Budgets Are Sexy | Where Personal Finance Nerds are Cool

Which “tendency” are you?

February 6, 2019

Here’s a fun little quiz to help you get over Hump Day ;) Maybe you’ll learn something about yourself? Hi J$, I’ve been listening to Gretchen Rubin’s audiobook “The Four Tendencies” (are you familiar?) and I’ve been completely obsessed with determining what tendency people are. The framework is fascinating. Basically it breaks everyone down by how they handle expectations internally and externally. Upholder Obliger Questioner […]

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New Book Out (and Giveaway): “Financial Freedom” by Grant Sabatier of MillennialMoney.com

February 5, 2019

Hey guys! Gotta new book for your edification! It’s called “Financial Freedom: A Proven Path to All the Money You Will Ever Need,” and I have a feeling it’ll be blowing up our space here for quite a bit… It just dropped today (Congrats, Grant!), and here’s a clip about it from the author’s own mouth: “The book is a blueprint for fast-tracking financial independence […]

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Net Worth Update: $848,665.47 [Surprise Increase of $57,000?!]

February 4, 2019

Okay, I don’t know what happened in Jan to change the tides (I only look at my $$$ once a month), but that was a nice surprise out of nowhere! Apparently it was the best January in 30 years?! Whatever happened, I believe it wipes away one of the bigger losses from the past few months… (*goes to double check* – yup! $60,000 drop in […]

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My Favorite Finds This Month 💎💎💎

February 1, 2019

Well that was a fast month!! 31 days into the New Year already! How are those Resolutions coming along?? ;) Still writing my daily blog posts over here – woop woop! Gonna keep on going with it too as it really is a lot more fun (and easier??) than doing it every other day. Feels like I’m in my 20s all over again circa 2008 […]

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“What are your thoughts on taking a pay cut to land a more dependable job?”

January 31, 2019

Hey guys! Got our first reader question of the year! Check it out, and then hit her back with some feedback from that beautiful mind of yours if you’re feeling generous today… I’m sure she’s not the only one to ever be put in a situation like this! Hey J$, I’m a longtime reader/lurker of your blog. I love the features where you give someone […]

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4 Ways to File Your Taxes for Free

January 30, 2019

Morning, hustlers! Anyone already file their taxes and feeling good about it? Yeah, me neither ;) But I have started putting all the paperwork in one neat pile, if that count for anything?! Haha… The good news though is that there are a handful of *free* places you can file your taxes this year, so before you get into it be sure to check ’em […]

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Financial Confessional: “I Day Trade Penny Stocks”

January 29, 2019

Our Financial Confessionals are back! Here’s the latest from a guy who not only day trades, but day trades penny stocks 😱 Not a post you’ll typically see on this blog since I’m a huge buy-and-hold/index guy, but as promised earlier in the year, I want to be better about sharing other perspectives and strategies out there… Plus, some of his “rules” here are actually […]

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Did you know there was a Personal Financial Satisfaction Index (PFSi)?

January 28, 2019

It’s true! And of course was made by a bunch of CPAs, haha… Per the AICPA (American Institute of CPAs): The Personal Financial Satisfaction Index (PFSi) is a quarterly economic indicator from the AICPA which weighs a variety of economic factors to calculate the financial standing of a typical American. The index is calculated as the difference between two component sub-indexes – the Personal Financial […]

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“You want HOW much for that stamp?!?”

January 25, 2019

[Two days this week talking about STAMPS!! What a party this blog is! ;) But remember when I said it would be a rather great side hustle to take on? Well here’s a story of a guy who went for it, as told by a former member of the U.S. Navy’s submarine force, Doug “Nords” Nordman. But you gotta go way back in the time machine […]

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The “Beat Last Year” Budgeting Challenge!

January 24, 2019

This is one of the best challenges I’ve heard in a while :) From fellow reader, Anne: Hi J, I wanted to share a new challenge I am doing for myself. I eat out at fast food/pizza/restaurants wayyyyy too much, and my personal capital export from 2018 made me feel so bad about it! I am challenging myself to “beat last year!”. Example. Spent $100 […]

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Are you a Showroomer or a Webroomer?

January 23, 2019

Heard these terms the other day and had no idea they were “a thing!” Showrooming: when you visit a store to check out a product, but then go home and purchase it online. Webrooming: when you research products online first, and then go to the store to check it out/purchase. Real quick without thinking too much – which do you fall into most? For BIG […]

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Don’t forget to load up on Forever Stamps this week!

January 22, 2019

The price of forever stamps rises to 55¢ this Sunday! An increase of 5 cents from the 50 cents it’s currently at! There’s also a bunch of other price changes happening with postage – more info here: USPS Announces Postage Rate Increase – Starts January 27, 2019 If you still like – and remember – how to write letters, now would be a good time […]

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A Bunch of #Wins Martin Luther King Would Be Proud of ;)

January 21, 2019

Happy MLK Day! Did you know he was also a personal finance proponent back in the day? He once wanted to get what he and others called a “Freedom Budget” going that offered up a “practical, step-by-step plan for wiping out poverty in America during the next 10 years.” Which of course we’re still a ways away from these days (hell – we can’t even […]

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My Favorite Blog Posts From 2018!

January 18, 2019

Alright, so last week we covered the MOST POPULAR blog posts from the year, and this time around I want to cover my *favorite* blog posts from the year. Basically the ones that had the biggest impact for me, along with some I just genuinely enjoyed writing :) Here they are below, in no particular order… (And this will be the last of the “best […]

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