PYMNTS Same Day ACH Use and Demand Study (November 2017)

Key takeaways from the study, a NACHA collaboration, include:

• Over 66 percent of FIs are making same-day ACH funds available.
• Zero FIs have reported an increase in fraud due to SDA products.
• For FIs, debit use cases are two times more likely to be important than credit use cases.
• 50 percent of FIs plan to make SDA debit origination available for account-to-account (A2A) transfers.

For all the latest findings, analysis and trends, please download the report.