For Customers
Divido offer you the flexibility to get the product or service you want or need today, either pay up to 12 months after delivery or spread the payments into monthly instalments over up to 5 years. The interest starts at 0%.
Shop Now, Pay Later
Divido offers customers the flexibility to pay in full after delivery or spread out the payments over up to 5 years.
1) Shop
Decide what you are going to buy.
2) Ask
Ask to pay with Divido.
3) Apply
Complete a quick online application.
4) Deposit
Pay a small deposit.
5) Done!
Take home or wait for delivery, your first instalment payment will be collected by direct debit 30 days after delivery. Keep paying monthly instalments or pay off the full amount at any time.
Works everywhere
Regardless of whether you prefer to buy in a store, online, over the phone or by email, Divido works everywhere.
Flexible
Divido offers a complete range of credit products and merchants decide which ones would be most compelling for their customers.
Simple
You complete a simple paperless Divido application and approval is granted within minutes. The merchant finalises the purchase as any normal sale.
Safe
The first instalment is collected via Direct Debit 30 days after you have received the goods or services you bought.
FAQ
Who is eligible to use Divido?
Anyone that has lived in the UK for at least 3 years, is over 18 years, works at least 16 hours per week (or is in receipt of a pension) and has a good credit history is eligible to use Divido. You also need a debit or credit card to pay the deposit.
What’s the most I can finance with Divido?
We can finance purchases for up to £25k. If you want to buy something more expensive, you can use Divido to pay the first £25k.
What can I buy with Divido?
We work with merchants across a number of sectors including furniture, fashion & jewelry, education, etc. Is there a specific merchant you would like to buy from that currently isn’t offering Divido? Email on: [email protected]
What's the process to buy using Divido?
Buy as normal from participating merchants and ask to pay using Divido. Complete a short online application which takes a few minutes. You’re approved instantly, pay the deposit and sign the agreement to complete the purchase.
What if I don’t have time to complete my application?
The merchant can send you a unique link to your application as text message or email, so you can complete the application later at your own convenience.
What happens if I’m declined?
You will then be able to complete the purchase using the traditional means of payment the merchant is accepting.
Who is eligible to use Divido?
Anyone that has lived in the UK for at least 3 years, is over 18 years, works at least 16 hours per week (or is in receipt of a pension) and has a good credit history is eligible to use Divido. You also need a debit or credit card to pay the deposit.
What’s the most I can finance with Divido?
We can finance purchases for up to £25k. If you want to buy something more expensive, you can use Divido to pay the first £25k.
What can I buy with Divido?
We work with merchants across a number of sectors including furniture, fashion & jewelry, education, etc. Is there a specific merchant you would like to buy from that currently isn’t offering Divido? Email on: [email protected]
What's the process to buy using Divido?
Buy as normal from participating merchants and ask to pay using Divido. Complete a short online application which takes a few minutes. You’re approved instantly, pay the deposit and sign the agreement to complete the purchase.
What if I don’t have time to complete my application?
The merchant can send you a unique link to your application as text message or email, so you can complete the application later at your own convenience.
What happens if I’m declined?
You will then be able to complete the purchase using the traditional means of payment the merchant is accepting.