Retirement

Young and single? You still need a will You don’t need a house or kids to have these documents You don’t need a house or kids to have these documents.

A-Rod is like Warren Buffett when it comes to investing in what you know Since he retired from the Yankees last year, Alex Rodriguez has found success in several endeavorsSince he retired from the Yankees last year, Alex Rodriguez has found success in several endeavors.

Try spending like a retiree—before you retire How to find cutbacks before you need toIf you can’t live on your retirement budget while you’re still working, you likely won’t be able to when you retire.

101 things to do in London for $20 or less and Elon Musk says he may have depression, like millions of overworked Americans Tuesday's top personal finance stories Tuesday's top personal finance storiesTuesday's top personal finance stories

U.S. spends much more on health care than other developed nations Per capita spending is growing faster than OECD averageAnd per capita spending is growing more rapidly than OECD average.

Getting Divorced? How to avoid tax pitfalls when splitting up retirement accounts Litigation between taxpayers and the IRS shows many folks fall into expensive trapsLitigation between taxpayers and the IRS shows many folks fall into expensive traps that could easily be avoided.

How to avoid the money problems your parents had Learn positive money habitsFinancial planners advise how the younger generation can do better than their parents.

What if retirement makes you miserable? Boredom, loss of identity: stories from 3 unhappy retireesSome people find that after trying retirement, it just doesn’t agree with them.

Where did baby boomers go wrong? This generation isn’t financially prepared for retirement 65- to 74-year-olds only have an average of $300,000 in their defined contribution plans 65- to 74-year-olds only have an average of $300,000 in their defined contribution plans.

Money Milestones: Don’t forget your nest egg when you’re building the nest Babies are bundles of joy, but they’re expensive, and a good distraction from your retirement accounts Babies are bundles of joy, but they’re expensive, and a good distraction from your retirement accounts.

Why the U.S. health system ranks worst among wealthy countries A recent Commonwealth Fund report explainsThe U.S. spends more on health care than any other wealthy country, but it ranks dead last.

How these New Yorkers get by on a shoestring What does it take to make it in the Big Apple?It costs about $87,000 to live comfortably in New York City. These residents make about $50k.

10 things successful investors don't do Don’t make these common mistakesDon’t make these common mistakes.

What the fate of Obamacare means for people who hope to retire early What we know — and still don’t know — about early retirement health careWhat we know — and still don’t know — about early retirement health care.

Why women are poised to make a terrible mistake when it comes to their money Women may come into money, but they’re not readyWomen may come into money, but they’re not ready.

What to do if you’re suddenly out of a job like Reince Priebus, Sean Spicer or Anthony Scaramucci It’s never too late to do a postmortem on what went wrong (or right)It’s never too late to do a postmortem on what went wrong (or right).

Caterpillar CFO announces retirementCaterpillar Inc. said Tuesday that its chief financial officer, Brad Halverson, has announced his retirement in 2018. Caterpillar will launch an external search for his successor. Halverson joined Caterpillar in 1988 as an accountant. Caterpillar shares are down 0.1% in premarket trading and up nearly 23% for the year to date. The Dow Jones Industrial Average is up 10.8% for 2017 so far.

This is how many months black women need to work to earn the same as white men and the trait American singles find most attractive Monday's top personal finance stories Monday's top personal finance storiesMonday's top personal finance stories

Here’s how to boost returns while reducing risk The conventional wisdom doesn’t fit the dataThe riskiest investing newsletters have regularly produced some of the very worst returns. Thankfully, there’s another way.

Trump administration stymies push for improved climate-risk disclosure among companies Trump’s decision to pull U.S. out of Paris agreement has left G-19 united in fighting for disclosures on climate riskCompanies, including energy companies and insurers, favor greater disclosure of the risk of climate change and investors are on board too.

SEC charges four brokers with allegedly fleecing federal government retireesThe Securities and Exchange Commission charged four former Atlanta-area brokers - Christopher S. Laws, Jonathan D. Cooke, Danny S. Hood, and Brandon P. Long - on Monday with fraud, for allegedly fooling federal employees into rolling over their federal Thrift Savings Plan or TSP retirement accounts into higher-fee, variable annuity products. According to the SEC, the Atlanta firm - Federal Employee Benefits Counselors -targeted federal employees nearing retirement that held significant amounts in the TSP. The SEC alleges the brokers misled investors about the associated fees and guaranteed investment returns in the recommended variable annuity investment and encouraged the employees to believe the firm was affiliated with or approved by the federal government. The brokers allegedly collectively earned approximately $1.7 million in commissions on sales of approximately 200 variable annuities with a total face value of approximately $40 million to federal employees, who rolled over funds from their TSP accounts to fund the investments. The SEC is seeking disgorgement of the alleged illegal gains plus interest and penalties and permanent injunctions. The SEC issued an investor alert to remind federal employees that the TSP will never request sensitive personal information directly and does not authorize third parties to provide counseling or investment-related services.

The real reason so many millennials still live with their parents Setting the record straightA third of 18- to 34-year-olds still live at home. Older generations like to say it’s laziness—but it’s not.

How human financial pros can up their game to compete with robo advisers Financial advisers need to have a strategy to deal with the advent of robo advisersFinancial advisers need to have a strategy. “If you bury your head in the sand, then I think you are at risk,” one expert says.

Will stocks in the 21st century behave like they did in the 19th and 20th? Whether you think the market will return 3% or 7% annually should dictate how you investWhether you think the market will return 3% or 7% annually should dictate how you invest.

These are the times you’re actually allowed to put money back into your IRA When you’re allowed a tax-free do-over with your IRAWhen you’re allowed a tax-free do-over with your IRA.

5 ways to tell if you belong among the new elites — the ‘aspirational class’ It’s not about your income or how much you spend — it’s what you spend your money onIt’s not about your income or how much you spend — it’s what you spend your money on, says author Elizabeth Currid-Halkett.

Why retiring in America has become less appealing What living to 100 could mean for your retirementGetting old in America isn’t what it used to be.

Money lessons from Bobby Bonilla’s steal of a multimillion-dollar deal Pocketing 8% on your money for 25 years is a grand slamPocketing 8% on your money for 25 years is a grand slam, writes John Coumarianos.

A global investment strategist offers up a summer reading list to make you a better investor Allianz Global Investors’ Neil Dwane lists 11 book recommendations, plus 5 more he plans to readAllianz Global Investors’ Neil Dwane lists 11 book recommendations, plus 5 more he plans to read.

Complete this 11-point exercise and learn when you can retire And afterward, craft an action planAnd afterward, craft an action plan, says Paul A. Merriman.

Why picking stocks is only slightly better than playing the lottery The odds are not in your favorThe odds are not in your favor.

These Americans will never get Social Security benefits — and we don’t mean millennials 3% of Americans aged 60-89 did not receive Social Security benefits in 2015 3% of Americans aged 60-89 did not receive Social Security benefits in 2015

Young, married women should learn this skill — and we don’t mean cooking It isn’t enough to occasionally check an account — you need to be proactive about moneyIt isn’t enough to occasionally check an account — you need to be proactive about money.

Do you want to die with money in the bank? You can’t take it with you, but you may want to leave something behindYou can’t take it with you, but you may want to leave something behind.

Think you want to retire early? Ask yourself these 10 questions first Consider health, friends and financial backup plansYou have to consider health, friends, financial backup plans and more.

Money milestones: This is how your finances should look when your kids go to college Don’t neglect retirement savings in favor of college tuition Don’t neglect retirement savings in favor of college tuition.

Money milestones: This is what your finances should look like when you get married Don’t divorce your retirement account when you say ‘I do’ Don’t divorce your retirement account when you say ‘I do’

Money Milestones: This is how your finances should look in your 50s It’s all about ‘catching up’ nowIt’s all about ‘catching up’ now.

Money milestones: This is how your finances should look in your 60s The time to decide if you have — or had — enough The time to decide if you have — or had — enough.

Money Milestones: This is how your finances should look in your 30s The beginning of mortgages and marriages shouldn’t be the end of your retirement contributions The beginning of mortgages and marriages shouldn’t be the end of your retirement contributions.