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Credit Cards»No Foreign Transaction Fee Credit Cards

No Foreign Transaction Fee Credit Cards

What are no foreign transaction fee cards?

Do you want a credit card that saves you on foreign transaction fees when traveling abroad? No foreign transaction fee credit cards from our partners eliminate fees on purchases you make while overseas, allowing you use your card without worrying about additional transaction costs.

Who should get one?

Typically designed for and offered to individuals with good to excellent credit, it may be tough to qualify for one of these cards if your credit has blemishes.

Cards without a foreign transaction fee are ideal for travelers who enjoy the convenience and safety of paying with a credit card. Whether an individual who frequently travels overseas for business or a couple going on a honeymoon or vacation, a credit card with no foreign transaction fee can be a boon to travelers as a way to save money by avoiding large fees.

What are some pros and cons?

You won't only save on foreign transaction fees while out of the country. Many of these cards come with fraud protection and other perks for travelers such as cash back, airline miles and bonus points. Some even offer 0% APR introductory periods. And you won't have to worry about carrying too much foreign currency. But in the negative category, cards with no foreign transaction fees may come with an annual fee and higher regular APRs than other cards.

Tips on no foreign transaction fee credit cards

Be aware that some cards without a foreign transaction fee offer a temporary period, often a year, with no annual fee. After the temporary period is up, some cards charge as much as $95 annually. It's important to calculate whether the rewards you receive will outweigh the costs of the card.

In addition, look for cards with chip-and-PIN technology, which helps prevent fraud while abroad and offers added convenience. Many places in Europe only accept cards with either chip-and-PIN or chip-and-signature capabilities.

Start saving and shop for the best no foreign transaction fee card offers today.

Advertiser Disclosure

BankAmericard Travel Rewards® Credit Card

or call

877-915-7732
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases
- Use your card to book your trip how and where you want — you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Introductory APR on purchases Intro APR 12 billing cycles Intro APR Period	N/A Intro APR N/A Intro APR Period	15.99% - 23.99% Variable APR on purchases and balance transfers	$0	Excellent/Good

Capital One® Quicksilver® Cash Rewards Credit Card
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
- Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
- Pay no annual fee or foreign transaction fees

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% intro on purchases Intro APR for 9 months Intro APR Period	0% intro on balance transfers Intro APR for 9 months Intro APR Period	13.99% - 23.99% (Variable)	$0	Excellent, Good

Capital One® VentureOne® Rewards Credit Card
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% intro on purchases Intro APR for 12 months Intro APR Period	N/A Intro APR N/A Intro APR Period	12.99% - 22.99% (Variable)	$0	Excellent, Good

Chase Sapphire Preferred® Card
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	16.99% - 23.99% Variable	Introductory Annual Fee of $0 the first year, then $95	Excellent/Good

Capital One® Venture® Rewards Credit Card
- Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
- Earn unlimited 2X miles per dollar on every purchase, every day
- Fly any airline, stay at any hotel, anytime
- Travel when you want with no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
- Get a metal Venture Card when you apply today

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	13.99% - 23.99% (Variable)	$0 intro for first year; $59 after that	Excellent, Good

Barclaycard Arrival Plus™ World Elite MasterCard®
- Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
- Earn 2X miles on all purchases
- Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
- Get 5% miles back to use toward your next redemption, every time you redeem
- Miles don't expire as long as your account is open, active and in good standing
- No foreign transaction fees on anything you buy while in another country
- 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
- Please note, there is a fee for balance transfers

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 12 months (on balance transfers made within 45 days of account opening) Intro APR Period	16.99%, 20.99% or 23.99% Variable	$89 - Waived first year	Excellent

Barclaycard Ring™ Mastercard®
- 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
- No balance transfer fees
- No foreign transaction fees
- Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
- Free online access to FICO® Credit Score

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 15 months Intro APR Period	0% Intro APR 15 months (on balance transfers made within 45 days of account opening) Intro APR Period	13.99% Variable	$0	Excellent Credit

Alaska Airlines Visa Signature® Credit Card
- Limited Time Offer - Buy 1 ticket, get 1 for just the taxes and fees with Alaska's Famous Companion Fare™ Offer.
- Get 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of your account opening.
- Get another Alaska's Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year on your account anniversary valid on Alaska and Virgin America flights booked on alaskaair.com.
- Save with a free checked bag on Alaska and Virgin America flights for you and up to six other passengers on the same reservation.
- Earn 3 miles for every $1 spent directly on Alaska Airlines and Virgin America purchases and 1 mile for every $1 spent on all other purchases. No foreign transaction fees.
- There are two types of cards: the Visa Signature® card and the Platinum Plus® card. The card you receive will be determined by several factors including your income and credit history.
- The benefits and bonus miles above apply to Visa Signature cards only. The Annual Fees, benefits and bonus miles for Platinum Plus® cards are different.
- For more information on the differences, see the Features section accompanying the application.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	13.24% - 20.24% Variable APR on purchases and balance transfers	$75	Excellent/Good

Wells Fargo Propel American Express® Card
- New! Earn 20,000 bonus points after spending $1,000 in the first 3 months
- Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
- Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
- Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
- 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 12 months Intro APR Period	0% Intro APR 12 months Intro APR Period	13.99%-25.99% (Variable)	$0	Excellent/Good

Discover it® Cashback Match™
- You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
- Plus, 1% cash back on all other purchases.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your FICO® Credit Score for free on monthly statements, on mobile and online.
- No annual fee.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 14 months Intro APR Period	0% Intro APR 14 months Intro APR Period	11.99% - 23.99% Variable	$0	Excellent/Good

Starwood Preferred Guest® Credit Card from American Express

or call

877-915-7068
- Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
- Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
- No Foreign Transaction Fees on International purchases.
- Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
- $0 introductory annual fee for the first year, then $95.
- Terms Apply.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	16.24%-20.24% Variable	$0 introductory annual fee for the first year, then $95.	Excellent/Good

JetBlue Card
- Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
- Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
- Points awarded in your TrueBlue account don't expire.
- Earn and share points together with Family Pooling.
- 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
- No foreign transaction fees
- Chip technology & $0 Fraud Liability protection

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 12 months (on balance transfers made within 45 days of account opening) Intro APR Period	12.99%, 20.99% or 25.99% Variable	$0	Excellent / Good

The Platinum Card® from American Express

or call

888-851-4804
- Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
- New! Up to $200 Uber Savings Annually.
- 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
- 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
- As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
- $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
- Terms Apply.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	N/A	$550	Excellent/Good

Premier Rewards Gold Card from American Express

or call

877-915-6387
- Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
- 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
- No Foreign Transaction Fees.
- $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
- Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
- $0 Intro Annual Fee for the 1st year, then $195.
- Terms Apply.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	N/A	Introductory annual fee of $0 for the first year, then $195.	Excellent/Good

MasterCard® Black Card™
- Stainless Steel/Carbon Card -Patented Design
- Industry-Leading Rewards
- Double Points Value When Redeemed for Airfare
- 1.5% Value for Cash Back Statement Credit Redemptions
- Luxury Card Concierge™
- $100 Annual Airline Credit Toward Qualifying Airline Purchases
- Members-Only Luxury Magazine and Luxury Gifts
- Annual Fee: $495 ($195 for each additional account)

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 15 months Intro APR Period	15.74% Variable	$495	Excellent Credit

GM BuyPower Card from Capital One®
- 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
- No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
- 0% intro APR on purchases for 12 months, then a 13.90% – 23.90% variable APR on purchases will apply

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% intro on purchases Intro APR 12 months Intro APR Period	N/A Intro APR N/A Intro APR Period	13.90% - 23.90% (V)	$0	Excellent/Good

Citi ThankYou® Premier Card

or call

866-832-9922
- Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
- 50,000 ThankYou® Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou Travel Center or $500 in gift cards when redeemed at thankyou.com
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline and hotel loyalty programs
- No Foreign Transaction Fees on purchases*

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	15.49%-24.49% (Variable)	$95, waived for first 12 months*	Excellent Credit

HSBC Platinum MasterCard® with Rewards credit card
- Earn $100 Cash Back after you spend $500 or more in new, net purchases in your first three months from credit card account opening.
- 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
- No annual fee and no foreign transaction fees.
- Earn unlimited Rewards Program Points with every purchase that never expire and redeem for cash back, popular gift cards, merchandise, or flights on most major airlines.
- Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
- Fraud coverage if your card is ever lost or stolen.
- Use online banking to access your account, even from your smartphone, with our mobile app.
- Terms Apply.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 12 months Intro APR Period	0% Intro APR 12 months Intro APR Period	Variable APR of 13.99%, 17.99% or 23.99%	$0	Good/Excellent

Capital One® Premier Dining Rewards Credit Card
- One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- No annual fee
- No foreign transaction fees

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	15.49% - 24.49% (Variable)	$0	Excellent, Good

Citi® / AAdvantage® Executive World Elite™ Mastercard®
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
- Admirals Club® membership for you and guests with you*
- Complimentary Admirals Club® lounge access for authorized users
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
- No Foreign Transaction Fees on purchases*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
- First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	16.74%-24.74%* (Variable)	$450	Excellent Credit

HSBC Platinum MasterCard® credit card
- 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
- No annual fee.
- No foreign transaction fees.
- Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
- Shop with confidence knowing that your purchases are covered with our valuable protection programs.
- Fraud coverage if your card is ever lost or stolen.
- Use online banking to access your account, even from your smartphone, with our mobile app.
- Terms Apply.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 18 months Intro APR Period	0% Intro APR 18 months Intro APR Period	Variable APR of 13.99%, 17.99% or 23.99%	$0	Good/Excellent

Discover it® Miles
- Match Mile For Mile: We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
- Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
- No Blackout Dates – fly any airline, stay at any hotel.
- Redeem your Miles as statement credits towards travel purchases.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your FICO® Credit Score for free on monthly statements, on mobile and online.
- No Annual Fee.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 14 months Intro APR Period	10.99% Intro APR 14 months Intro APR Period	11.99% - 23.99% Variable	$0	Excellent/Good

Expedia®+ Voyager Card from Citi
- Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
- Points redeemable for $350 towards your stay at a +VIP Access™ hotel
- 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
- 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
- 1 Expedia+ bonus point per $1 spent on other purchases*
- Enjoy Expedia+ gold status each year of cardmembership*
- $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	14.99% - 22.99%* (Variable)	$95*	Excellent Credit

JetBlue Plus Card
- Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
- Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
- Points awarded in your TrueBlue account don't expire
- Earn 5,000 bonus points every year after your account anniversary
- 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
- Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
- Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 12 months (on balance transfers made within 45 days of account opening) Intro APR Period	12.99%, 20.99% or 25.99% Variable	$99	Excellent

Amtrak Guest Rewards® World Mastercard®
- Get 20,000 bonus points after you make at least $1,000 in purchases with your new card within 90 days of account opening
- Earn 3 Amtrak Guest Rewards points for every $1 you spend with Amtrak®, including travel and onboard purchases
- Earn 2 points per $1 spent on other qualifying travel purchases
- Earn 1 point per $1 spent on all other purchases
- Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel
- Earn 1,000 Tier Qualifying Points (TQPs) toward earning status each time your eligible spending reaches $5,000 in a calendar year, up to 4,000 TQPs per year
- Enjoy a complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan Lounge℠ or First class lounges upon account opening
- Receive a complimentary Companion Coupon and One-Class Upgrade every year

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	13.99% - 23.99% Variable APR on purchases and balance transfers	$79	Excellent/Good

Starwood Preferred Guest® Business Credit Card from American Express

or call

866-528-9249
- Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
- Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
- Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
- Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
- No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
- Terms Apply

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	16.24% - 20.24% Variable	$0 introductory annual fee for the first year, then $95	Excellent Credit

The Business Gold Rewards Card from American Express OPEN

or call

866-457-1121
- Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
- Get 3x points - Choose 1 out of 5 categories
- Plus, 2X points on the 4 remaining categories and 1X points on other purchases
- 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
- Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
- No foreign transaction fees
- $0 introductory annual fee for the first year, then $175
- Terms and limitations apply

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	N/A	$0 introductory annual fee for the first year, then $175	Excellent Credit

MasterCard® Titanium Card™
- Brushed Stainless Steel/Carbon Card-Patented Design
- Industry-Leading Rewards
- Double Points Value When Redeemed for Airfare
- 1% Value for Cash Back Statement Credit Redemptions
- Luxury Card Concierge™
- Members-Only Luxury Magazine
- Annual Fee: $195 ($95 for each additional account)

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 15 months Intro APR Period	15.74% Variable	$195	Excellent Credit

NHL® Discover it® Card
- Choose your favorite team & show your pride – all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
- You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
- Plus, 1% cash back on all other purchases.
- Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
- No annual fee.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
0% Intro APR 14 months Intro APR Period	0% Intro APR 14 months Intro APR Period	11.99% - 23.99% Variable	$0	Excellent/Good

Capital One® QuicksilverOne® Cash Rewards Credit Card
- Earn unlimited 1.5% cash back on every purchase, every day
- Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is ever lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Help strengthen your credit for the future with responsible card use

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	24.99% (Variable)	$39	Average, Fair, Limited

MasterCard® Gold Card™
- 24K-Gold-Plated/Carbon Card -Patented Design
- Industry-Leading Rewards
- Double Points Value When Redeemed for Airfare
- 2% Value for Cash Back Statement Credit Redemptions
- Luxury Card Concierge™
- $200 Annual Airline Credit Toward Qualifying Airline Purchases
- Members-Only Luxury Magazine and Luxury Gifts
- Annual Fee: $995 ($295 for each additional account)

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 15 months Intro APR Period	15.74% Variable	$995	Excellent Credit

PenFed Premium Travel Rewards American Express® Card
- 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 9.24%-17.99%. APR will vary w/market based on Prime Rate.
- 3% balance transfer fee per transaction. Subject to credit approval.
- Rate and offers current as of April 1, 2017 and subject to change.
- Earn 5 points on airfare purchases, Earn 1 point on all other purchases
- 20,000 bonus points when you spend $2,500 within the first 3 months of opening the card account
- No annual fee and no foreign transaction fees
- Rates as low as 9.24% APR
- Chip Enabled for Added Security, Federally insured by NCUA

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 12 months Intro APR Period	See Terms	See Terms	Excellent Credit

PenFed Gold Visa® Card
- 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 8.99%-17.99%. APR will vary w/market based on Prime Rate.
- 3% balance transfer fee per transaction. Subject to credit approval.
- $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
- Rate and offers current as of April 1, 2017 and subject to change.
- No annual fee, No foreign transaction fee
- No cash advance fees
- Chip enabled for added security
- Federally insured by NCUA

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 12 months Intro APR Period	See Terms	See Terms	Excellent Credit

PenFed Promise Visa® Card
- 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 8.99% to 17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
- $100 bonus after spending $1,500 in purchase transactions within 3 mos of account opening.
- Rate and offers current as of April 1, 2017 and are subject to change.
- Absolutely No Fees, No Annual Fee, No Late Fee, No Cash Advance Fee
- Chip Enabled for Added Security
- Federally Insured by NCUA
- Rates As Low As 8.99% APR

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	4.99% Intro APR 12 months Intro APR Period	See Terms	See Terms	Excellent Credit

Capital One® Secured Mastercard®
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It's a credit card accepted at millions of locations worldwide

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	24.99% (Variable)	$0	Limited, Bad

PenFed Platinum Rewards Visa Signature® Card
- 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 9.24%-17.99%. APR will vary w/market based on Prime Rate.
- 3% balance transfer fee per transaction. Subject to credit approval.
- $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
- Rate and offers current as of April 1, 2017 and subject to change.
- Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats do not receive cash back rewards.
- Earn 3 points on supermarket purchases, Earn 1 point on all other purchases
- No annual fee, Chip Enabled for Added Security
- Federally insured by NCUA

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	0% Intro APR 12 months Intro APR Period	See Terms	See Terms	Excellent Credit

Navy Federal Credit Union GO REWARDS®
- 20,000 bonus points when you spend $3,000 within 90 days
- Earn 3x points at restaurants, 2x points on gas, and 1x points on everything else
- Earn 3% in rewards at warehouse clubs (like Costco®, BJ’s® and Sam’s Club®) through 2017- that’s double the rewards!
- No rewards limit
- No foreign fees
- No annual fee

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	N/A Intro APR N/A Intro APR Period	9.74%-18.00% variable	$0	Good

Discover it® Secured Card
- No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
- A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
- Reports to the three major credit bureaus. Plus, get your FICO® Credit Score for free on monthly statements, on mobile and online.
- Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Tools to assist you; email alerts, text reminders and 24/7 customer service.

Purchases	Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A Intro APR N/A Intro APR Period	10.99% Intro APR 6 months Intro APR Period	23.99% Variable	$0	Fair/New to Credit

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No Foreign Transaction Fee Credit Cards

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