Accept credit cards and get paid faster

Start taking credit cards today!

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Accept Visa, MasterCard, American Express and Discover

Customers can pay your invoices on their computer or mobile device

OR

New
Set up automatic billing for recurring invoices

OR

Take payments on the phone or in person.

Accept credit cards on the invoices you send
Set up recurring billing for your repeat customers—charge a card and send a receipt without lifting a finger
Customers pay faster! When paid by credit card, most invoices get paid in 2 business days or less
Fast transfers: Money in your account 2 days later
Get set up in seconds
Take payments over the phone or in person, too
Connects seamlessly with Wave’s free invoicing and accounting software
Take Visa, Visa Debit, Mastercard, Mastercard Debit, American Express, and Discover
PCI certified and secure

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Low fees, easy to understand

With Wave, you know exactly what your fees are

2.9% + 30¢ per transaction for all credit cards

1.4% + €0.25 per transaction for European issued cards excluding VAT 2.9% + €0.25 per transaction for non-European issued cards excluding VAT

2.9% + NZ$0.30 per transaction for all credit cards

2.9% + CHF0.30 per transaction for all credit cards

1.4% + €0.25 per transaction for European issued cards 2.9% + €0.25 per transaction for non-European issued cards

1.4% + 20p per transaction for European issued cards 2.9% + 20p per transaction for non-European issued cards

1.4% + 1.80kr per transaction for European issued cards 2.9% + 1.80kr per transaction for non-European issued cards

2.4% + 2kr per transaction for European issued cards 2.9% + 2kr per transaction for non-European issued cards

1.75% + 30¢ per transaction for Australian issued cards 2.9% + 30¢ per transaction for non-Australian issued cards

3.6% per transaction for all credit cards

3.4% + HK$2.35 per transaction for all credit cards

3.4% + $0.50 per transaction for all credit cards

One simple, low price
No hidden fees or monthly charges. Just a simple fee you can count on.

Fast transfers
Money transfers to your account in just 7 business days!

One simple, low price
No hidden fees or monthly charges. Just a simple fee you can count on.

Fast transfers
Money transfers to your account in just 2 business days!

One simple, low price
No hidden fees or monthly charges. Just a simple fee you can count on.

Reliable Transfers
Money transfers to your account each week!

vs.

OTHER PROVIDERS

Want to accept a Visa or Mastercard on an electronic invoice?

That’s extra.

Want to accept American Express?

That’s even more.

Does your customer have a gold or platinum card?

Your fees went up again.

Does the card collect points?

Yup, you pay extra.

Was the card issued in a different country?

That’s more, too.

Need to issue a refund?

Bring on the fees.

What are you really paying?
Traditional credit card processing (“merchant services”) teases with an extraordinary rate that has lots of exceptions.

A teaser rate of “1.9%” can quickly turn into 3%, 4% or more, without you even knowing it.

Get started now

Credit card processing may be unavailable

If your country isn't on our list, you can still use Wave's 100% free invoicing and accounting software to run your business better.

Check it out

All your business finances in one place!

By signing up, you are indicating that you have read and agree to the Terms of Use and Privacy Policy.

Accept credit cards and get paid faster

Let’s not overcomplicate this:
You want to accept Visa, Mastercard, American Express,
and Discover on your invoices. This is the place.

OR

OR

Great time saving features

Low fees, easy to understand

All your business finances in one place!

Accept credit cards and get paid faster

Let’s not overcomplicate this: You want to accept Visa, Mastercard, American Express, and Discover on your invoices. This is the place.

OR

OR

Great time saving features

Low fees, easy to understand

All your business finances in one place!

Let’s not overcomplicate this:
You want to accept Visa, Mastercard, American Express,
and Discover on your invoices. This is the place.