We are simplifying online shopping


We are simplifying online shopping


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Take control of how you pay online

Pay over time
Enjoy the flexibility to spread the cost of your purchase over time with low APR financing offers.
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Pay after delivery
Make sure you are happy with your purchase before you pay. Pay Klarna within 14 days.
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Pay now by card
Pay as you always have. Choose your preferred payment method (credit card or debit card) to pay right away.
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Pay at stores with no login

Wouldn't it be great to shop without usernames and passwords? When you checkout with Klarna, just enter your address the first time and we'll handle the rest.

Easy account management

After you make your purchase with Klarna, easily manage your payments on mobile, tablet or desktop.

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Shop with 45 million...
… other customers already using Klarna on 65,000 online stores in 18 countries.
Shop with Klarna
Shoes.com, Lyst and Overstock are among the US web stores that use Klarna.
Shop with confidence
Your information is safe with us. And if you received something you didn't expect (or didn't receive at all) - we've got you covered.
Here's how ⟶
Now You Can Buy Stuff Online Without Paying Upfront
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