusses what the banking scene of the future will look like, and who might come out on top.</li> </ul> <p><strong><em>Interested in getting the full report? Here are two ways to access it:</em></strong></p> <ol> <li>Subscribe to an <strong><em>All-Access</em></strong> pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-digital-only-challenger-banks-explaine-2017-5&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=fintech">Learn More Now</a></strong></li> <li>Purchase &amp; download the full report from our research store. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-digital-only-challenger-banks-explaine-2017-5&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=fintech#!/The-Digital-Only-Challenger-Banks-Explainer/p/84131087">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-digital-only-challenger-banks-explaine-2017-5#comments">Join the conversation about this story &#187;</a></p> BII http://www.businessinsider.com/the-blockchain-in-the-iot-report-2017-6 http://www.businessinsider.com/the-blockchain-in-the-iot-report-2017-6 Fri, 09 Jun 2017 14:27:41 -0400 Peter Newman <p><span><img style="float:right;" src="http://static3.businessinsider.com/image/59399d1fc4adee1f008b45ca-2355/where blockchain will deploy.png" alt="where blockchain will deploy" data-mce-source="BI Intelligence">Blockchain isn't just for bankers anymore. Most of the buzz around the distributed ledger&nbsp;has focused on its uses in finance, where it originated. But one of the most promising blockchain trends is its growing disruptive presence in the Internet of Things (IoT).<br></span></p> <p><span>Companies are pioneering innovative new solutions that use blockchain for tasks like tracking goods as they move and change hands in the supply chain, monitoring the location and condition of assets like industrial machinery at remote work sites, or storing medical data, and they are transforming the IoT</span></p> <p><span>In a new report from BI Intelligence, we analyze the developing role of blockchain in the IoT ecosystem. First, we look at how blockchain works, both generally and as part of an IoT solution. We then identify the areas most&nbsp;suited to use blockchain as part of larger IoT projects, specifically looking into the supply chain, asset tracking and monitoring, and health care. Finally, we discuss the challenges companies looking into blockchain solutions for IoT programs will face, and explore&nbsp;what the future holds for blockchain in the IoT.</span></p> <p><strong><em>Here are some of the key takeaways:</em></strong></p> <ul> <li>Blockchain is emerging as a key tool with numerous applications throughout the IoT. Companies are developing innovative solutions that use blockchain to cut costs and improve services.</li> <li>While solutions address a number of potential pain points in the IoT, several challenges exist that could hold back widespread adoption. These issues include blockchain’s complexity, companies’ loss of control, regulation, and hardware requirements.</li> <li>Blockchain is poised to provide a new, powerful tool for companies developing and implementing IoT solutions, offering increased versatility, security, and efficiency.</li> </ul> <p><em><strong>In full, the report:</strong></em></p> <ul> <li>Explains how firms are already exploring ways to make use of blockchain in all sorts of IoT projects.</li> <li>Provides an overview of disruption in critical sectors including the supply chain and asset management.</li> <li>Analyzes how&nbsp;blockchain is poised to see rapid expansion as a tool used in IoT solutions that reduce costs, increase efficiency, and remove reliance on cloud-based platforms.</li> </ul> <p><em><span>Interested in getting the full report? Here are two&nbsp;ways to access it:</span></em></p> <ol> <li><span>Subscribe to an&nbsp;</span><span><strong><em>All-Access</em></strong></span><span>&nbsp;pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally. &gt;&gt;</span> <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-iot-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-blockchain-in-the-iot-report-2017-6&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=iot">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store. &gt;&gt; <strong><a href="https://www.businessinsider.com/intelligence/research-store/?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-blockchain-in-the-iot-report-2017-6&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=IoT#!/The-Blockchain-in-the-IoT/p/85895639">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-blockchain-in-the-iot-report-2017-6#comments">Join the conversation about this story &#187;</a></p> BI Intelligence http://www.businessinsider.com/the-programmatic-tv-ad-explainer-forecasts-top-trends-and-barriers-to-adoption-in-the-programmatic-tv-ad-buying-space-2017-4 http://www.businessinsider.com/the-programmatic-tv-ad-explainer-forecasts-top-trends-and-barriers-to-adoption-in-the-programmatic-tv-ad-buying-space-2017-4 Fri, 09 Jun 2017 14:03:00 -0400 Kevin Gallagher <p><img style="float:right;" src="http://static2.businessinsider.com/image/59036baf7dea72bc008b50b0-2357/ptv vs trad.png" alt="ptv vs trad" data-mce-source="BI Intelligence"></p><p></p> <p>The TV ad industry is one of the largest ad segments in the US — and it's ripe for digital disruption. The first TV commercial aired in the US in 1941, and it featured an ad for Bulova watches during a Brooklyn Dodgers baseball game.</p> <p>While there have been advancements in TV ad buying since Bulova’s commercial, the audiences that TV commercials target are still based on broad demographic data, like age and gender, and are aimed at maximizing reach. Although TV ads remain highly effective, targeting can be greatly improved by introducing more digital data into the mix.</p> <p>Digital display advertising was <a href="https://intelligence.businessinsider.com/the-ad-tech-explainer-how-innovation-is-changing-the-digital-advertising-business-and-creating-new-opportunities-for-disruption-2017-1">disrupted</a>&nbsp;by programmatic technologies because of the operational efficiencies&nbsp;gained from automating manual processes. But&nbsp;TV is a completely different animal. The TV advertising space is entrenched in traditional processes that largely depend on direct negotiations between ad buyers and sellers. By incorporating more data, TV advertisers can fine-tune their targeting beyond broad consumer groups, and potentially see higher returns on their ad spend.</p> <p>But the way consumers watch TV content is changing, and data collection is getting more expansive. Disrupting an ad industry with a history spanning over eight decades will be a significant hurdle for programmatic TV (PTV) adoption.</p> <p>A new report by <a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-programmatic-tv-ad-explainer-forecasts-top-trends-and-barriers-to-adoption-in-the-programmatic-tv-ad-buying-space-2017-4&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=digitalmedia">BI Intelligence</a> explores the drivers of programmatic TV adoption and the value advertisers and TV companies can derive from hyper-targeted audiences. It also highlights the key differences and similarities between programmatic TV and digital display, and assesses several potential barriers to PTV adoption.<em>&nbsp;</em></p> <p><em><strong>Here are some of the key takeaways&nbsp;from the report:</strong></em></p> <ul> <li>Programmatic TV is a small, but growing opportunity.&nbsp;PTV is still in very early days, with ad spend reaching an estimated $1 billion in 2016, just over 1% of traditional TV’s $73 billion.</li> <li>Precise targeting is what will drive more PTV adoption.&nbsp;Unlike in digital display advertising, where the promise of programmatic is tied to increased efficiency through automation, PTV’s value proposition is tied to better targeting.</li> <li>Programmatic is slowly infiltrating the upfront process for primetime buying. More networks are providing tools for advertisers to incorporate advanced data targeting with premium upfront buys.</li> <li>There are several barriers for PTV adoption.&nbsp;Some TV execs are worried that incorporating programmatic trading of TV inventory can potentially devalue their stores.&nbsp;</li> </ul> <p><em><strong>In full, the report:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </em></p> <ul> <li>Forecasts US programmatic TV ad revenue through 2021.</li> <li>Highlights the top beneficial attributes of PTV.</li> <li>Explores some of the top barriers and challenges to PTV adoption, including measurement hurdles and fears around commoditizing TV inventory.</li> <li>Outlines strategies some networks are taking when incorporating PTV in their upfront offerings.</li> </ul> <p><em>Interested in getting the full report? Here are two&nbsp;ways to access it:</em></p> <ol> <li>Subscribe to an&nbsp;<strong><em><u>All-Access&nbsp;</u></em></strong>pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally.&nbsp;» <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-programmatic-tv-ad-explainer-forecasts-top-trends-and-barriers-to-adoption-in-the-programmatic-tv-ad-buying-space-2017-4&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=digitalmedia">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store.&nbsp;<strong>» <a href="https://www.businessinsider.com/intelligence/research-store/?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-programmatic-tv-ad-explainer-forecasts-top-trends-and-barriers-to-adoption-in-the-programmatic-tv-ad-buying-space-2017-4&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=report_teaser_store_link#!/The-Programmatic-TV-Ad-Explainer/p/83895361/category=11987293">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-programmatic-tv-ad-explainer-forecasts-top-trends-and-barriers-to-adoption-in-the-programmatic-tv-ad-buying-space-2017-4#comments">Join the conversation about this story &#187;</a></p> BI Intelligence http://www.businessinsider.com/the-drone-delivery-report-opportunities-and-challenges-in-automating-logistics-with-drones-2017-5 http://www.businessinsider.com/the-drone-delivery-report-opportunities-and-challenges-in-automating-logistics-with-drones-2017-5 Fri, 09 Jun 2017 13:02:00 -0400 Jonathan Camhi <p><span><img style="float:right;" src="http://static4.businessinsider.com/image/58f0cca1cf6d8f53008b4738-2364/walmart drone delivery.png" alt="walmart drone delivery" data-mce-source="BI Intelligence">Among the many&nbsp;ways that drones can transform business operations, few have received as much attention as delivering packages to consumers’ homes. Drones could allow companies to bypass the many challenges involved with the "last mile" of delivery — the last leg of the journey when a package arrives at the customer’s doorstep.</span></p> <p>This last mile is the most expensive and inefficient part of parcel delivery, and a wide range of companies are exploring how drones can speed up the last mile and cut costs. E-commerce companies want to cut delivery times and costs to improve their customer satisfaction and loyalty, while&nbsp;legacy retailers seek the same advantages to grow their online sales.</p> <p>Meanwhile, logistics providers are experimenting with&nbsp;drone delivery to cut costs and ward off new competition from&nbsp;startups and technology companies, which have latched on to drone delivery as a potential path to disrupt (or partner with) legacy logistics firms.&nbsp;</p> <p>However, delivering packages by drones to consumers’ doorsteps is still years away from becoming a common occurrence. Important obstacles still need to be overcome relating to drone regulations, the development of autonomous flight and traffic control systems for drones, and consumer acceptance.</p> <p>In a new report, BI Intelligence examines the benefits drone delivery can provide as an e-commerce fulfillment method, and explains the different approaches companies are taking as they experiment with the nascent technology. In addition, we detail&nbsp;the key players working in the&nbsp;space and discuss the challenges drone delivery faces in reaching mainstream adoption.&nbsp;</p> <p><strong><em>Here are some key takeaways from the report:</em><br> </strong></p> <ul> <li>Drone delivery offers tremendous benefits in the form of cheaper, faster shipping.&nbsp;This could accelerate the growth of online retail sales as free and fast shipping are the most enticing factors drawing consumers to shop online more often.</li> <li>There are two main types of drone delivery companies&nbsp;are exploring: home drone delivery and supply chain delivery.&nbsp;Although&nbsp;home drone delivery receives the bulk of public attention, using drones to make deliveries within the supply chain can smooth out the fulfillment&nbsp;process and increase efficiencies.</li> <li>Mainstream adoption of drone delivery will take place in stages over the next few years&nbsp;as regulations are put in place&nbsp;and drone technology improves.&nbsp;Right now, most tests are extremely limited in scope, take place in rural areas, and do not actually deliver packages to customers’ front doors. These tests will gradually progress, eventually bringing drone&nbsp;delivery to&nbsp;more customers in populated areas.</li> </ul> <p><em><strong>In full, the report:</strong></em>&nbsp;</p> <ul> <li>Provides an overview of how drones can transform parcel delivery by automating logistics, particularly for last-mile deliveries.</li> <li>Examines the efforts of several companies across industries that are experimenting with drone delivery.</li> <li>Highlights the major obstacles that remain in making drone delivery mainstream.</li> <li>Provides a timeline for the adoption and scaling of drone delivery services in the US.</li> </ul> <p><em><span>Interested in getting the full report? Here are two&nbsp;ways to access it:</span></em></p> <ol> <li><span>Subscribe to an&nbsp;</span><span><strong><em>All-Access</em></strong></span><span>&nbsp;pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally. &gt;&gt;</span> <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-e-commerce-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_subscription_text_link_the-drone-delivery-report-opportunities-and-challenges-in-automating-logistics-with-drones-2017-5&amp;utm_content=subscription_report_teaser_text_link&amp;utm_campaign=report_teaser_subscription_link&amp;vertical=ecommerce">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_the-drone-delivery-report-opportunities-and-challenges-in-automating-logistics-with-drones-2017-5&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=ecommerce#!/The-Drone-Delivery-Report/p/84751008">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/the-drone-delivery-report-opportunities-and-challenges-in-automating-logistics-with-drones-2017-5#comments">Join the conversation about this story &#187;</a></p> BI Intelligence http://www.businessinsider.com/singapore-is-relaxing-rules-for-robo-advisors-2017-6 http://www.businessinsider.com/singapore-is-relaxing-rules-for-robo-advisors-2017-6 Fri, 09 Jun 2017 12:14:00 -0400 Sarah Kocianski <p><em><img style="float:right;" src="http://static4.businessinsider.com/image/593aba98c4adee2c008b4a52-700/singapore fintechs.png" alt="Singapore Fintechs" data-mce-source="BII">This story was delivered to BI Intelligence "<a href="http://www.businessinsider.com/intelligence/fintech-research-briefing-daily-newsletter-research?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_singapore-is-relaxing-rules-for-robo-advisors-2017-6&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=fintech">Fintech Briefing</a>" subscribers. To learn more and subscribe, please <a href="http://www.businessinsider.com/intelligence/fintech-research-briefing-daily-newsletter-research?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_singapore-is-relaxing-rules-for-robo-advisors-2017-6&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=fintech">click here</a>.</em></p> <p>The Monetary Authority of Singapore (MAS) has introduced a <a href="http://e.businessinsider.com/click/9799935.4256/aHR0cHM6Ly9pbnRlbGxpZ2VuY2UuYnVzaW5lc3NpbnNpZGVyLmNvbS9ib2ZlLWdpdmVzLWRldGFpbC1vbi1maW50ZWNoLXBhcnRuZXJzLS1ob3ctaW5kaWFzLXN1cnByaXNlLWJhbmtub3RlLWJhbi1jb3VsZC1ib29zdC1maW50ZWNoLS1zaW5nYXBvcmUtZWFzZXMtdmMtcnVsZXMtdG8tcHJvbW90ZS1maW50ZWNoLWludmVzdG1lbnQtMjAxNi0xMQ/56c34aced7aaa8f87d8b56a7B062ddb8d" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=http://e.businessinsider.com/click/9799935.4256/aHR0cHM6Ly9pbnRlbGxpZ2VuY2UuYnVzaW5lc3NpbnNpZGVyLmNvbS9ib2ZlLWdpdmVzLWRldGFpbC1vbi1maW50ZWNoLXBhcnRuZXJzLS1ob3ctaW5kaWFzLXN1cnByaXNlLWJhbmtub3RlLWJhbi1jb3VsZC1ib29zdC1maW50ZWNoLS1zaW5nYXBvcmUtZWFzZXMtdmMtcnVsZXMtdG8tcHJvbW90ZS1maW50ZWNoLWludmVzdG1lbnQtMjAxNi0xMQ/56c34aced7aaa8f87d8b56a7B062ddb8d&amp;source=gmail&amp;ust=1497100612076000&amp;usg=AFQjCNEbqb-zTDB8deXmawwRukLijrNQnA">plethora</a> of new rules and <a href="http://e.businessinsider.com/click/9799935.4256/aHR0cHM6Ly9pbnRlbGxpZ2VuY2UuYnVzaW5lc3NpbnNpZGVyLmNvbS8xLWluLTMtYmFuay1qb2JzLWNvdWxkLWdldC1heGVkLTIwMTYtMw/56c34aced7aaa8f87d8b56a7B301ad257" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=http://e.businessinsider.com/click/9799935.4256/aHR0cHM6Ly9pbnRlbGxpZ2VuY2UuYnVzaW5lc3NpbnNpZGVyLmNvbS8xLWluLTMtYmFuay1qb2JzLWNvdWxkLWdldC1heGVkLTIwMTYtMw/56c34aced7aaa8f87d8b56a7B301ad257&amp;source=gmail&amp;ust=1497100612076000&amp;usg=AFQjCNHbxcp8f_SLiZNYZchMFp46Xn411Q">initiatives</a> designed to boost the state's fintech industry recently, with its <a href="http://e.businessinsider.com/click/9799935.4256/aHR0cDovL3d3dy5tYXMuZ292LnNnL05ld3MtYW5kLVB1YmxpY2F0aW9ucy9NZWRpYS1SZWxlYXNlcy8yMDE3L0ZhY2lsaXRhdGluZy10aGUtUHJvdmlzaW9uLW9mLURpZ2l0YWwtQWR2aXNvcnktU2VydmljZXMuYXNweA/56c34aced7aaa8f87d8b56a7Bdc57d1f3" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=http://e.businessinsider.com/click/9799935.4256/aHR0cDovL3d3dy5tYXMuZ292LnNnL05ld3MtYW5kLVB1YmxpY2F0aW9ucy9NZWRpYS1SZWxlYXNlcy8yMDE3L0ZhY2lsaXRhdGluZy10aGUtUHJvdmlzaW9uLW9mLURpZ2l0YWwtQWR2aXNvcnktU2VydmljZXMuYXNweA/56c34aced7aaa8f87d8b56a7Bdc57d1f3&amp;source=gmail&amp;ust=1497100612076000&amp;usg=AFQjCNFTo5qLcMzQWqOtmr1c1AHlWCYB8w">latest move</a> aimed at making life easier for firms providing digital investment advice.</p> <p>MAS released a consultation paper this week outlining how it plans to clarify and update regulation for this segment, which included proposals for making it easier for firms to offer digital advice to retail investors, licensing exemptions for firms offering certain digital services related to investment, and reducing the volume of information about clients firms are required to gather before they can offer advice.</p> <p>MAS' aims are likely two-fold. First, <a href="http://e.businessinsider.com/click/9799935.4256/aHR0cHM6Ly9pbnRlbGxpZ2VuY2UuYnVzaW5lc3NpbnNpZGVyLmNvbS91ay1maW50ZWNocy12b2ljZS1icmV4aXQtY29uY2VybnMtdG8taG91c2Utb2YtbG9yZHMtLWJidmFzLWNlby1kZXRhaWxzLWltcGFjdC1vZi1maW50ZWNoLW9uLWluY3VtYmVudHMtLWZjYS1yZW9wZW5zLXJvYm8tYWR2aWNlLXVuaXQtYXBwbGljYXRpb25zLTIwMTYtMTI/56c34aced7aaa8f87d8b56a7Ba54e7881" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=http://e.businessinsider.com/click/9799935.4256/aHR0cHM6Ly9pbnRlbGxpZ2VuY2UuYnVzaW5lc3NpbnNpZGVyLmNvbS91ay1maW50ZWNocy12b2ljZS1icmV4aXQtY29uY2VybnMtdG8taG91c2Utb2YtbG9yZHMtLWJidmFzLWNlby1kZXRhaWxzLWltcGFjdC1vZi1maW50ZWNoLW9uLWluY3VtYmVudHMtLWZjYS1yZW9wZW5zLXJvYm8tYWR2aWNlLXVuaXQtYXBwbGljYXRpb25zLTIwMTYtMTI/56c34aced7aaa8f87d8b56a7Ba54e7881&amp;source=gmail&amp;ust=1497100612076000&amp;usg=AFQjCNE8uYOdTV7-rCI1wgr1BjQPw9HOrw">like the UK's FCA</a>, the regulator wants to make it easier for firms to provide low-cost, digital advice services so that financial guidance becomes available to a wider range of consumers. In addition, Singapore <a href="http://e.businessinsider.com/click/9799935.4256/aHR0cDovL3d3dy5tYXMuZ292LnNnL1NpbmdhcG9yZS1GaW5hbmNpYWwtQ2VudHJlL1NtYXJ0LUZpbmFuY2lhbC1DZW50cmUuYXNweA/56c34aced7aaa8f87d8b56a7Bf11619e7" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=http://e.businessinsider.com/click/9799935.4256/aHR0cDovL3d3dy5tYXMuZ292LnNnL1NpbmdhcG9yZS1GaW5hbmNpYWwtQ2VudHJlL1NtYXJ0LUZpbmFuY2lhbC1DZW50cmUuYXNweA/56c34aced7aaa8f87d8b56a7Bf11619e7&amp;source=gmail&amp;ust=1497100612076000&amp;usg=AFQjCNG1qo-WQHEed9lsmKXYJm1b6iSY4A">wants to grow</a> its fintech sector further amid ongoing competition with other Asian hubs like Hong Kong. MAS likely hopes that by clarifying and simplifying rules around the provision of digital advice, it will encourage more firms operating in that area to choose Singapore as a base for their operations.</p> <p>Whether the proposals are accepted will partly depend on the outcome of a public consultation due to close next month. Given that they will probably receive support from both incumbents and startups looking to offer digital advice services, we expect the responses to the consultation to be largely positive.</p> <p>If the rules are adopted, MAS will likely achieve one of its aims more easily than the other. Singapore is a well-established financial services hub, with large numbers of investment banks and wealth managers already based in the state. These players will likely jump at the opportunity to serve greater numbers of customers with alacrity, and have the resources to roll out digital services fast.</p> <p>This should lead to the provision of low-cost digital advice that MAS intends to facilitate. However, the regulator's other aim maybe thwarted by these incumbents' actions, as with their greater resources and brand power, they may quickly dominate the digital advice market, leaving little room for new entrants — from Singapore or otherwise.</p> <p><span>Most fintechs, even the unicorns, aren't profitable.</span></p> <p><span>Despite having innovative ideas and live products that are successfully disrupting the financial services industry, these fintechs' business models are increasingly proving to be fundamentally flawed.</span></p> <p style="text-align: left;"><span>Sarah Kocianski, senior research analyst for <a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_singapore-is-relaxing-rules-for-robo-advisors-2017-6&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=fintech">BI Intelligence</a>, Business Insider's premium research service, has compiled <a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_singapore-is-relaxing-rules-for-robo-advisors-2017-6&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=fintech#!/Fintech-Profitability/p/84995857/">a detailed report on fintech profitability</a> that explores the reasons why fintechs are struggling to turn a profit by providing examples of the unique problems each segment of fintech faces. It&nbsp;also outlines what some firms are doing to overcome these challenges, and highlights the key factors to be considered by fintechs and their investors if they want to reach profitability.</span></p> <p><span></span><strong><em>Here are some of the key takeaways from the report:</em></strong></p> <ul> <li>Even the largest fintechs have failed to achieve meaningful profits.&nbsp;For example, British unicorns Transferwise and Funding Circle have seen ever-increasing losses since launch — in the latter's case to the tune of £37 million ($48 million) in its most recent filing.&nbsp;</li> <li>The profitability question is becoming increasingly important.&nbsp;That's due to a combination of factors including declining VC investment in the sector and increasing pressure from existing investors to see returns.&nbsp;</li> <li>Not all fintechs want to turn a profit, but those that do&nbsp;are facing significant challenges. Obstacles to profitability affect all fintech segments including neobanking, robo-advising, money transfer, and marketplace lending.</li> <li>Forced to adapt their models, fintechs&nbsp;are employing multiple tactics to reach profitability. These include partnerships, diversification of funding sources, acting as third-party suppliers to other firms, adding new products, and seeking global expansion.</li> <li>There a number of considerations that fintechs and their investors must make, and several actions they must take, to get on the path to profitability. These include deciding whether to focus on scale, establishing a stable business plan, and assessing the benefits of varied funding sources.</li> </ul> <p><strong>&nbsp;</strong><em><span style="line-height: 22.5px;"><strong>In full, the report:</strong><br></span></em></p> <ul> <li>Explains why the profitability question is increasingly being raised.</li> <li>Outlines why fintechs in different segments are failing to turn a profit.</li> <li>Gives examples of just how large some fintechs' losses are.&nbsp;</li> <li>Explores how fintechs are striving to solve the profitability problem.</li> <li>Outlines vital considerations for fintechs and their investors.</li> </ul> <!-- PROMO 1 COPY BEGINNING GOES HERE --> <p><em><span style="line-height: 1.5em;">Interested in getting the full report? Here are two&nbsp;ways to access it:</span></em></p> <ol> <li><span>Subscribe to an&nbsp;</span><span style="text-decoration: underline;"><strong><em>All-Access</em></strong></span><span>&nbsp;pass to BI Intelligence and gain immediate access to this report and more than 250 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure&nbsp;you stay ahead of the curve and benefit personally and professionally. &gt;&gt;</span> <strong><a href="http://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_singapore-is-relaxing-rules-for-robo-advisors-2017-6&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=fintech">Learn More&nbsp;Now</a></strong></li> <li>Purchase &amp; download the full report from&nbsp;our research store. &gt;&gt; <strong><a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_singapore-is-relaxing-rules-for-robo-advisors-2017-6&amp;utm_content=report_store_teaser_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=fintech#!/Fintech-Profitability/p/84995857/">Purchase &amp; Download Now</a></strong></li> </ol><p><a href="http://www.businessinsider.com/singapore-is-relaxing-rules-for-robo-advisors-2017-6#comments">Join the conversation about this story &#187;</a></p> BII http://www.businessinsider.com/esports-market-growth-ready-for-mainstream-2017-3 http://www.businessinsider.com/esports-market-growth-ready-for-mainstream-2017-3 Fri, 09 Jun 2017 12:03:00 -0400 BI Intelligence <p><img style="float:right;" src="http://static2.businessinsider.com/image/58c970ef6ad50a1d008b5097-1200" alt="eSports Advertising and Sponsorships" data-mce-source="BII"></p><p></p> <h2>What is eSports? History &amp; Rise of Video Game Tournaments</h2> <p>Years ago, eSports was a community&nbsp;of video gamers who would gather at conventions to play Counter Strike, Call of Duty, or League of Legends.</p> <p>These multiplayer video game competitions would determine League of Legends champions, the greatest shooters in Call of Duty, the cream of the crop of Street Fighter players, the elite Dota 2 competitors, and more.</p> <p>But today, as the history of eSports continue to unfold, media giants&nbsp;such as ESPN and Turner are broadcasting eSports tournaments and competitions. And in 2014, Amazon acquired Twitch, the live streaming video platform that has been and continues to be the leader in online gaming broadcasts. And YouTube also wanted to jump on the live streaming gaming community with the creation of <a href="https://gaming.youtube.com/">YouTube Gaming</a>.</p> <h2>eSports Market Growth Booming</h2> <p>To put in perspective how big eSports is becoming, a Google search for "lol" does not produce "laughing out loud" as the top result. Instead, it points to League of Legends, one of the most popular competitive games in existence. The game has spawned a worldwide community called the League of Legends Championship Series, more commonly known as LCS or LOL eSports.</p> <p>What started as friends gathering in each other's homes to host LAN parties and play into the night has become an official network of pro gaming tournaments and leagues with legitimate teams, some of which are even sponsored and have international reach. Organizations such as Denial, AHQ, and MLG have multiple eSports leagues.</p> <p>And to really understand the scope of all this, consider that the prize pool for the latest Dota 2 tournament was more than $20 million.</p> <p>Websites even exist for eSports live scores to let people track the competitions in real time if they are unable to watch. There are even fantasy eSports leagues similar to fantasy football, along with the large and growing scene of eSports betting and gambling.</p> <p>So it's understandable why traditional media companies would want to capitalize on this growing&nbsp;trend just before it floods into the mainstream.&nbsp;Approximately<span>&nbsp;300 million people worldwide tune in to eSports today, and&nbsp;that number is growing rapidly. By 2020, that number will be closer&nbsp;to 500 million.</span></p> <h2><span><span>eSports Industry Analysis - The Future of the Competitive Gaming Market</span></span></h2> <p><span><span>Financial institutions are starting to take notice. Goldman Sachs valued eSports at $500 million in 2016 and expects the market will grow at 22% annually compounded over the next three years into a more than $1 billion opportunity.</span></span></p> <p>And industry statistics are already backing this valuation and demonstrating the potential for massive earnings. To illustrate the market value, market growth, and potential earnings for eSports, consider&nbsp;Swedish media company Modern Times Group's <a href="http://fortune.com/2015/07/03/esl-esports-acquisition/">$87 million acquisition</a> of Turtle Entertainment, the holding company for ESL. YouTube has made its <a href="http://www.businessinsider.com/youtube-has-made-its-biggest-esports-investment-yet-2017-3">biggest eSports investment</a> to date by signing a multiyear broadcasting deal with Faceit to stream the latter's Esports Championship Series. And the <a href="http://www.businessinsider.com/nba-launching-esports-league-2017-2">NBA will launch its own eSports league</a> in 2018.</p> <p><span><span>Of course, as with any growing phenomenon, the question becomes: How do advertisers capitalize? This is especially tricky for eSports because of its audience demographics, which </span></span>is young, passionate, male-dominated, and digital-first.&nbsp;They live online and on social media, are avid ad-blockers, and don't watch traditional TV or respond to conventional advertising.</p> <p>So what will the future of eSports look like? How high can it climb? Could it reach the mainstream popularity of baseball or football? How will advertisers be able to reach an audience that does its best to shield itself from advertising?</p> <p>Robert Elder, research analyst&nbsp;for <a href="http://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_esports-market-growth-ready-for-mainstream-2017-3&amp;utm_content=subscription_content_marketing_text_link&amp;utm_campaign=content_marketing_subscription_link&amp;vertical=digitalmedia">BI Intelligence</a>, Business Insider's premium research service, has compiled <a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_store_text_link_esports-market-growth-ready-for-mainstream-2017-3&amp;utm_content=report_store_content_marketing_text_link&amp;utm_campaign=content_marketing_store_link&amp;vertical=digitalmedia#!/The-eSports-Ecosystem/p/81370171/">an unparalleled report on the eSports ecosystem</a> that dissects the growing market for competitive gaming. This comprehensive, industry-defining report contains more than 30 charts and figures that&nbsp;<span>forecast audience growth, average revenue per user, and revenue growth.</span></p> <p><em><strong>Companies and organizations mentioned in the report include:</strong>&nbsp;</em><span>NFL,&nbsp;</span>NBA, English Premier League, La Liga, Bundesliga, NHL, Paris Saint-Germain, Ligue 1, Ligue de Football, Twitch, Amazon, YouTube, Facebook, Twitter, ESPN, Electronic Arts, EA Sports, Valve, Riot Games, Activision Blizzard, ESL, Turtle Entertainment, Dreamhack, Modern Times Group, Turner Broadcasting, TBS Network, Vivendi, Canal Plus, Dailymotion, Disney, BAMTech, Intel, Coca Cola, Red Bull, HTC, Mikonet</p> <p><strong><em><span>Here are some eSports industry facts and statistics from the report</span>:</em></strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">eSports is a still nascent industry filled with commercial opportunity.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">There are a variety of revenue streams that companies can tap into.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">The market is presently undervalued and has significant room to grow.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">The dynamism of this market distinguishes it from traditional sports.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">The audience is high-value and global, and its numbers are rising.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Brands can prosper in eSports by following the appropriate game plan.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Game publishers approach their Esport ecosystems in different ways. &nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Successful esport games are comprised of the same basic ingredients.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Digital streaming platforms are spearheading the popularity of eSports.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Legacy media are investing into eSports, and seeing encouraging results.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Traditional sports franchises have a clear opportunity to seize in eSports.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Virtual and augmented reality firms also stand to benefit from eSports. &nbsp;</span></li> </ul> <p><strong><em>In full, the report illuminates the business of eSports from four angles:</em></strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">The gaming nucleus of eSports, including an overview of popular esport genres and games; the influence of game publishers, and the spectrum of strategies they adopt toward their respective esport scenes; the role of eSports event producers and the tournaments they operate.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">The eSports audience profile, its size, global reach, and demographic, psychographic, and behavioral attributes; the underlying factors driving its growth; why they are an attractive target for brands and broadcasters; and the significant audience and commercial crossover with traditional sports.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">eSports media broadcasters, including digital avant-garde like Twitch and YouTube, newer digital entrants like Facebook and traditional media outlets like Turner’s TBS Network, ESPN, and Canal Plus; their strategies and successes in this space; and the virtual reality opportunity.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">eSports market economics, with a market sizing, growth forecasts, and regional analyses; an evaluation of the eSports spectacle and its revenue generators, some of which are idiosyncratic to this industry; strategic planning for brand marketers, with case studies; and an exploration of the infinite dynamism and immense potential of the eSports economy.</span></li> </ul> <p><strong><em>Interested in getting the full report? 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