This specification standardizes an API to allow merchants (i.e. web sites selling physical or digital goods) to utilize one or more payment methods with minimal integration. User agents (e.g., browsers) facilitate the payment flow between merchant and user.
The working group maintains a list of all bug reports that the group has not yet addressed. Pull requests with proposed specification text for outstanding issues are strongly encouraged.
This specification was derived from a report published previously by the Web Platform Incubator Community Group.
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Buying things on the web, particularly on mobile, can be a frustrating experience for users. Every web site has its own flow and its own validation rules, and most require users to manually type in the same set of information over and over again. Likewise, it is difficult and time consuming for developers to create good checkout flows that support various payment schemes.
This specification describes an API that allows user agents (e.g., browsers) to act as an intermediary between three systems in every transaction: the merchant (e.g., an online web store), the buyer represented by the user agent (e.g., the user buying from the online web store), and the Payment Method (e.g., credit card). Information necessary to process and confirm a transaction is passed between the Payment Method and the merchant via the user agent with the buyer confirming and authorizing as necessary across the flow.
In addition to better, more consistent user experiences, this also enables web sites to take advantage of more secure payment schemes (e.g., tokenization and system-level authentication) that are not possible with standard JavaScript libraries. This has the potential to reduce liability for the merchant and helps protect sensitive user information.
A string is a valid decimal monetary value if it consists of the following components in the given order:
^-?[0-9]+(\.[0-9]+)?$
PaymentRequest interface
[Constructor(sequence<PaymentMethodData> methodData, PaymentDetails details, optional PaymentOptions options),
SecureContext]
interface PaymentRequest : EventTarget {
Promise<PaymentResponse> show();
Promise<void> abort();
readonly attribute PaymentAddress? shippingAddress;
readonly attribute DOMString? shippingOption;
readonly attribute PaymentShippingType? shippingType;
/* Supports "shippingaddresschange" event */
attribute EventHandler onshippingaddresschange;
/* Supports "shippingoptionchange" event */
attribute EventHandler onshippingoptionchange;
};
A web page creates a PaymentRequest to make a payment request. This is typically associated with the user initiating a payment process (e.g., selecting a "Power Up" in an interactive game, pulling up to an automated kiosk in a parking structure, or activating a "Buy", "Purchase", or "Checkout" button). The PaymentRequest allows the web page to exchange information with the user agent while the user is providing input before approving or denying a payment request.
The shippingAddress, shippingOption, and shippingType attributes are populated during processing if the requestShipping flag is set.
The [SecureContext] extended attribute means that
the PaymentRequest is only exposed within a secure
context and won't be accessible elsewhere.
The following example shows how to construct a PaymentRequest and begin the user interaction:
var payment = new PaymentRequest(methodData, details, options);
payment.addEventListener("shippingaddresschange", function (changeEvent) {
// Process shipping address change
});
payment.show().then(function(paymentResponse) {
// Process paymentResponse
// paymentResponse.methodName contains the selected payment method
// paymentResponse.details contains a payment method specific response
paymentResponse.complete("success");
}).catch(function(err) {
console.error("Uh oh, something bad happened", err.message);
});
The PaymentRequest is constructed using the supplied
methodData list including any payment method
specific data, the payment details, and the
payment options.
The methodData sequence contains
PaymentMethodData dictionaries containing the payment
method identifiers for the payment methods that the web
site accepts and any associated payment method specific
data.
[
{
supportedMethods: ["visa","bitcoin"]
},
{
supportedMethods: ["bobpay.com"],
data: {
merchantIdentifier: "XXXX",
bobPaySpecificField: true
}
}
]
The details object contains information about the
transaction that the user is being asked to complete such as the
line items in an order.
{
displayItems: [
{
label: "Sub-total",
amount: { currency: "USD", value : "55.00" }, // US$55.00
},
{
label: "Sales Tax",
amount: { currency: "USD", value : "5.00" }, // US$5.00
}
],
total: {
label: "Total due",
amount: { currency: "USD", value : "60.00" }, // US$60.00
}
}
The options object contains information about what
options the web page wishes to use from the payment request system.
{
requestShipping: true
}
The PaymentRequest constructor MUST act as follows:
methodData sequence is zero,
then throw a TypeError.
supportedMethods sequence is zero, then throw
a TypeError.
details does not contain a value for
total, then throw a TypeError.
details.total.amount.value is not a valid
decimal monetary value, then throw a TypeError.
details.total.amount.value
is U+002D HYPHEN-MINUS, then throw a TypeError.
total MUST be a non-negative amount.
details.displayItems sequence contains any
PaymentItem objects with an amount that is not a
valid decimal monetary value, then throw a TypeError.
details.shippingOptions sequence contains any
PaymentShippingOption objects with an amount that
is not a valid decimal monetary value, then throw a
TypeError.
details contains a value for error,
then throw a TypeError.
methodData, if
the data field is supplied but is not a
JSON-serializable object, then throw a
TypeError.
details.modifiers, if the total field is
supplied and is not a valid decimal monetary value, then throw
a TypeError.
details.modifiers, if the total field is
supplied and the first character of total.amount.value
is U+002D HYPHEN-MINUS, then throw a TypeError.
total MUST be a non-negative amount.
details.modifiers, if the
additionalDisplayItems sequence contains any
PaymentItem objects with an amount that is not a
valid decimal monetary value, then throw a TypeError.
methodData into
request@[[\methodData]].
The methodData supplied to the PaymentRequest
constructor SHOULD be in the order of preference of the caller.
Implementations MAY show payment methods in this order if
possible but SHOULD prioritize the preference of the user when
presenting payment methods.
details into request@[[\details]].
options into request@[[\options]].
options.requestShipping is set to
true, then set the value of the shippingType attribute on
request to options.shippingType. If
options.shippingType is not a valid
PaymentShippingType value then set the shippingType attribute on
request to "shipping".
details.shippingOptions sequence contains
multiple PaymentShippingOption objects that have the same
id, then set the shippingOptions field of
request@[[\details]] to an empty sequence.
shippingOptions sequence and if any
PaymentShippingOption in the sequence has the
selected field set to true, then set
shippingOption to the
id of the last PaymentShippingOption in the
sequence with selected set to true.
show() method
The show method is called when the page wants to begin
user interaction for the payment request. The show
method returns a Promise that will be resolved when the
user accepts the payment request. Some kind of user interface
will be presented to the user to facilitate the payment request after
the show method returns.
The show method MUST act as follows:
supportedMethods sequences from each
PaymentMethodData in the request@[[\methodData]]
sequence.
abort() method
The abort method may be called if the web page wishes to
tell the user agent to abort the payment request and
to tear down any user interface that might be shown.
abort can only be called after the show method has been called and before the
request@[[\acceptPromise]] has been resolved. For example, a
web page might choose to do this if the goods they are selling are
only available for a limited amount of time. If the user does not
accept the payment request within the allowed time period, then the
request will be aborted.
A user agent might not always be able to abort a request. For
example, if the user agent has delegated responsibility for
the request to another app. In this situation, abort
will reject the returned Promise.
The abort method MUST act as follows:
undefined.
The internal slot [[\state]] follows the following state transitions:
shippingAddress attribute
shippingAddress is populated when the user provides a shipping address. It is null by default. When a user provides a shipping address, the shipping address changed algorithm runs.
onshippingaddresschange is an EventHandler
for an Event named shippingaddresschange.
shippingOption attribute
shippingOption is populated when the user chooses a shipping option. It is null by default. When a user chooses a shipping option, the shipping option changed algorithm runs.
onshippingoptionchange is an EventHandler for
an Event named shippingoptionchange.
Instances of PaymentRequest are created with the internal slots in the following table:
| Internal Slot | Description (non-normative) |
|---|---|
| [[\methodData]] |
The methodData supplied to the constructor.
|
| [[\details]] | The current PaymentDetails for the payment request initially supplied to the constructor and then updated with calls to updateWith. |
| [[\options]] | The PaymentOptions supplied to the constructor. |
| [[\state]] | The current state of the payment request. |
| [[\updating]] | true is there is a pending updateWith call to update the payment request and false otherwise. |
| [[\acceptPromise]] | The pending Promise created during show that will be resolved if the user accepts the payment request. |
PaymentMethodData dictionary
dictionary PaymentMethodData {
required sequence<DOMString> supportedMethods;
object data;
};
A PaymentMethodData dictionary is used to indicate a set of supported payment methods and any associated payment method specific data for those methods.
The following fields are part of the PaymentMethodData dictionary:
PaymentCurrencyAmount dictionary
dictionary PaymentCurrencyAmount {
required DOMString currency;
required DOMString value;
DOMString currencySystem = "urn:iso:std:iso:4217";
};
A PaymentCurrencyAmount dictionary is used to supply monetary amounts.
The following fields are required:
urn:iso:std:iso:4217 indicating
that currency is defined by [[ISO4217]] (for example,
USD for US Dollars).
currency can be any string that is valid within the
currency system indicated by currencySystem.
The following example shows how to represent US$55.00.
{
"currency": "USD",
"value" : "55.00"
}
PaymentDetails dictionary
dictionary PaymentDetails {
PaymentItem total;
sequence<PaymentItem> displayItems;
sequence<PaymentShippingOption> shippingOptions;
sequence<PaymentDetailsModifier> modifiers;
DOMString error;
};
The PaymentDetails dictionary is passed to the
PaymentRequest constructor and provides information about the
requested transaction. The PaymentDetails dictionary is
also used to update the payment request using updateWith.
The following fields are part of the PaymentDetails
dictionary:
total MUST be a non-negative value. This means that
the total.amount.value field MUST NOT begin with a
U+002D HYPHEN-MINUS character.
The user agent MAY validate that the total
amount is the sum of these items, but it is the responsibility of
the calling code to ensure that.
If the sequence is empty, then this indicates that the merchant cannot ship to the current shippingAddress.
If an item in the sequence has the selected field set
to true, then this is the shipping option that will be
used by default and shippingOption will be set to
the id of this option without running the shipping
option changed algorithm. Authors SHOULD NOT set
selected to true on more than one item.
If more than one item in the sequence has selected set
to true, then user agents MUST select the last
one in the sequence.
The shippingOptions field is only used if the
PaymentRequest was constructed with PaymentOptions
requestShipping set to true.
If the sequence has an item with the selected field
set to true, then authors are responsible for ensuring
that the total field includes the cost of the shipping
option. This is because no shippingoptionchange event will
be fired for this option unless the user selects an alternative
option first.
error
PaymentDetails can contain a message in the
error field that will be displayed to the user. For
example, this might commonly be used to explain why goods cannot be
shipped to the chosen shipping address.
The error field cannot be passed to the
PaymentRequest constructor. Doing so will cause a
TypeError to be thrown.
PaymentDetailsModifier dictionary
dictionary PaymentDetailsModifier {
required sequence<DOMString> supportedMethods;
PaymentItem total;
sequence<PaymentItem> additionalDisplayItems;
object data;
};
The PaymentDetailsModifier dictionary provides details that modify the PaymentDetails based on payment method identifier. It contains the following fields:
total field
in the PaymentDetails dictionary for the payment method
identifiers in the supportedMethods field.
displayItems
field in the PaymentDetails dictionary for the payment
method identifiers in the supportedMethods field.
This field is commonly used to add a discount or surcharge line item
indicating the reason for the different total amount for
the selected payment method that the user agent MAY display.
The user agent MAY validate that the total amount is
the sum of the displayItems and the
additionalDisplayItems, but it is the responsibility
of the calling code to ensure that.
data
data is a JSON-serializable object that provides
optional information that might be needed by the supported payment
methods.
PaymentOptions dictionary
enum PaymentShippingType {
"shipping",
"delivery",
"pickup"
};
dictionary PaymentOptions {
boolean requestPayerName = false;
boolean requestPayerEmail = false;
boolean requestPayerPhone = false;
boolean requestShipping = false;
DOMString shippingType = "shipping";
};
The PaymentOptions dictionary is passed to the PaymentRequest constructor and provides information about the options desired for the payment request.
The following fields MAY be passed to the PaymentRequest constructor:
true to allow
a merchant to make a booking in the payer's name.
true
to allow a merchant to email a receipt.
true
to allow a merchant to phone a customer with a billing enquiry.
true when
physical goods need to be shipped by the merchant to the user. This
would be set to false for an online-only electronic
purchase transaction.
requestShipping is set to true, then the
shippingType field may be used to influence the way the
user agent presents the user interface for gathering the
shipping address.
The PaymentShippingType supports the following values:
shipping
delivery
pickup
The shippingType field only affects the user interface
for the payment request.
PaymentItem dictionary
dictionary PaymentItem {
required DOMString label;
required PaymentCurrencyAmount amount;
boolean pending = false;
};
A sequence of one or more PaymentItem dictionaries is
included in the PaymentDetails dictionary to indicate what the
payment request is for and the value asked for.
The following fields are required:
true this flag means that the
amount field is not final. This is commonly used to show
items such as shipping or tax amounts that depend upon selection of
shipping address or shipping option. User agents MAY indicate
pending fields in the user interface for the payment request.
PaymentAddress interface
[SecureContext]
interface PaymentAddress {
serializer = { attribute };
readonly attribute DOMString country;
readonly attribute FrozenArray<DOMString> addressLine;
readonly attribute DOMString region;
readonly attribute DOMString city;
readonly attribute DOMString dependentLocality;
readonly attribute DOMString postalCode;
readonly attribute DOMString sortingCode;
readonly attribute DOMString languageCode;
readonly attribute DOMString organization;
readonly attribute DOMString recipient;
readonly attribute DOMString phone;
};
If the requestShipping
flag was set to true in the PaymentOptions passed
to the PaymentRequest constructor, then the user agent
will populate the shippingAddress field of the
PaymentRequest and ultimately the PaymentResponse object
with the user's selected shipping address after the user has accepted
the payment.
PaymentShippingOption dictionary
dictionary PaymentShippingOption {
required DOMString id;
required DOMString label;
required PaymentCurrencyAmount amount;
boolean selected = false;
};
The PaymentShippingOption dictionary has fields describing a shipping option. A web page can provide the user with one or more shipping options by calling the updateWith method in response to a change event.
The following fields are required:
id
PaymentShippingOption. It MUST be unique for a given
PaymentRequest.
label
amount
selected
true to indicate that this is the default
selected PaymentShippingOption in a sequence. User
agents SHOULD display this option by default in the user
interface.
PaymentResponse interface
enum PaymentComplete { "success", "fail", "" };
[SecureContext]
interface PaymentResponse {
serializer = { attribute };
readonly attribute DOMString methodName;
readonly attribute object details;
readonly attribute PaymentAddress? shippingAddress;
readonly attribute DOMString? shippingOption;
readonly attribute DOMString? payerName;
readonly attribute DOMString? payerEmail;
readonly attribute DOMString? payerPhone;
Promise<void> complete(optional PaymentComplete result = "");
};
A PaymentResponse is returned when a user has selected a payment method and approved a payment request. It contains the following fields:
true in the PaymentOptions passed to the
PaymentRequest constructor, then shippingAddress will be the full
and final shipping address chosen by the user.
true in the PaymentOptions passed to the
PaymentRequest constructor, then shippingOption will be the
id attribute of the selected shipping option.
true in the PaymentOptions passed to the
PaymentRequest constructor, then payerName will be the name provided
by the user.
true in the PaymentOptions passed to the
PaymentRequest constructor, then payerEmail will be the email address
chosen by the user.
true in the PaymentOptions passed to the
PaymentRequest constructor, then payerPhone will be the phone number
chosen by the user.
complete() method
The complete method is called after the user has accepted
the payment request and the [[\acceptPromise]] has been resolved.
Calling the complete method tells the user agent
that the user interaction is over (and SHOULD cause any remaining
user interface to be closed).
The complete method takes a string argument from the
PaymentComplete enum (result). These values
are used to influence the user experience provided by the user
agent when the user interface is dismissed. The value of
result has the following meaning:
""
result.
After the payment request has been accepted and the PaymentResponse returned to the page but before the page calls complete the payment request user interface remains in a pending state. At this point the user interface ought not offer a cancel command because acceptance of the payment request has been returned. However, if something goes wrong and the page never calls complete then the user interface is blocked.
For this reason, implementations may choose to impose a timeout for the page to call complete. If the timeout expires then the implementation will behave as if complete was called with no arguments.
The complete method MUST act as follows:
result to influence the user
experience. User agents SHOULD treat unrecognized
result values as the value "".
undefined.
Instances of PaymentResponse are created with the internal slots in the following table:
| Internal Slot | Description (non-normative) |
|---|---|
| [[\completeCalled]] | true if the complete method has been called and false otherwise. |
There are some circumstances where a cross-origin iframe wants to make a payment request. A cross-origin iframe needs explicit permission from the embedding page to invoke the payment request API.
The HTMLIFrameElement is extended with an
allowpaymentrequest content attribute.
allowpaymentrequest is a boolean attribute. When
specified, it indicates that scripts in the iframe element's browsing
context are allowed to make payment requests (if it's not
blocked for other reasons, e.g., there is another ancestor iframe
without this attribute set).
HTMLIFrameElement extension
The iframe DOM interface is extended as follows:
partial interface HTMLIFrameElement {
attribute boolean allowPaymentRequest;
};
allowPaymentRequest
allowPaymentRequest IDL attribute MUST
reflect the allowpaymentrequest content attribute.
| Event name | Interface | Dispatched when... |
|---|---|---|
shippingaddresschange
|
PaymentRequestUpdateEvent | The user provides a new shipping address. |
shippingoptionchange
|
PaymentRequestUpdateEvent | The user chooses a new shipping option. |
PaymentRequestUpdateEvent interface
[Constructor(DOMString type, optional PaymentRequestUpdateEventInit eventInitDict),SecureContext]
interface PaymentRequestUpdateEvent : Event {
void updateWith(Promise<PaymentDetails> d);
};
dictionary PaymentRequestUpdateEventInit : EventInit {
};
The PaymentRequestUpdateEvent enables the web page to update the details of the payment request in response to a user interaction.
If the web page wishes to update the payment request then it should call updateWith and provide a promise that will resolve with a PaymentDetails dictionary containing changed values that the user agent SHOULD present to the user.
The PaymentRequestUpdateEvent constructor MUST set the internal slot [[\waitForUpdate]] to false.
updateWith() method
The updateWith method MUST act as follows:
d to indicate that the payment request is
valid again.
The user agent SHOULD disable any part of the user interface that could cause another update event to be fired. Only one update may be processed at a time.
d settles.
d never settles then the payment request is
blocked. Users should always be able to cancel a payment
request. Implementations may choose to implement a timeout for
pending updates if d doesn't settle in a
reasonable amount of time. If an implementation chooses to
implement a timeout, d should be rejected when the
timeout expires. Such a timeout is a fatal error for the
payment request.
d is rejected, then:
d is rejected then this is a fatal
error for the payment request. This would potentially leave the
payment request in an inconsistent state since the web page
hasn't successfully handled the change event. Consequently, if
d is rejected then the payment request is aborted.
User agents might show an error message to the user when this occurs.
d is resolved with details and
details is a PaymentDetails dictionary, then:
details contains a total value
and total.amount.value is a valid decimal
monetary value and the first character of
total.amount.value is NOT U+002D HYPHEN-MINUS,
then copy total value to the total
field of target@[[\details]] (total MUST
be a non-negative amount).
details contains a
displayItems value and every PaymentItem in
the displayItems has an amount.value
containing a valid decimal monetary value, then copy
details.displayItems to the
displayItems field of
target@[[\details]].
details contains a modifiers
value, then:
details.modifiers.
total field is
supplied and is not a valid decimal monetary value,
then set modifiers to an empty sequence.
additionalDisplayItems sequence contains any
PaymentItem objects with an amount that
is not a valid decimal monetary value, then set
modifiers to an empty sequence.
modifiers
field of target@[[\details]].
details contains a
shippingOptions sequence, then:
details.shippingOptions.
id, then set shippingOptions to
the empty sequence.
amount.value that is not a valid decimal
monetary value, then set shippingOptions to
the empty sequence.
shippingOptions field of
target@[[\details]].
shippingOptions sequence and if any
PaymentShippingOption in the sequence has the
selected field set to true, then set
newOption to the id of the last
PaymentShippingOption in the sequence with
selected set to true.
details contains an error
value, then the user agent should update the user
interface to display the error message contained in
error.
When the internal slot [[\state]] of a PaymentRequest object is set to interactive, the user agent will trigger the following algorithms based on user interaction.
The shipping address changed algorithm runs when the user provides a new shipping address. It MUST run the following steps:
The shipping option changed algorithm runs when the user chooses a new shipping option. It MUST run the following steps:
id string of the
PaymentShippingOption provided by the user.
The PaymentRequest updated algorithm is run by other algorithms above to fire an event to indicate that a user has made a change to a PaymentRequest called request with an event name of name.
It MUST run the following steps:
The user accepts the payment request algorithm runs when the user accepts the payment request and confirms that they want to pay. It MUST run the following steps:
requestShipping value of
request@[[\options]] is true, then if the
shippingAddress attribute of request is
null or if the shippingOption attribute of
request is null, then terminate this
algorithm and take no further action. This should never occur.
methodName attribute value of
response to the payment method identifier for the
payment method that the user selected to accept the payment.
details attribute value of response
to a JSON-serializable object containing the payment
method specific message that will be used by the merchant to
process the transaction. The format of this response will be defined
for each payment method.
requestShipping value of
request@[[\options]] is true, then copy the
shippingAddress attribute of request to the
shippingAddress
attribute of response.
requestShipping value of
request@[[\options]] is true, then copy the
shippingOption attribute of request to the
shippingOption
attribute of response.
requestPayerName value of
request@[[\options]] is true, then set the
payerName attribute of
response to the payer's name provided by the user.
requestPayerEmail value of
request@[[\options]] is true, then set the
payerEmail attribute of
response to the payer's email address selected by the user.
requestPayerPhone value of
request@[[\options]] is true, then set the
payerPhone attribute of response to the payer's
phone number selected by the user.
This section is a placeholder to record security considerations as we gather them through working group discussion.
The PaymentRequest API does not directly support encryption of data fields. Individual payment methods may choose to include support for encrypted data but it is not mandatory that all payment methods support this.
This section is a placeholder to record privacy considerations as we gather them through working group discussion.
The user agent should never share information about the user to the web page (such as the shipping address) without user consent.
A page might try to call the payment request API repeatedly with only one payment method identifier to try to determine what payment methods a user agent has installed. There may be legitimate scenarios for calling repeatedly (for example, to control the order of payment method selection). The fact that a successful match to a payment method causes a user interface to be displayed mitigates the disclosure risk. Implementations may also require a user action to initiate a payment request or they may choose to rate limit the calls to the API to prevent too many repeated calls.
This specification relies on several other underlying specifications.
TypeError, JSON.stringify, and
JSON.parse are defined by [[!ECMA-262-2015]].
This document uses the format object@[[\slotname]] to mean the internal slot [[\slotname]] of the object object.
The term JSON-serializable object used in this specification means an object that can be serialized to a string using JSON.stringify and later deserialized back to an object using JSON.parse with no loss of data.
DOMException and the following DOMException types from [[!DOM4]] are used:
| Type | Message (optional) |
|---|---|
| AbortError | The payment request was aborted |
| InvalidStateError | The object is in an invalid state |
| NotSupportedError | The payment method was not supported |
| SecurityError | The operation is only supported in a secure context |
The term extended attribute is defined by [[!WEBIDL-2]].
There is only one class of product that can claim conformance to this specification: a user agent.
Although this specification is primarily targeted at web browsers, it is feasible that other software could also implement this specification in a conforming manner.
User agents MAY implement algorithms given in this specification in any way desired, so long as the end result is indistinguishable from the result that would be obtained by the specification's algorithms.