Press Release: House Price Appreciation Index and Months’ Inventory Report
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AEI Housing Market Indicators release on April 2019 data
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The Wealth Building Home Loan
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The facts demonstrate that Fannie and Freddie were not “lazy competitors” before seizure
In a recent interview, former Freddie Mac CEO Donald Layton says Fannie and Freddie were “lazy competitors” before government seizure.
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Connecting the dots: A better framework to analyze the housing market
It is clear that a singular focus on just mortgage rates or the upper end of the housing market can lead to faulty conclusions about the health and direction of the overall housing market.
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AEI Housing Market Indicators release on March 2019 data
House price appreciation reached 4.0 percent in May 2019.
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AEI Home Price Appreciation Index and market conditions report — June 2019
Home price appreciation rose 4.0 percent year-over-year in May 2019.
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The housing lobby’s APOR solution is fatally flawed
The housing lobby’s suggestion to replace the sunsetting patch with the Average Prime Offer Rate prime loan rule is just a veiled attempt to substitute a different means of providing pro-cyclical leverage support during the ongoing house price boom.
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Don’t hand Fannie, Freddie over to the Fed
Fannie and Freddie are surely problem children, but making them wards of the Federal Reserve is a very bad idea.
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AEI Home Price Appreciation Index and Market Conditions Report – May 2019
Home price appreciation rose 4.1% year-over-year in April 2019. Seller’s market conditions persist, but there are signs of moderation on a national basis.
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AEI Housing Market Indicators release on February 2019 data
It is time to end the dangerous and inappropriate competition between FHA and the GSEs.
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Op-ed on the president’s memorandum on housing reform
The president’s memorandum directs the Treasury to develop a plan for a housing finance system that roughly replicates what existed before 2008.
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Beware of bad economics: The Urban Institute’s Solution to the Expiring QM GSE Patch
The Urban Institute’s solution to the expiring Qualified Mortgage (QM) GSE Patch is a classic case of bad economics. The recommendation not only does little to limit borrower leverage, it further greases the slope for the next bust. The solution is to let the QM Patch sunset expire in January 2021 as originally planned by the CFPB.
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