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OtherWeekend Discussion Thread for the week of October 01, 2016 (self.personalfinance)

submitted by AutoModerator[M] - announcement

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SavingWells Fargo Megathread: Alternative banks and credit unions, information about switching, etc. (self.personalfinance)

submitted by PersonalFinanceMods - announcement

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DebtJust got 100k check from grandparents. Do I pay off debt or invest? (self.personalfinance)

submitted by medfitthrowaway

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OtherI am officially homeless starting today and I don't exactly know what to do now. (self.personalfinance)

submitted by PM_ME_SONGS_YOU_LIKE

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AutoOkay so my nephew is going into the military and wants to buy a new Subaru WRX for 28k on 1200 a month income what should he do? (self.personalfinance)

submitted by randomstudman

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BudgetingReceived a bill from doctors office after paid in full at office (self.personalfinance)

submitted by --Void--

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PlanningI'm 17 years old and have saved up about 5000 dollars. What would be a financially responsible thing to do with it? (self.personalfinance)

submitted by fozzarz

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InvestingInvesting help for military member (self.personalfinance)

submitted by TheGreatKing4

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Housing30M - Can I afford this condo in Los Angeles? (self.personalfinance)

submitted by thorwaeljky

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EmploymentI'm a salaried employee and I'm starting to do independent contractor work (self.personalfinance)

submitted by ChilynPayne

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InvestingStock option question (self.personalfinance)

submitted by CrazyDymond88

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CreditAccepted for a new card but not seeing anything about the sign-up bonus - where do I track this? (self.personalfinance)

submitted by BadDecisonDino

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DebtEmployer might be starting a 401k match. I would have trouble funding my Roth IRA, student loans, and a 401k simultaneously. What do I prioritize? (self.personalfinance)

submitted by carrerra

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HousingWhat does this cost of living comparison mean in Wolfram Alpha? (self.personalfinance)

submitted by runner_3

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OtherNeed help with managing money. (self.personalfinance)

submitted by mypandareadit

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InvestingSell shares from Employee Stock Purchase Plan immediately, or hold? (self.personalfinance)

submitted by preston_f

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OtherIf girlfriend moves in, how should finances be split if I own the place? (self.personalfinance)

submitted by Giants45

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DebtStudent loans are the death of us (self.personalfinance)

submitted by turdfurgington

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PlanningStay in school or graduate? (self.personalfinance)

submitted by CandidChameleon

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Budgeting[Question] Should you wait until the absolute last date to pay bills if you can afford to pay now? (self.personalfinance)

submitted by confused13itch

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CreditShould I take out a loan to pay off credit debt? (self.personalfinance)

submitted by shrlytmpl

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CreditSomeone is opening credit cards in my name. What should I do? (self.personalfinance)

submitted by Vipashyana_Voyage

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AutoNeed advice on how much car my fiance and I can afford (self.personalfinance)

submitted by YouCantIdentify_Me

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HousingMy father is in a bad situation with a foreclosed home and an equity loan. Any help appreciated! (self.personalfinance)

submitted by Eljoshyo

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InvestingJust received a small investment account from my parents. What's the best way to manage it? (self.personalfinance)

submitted by thesammon

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Housing[22] How much should I have saved up before I can buy a condo? (self.personalfinance)

submitted by vinniethepooh2

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BudgetingBeginner questions about income/budget from a European living in the US (self.personalfinance)

submitted by schnes

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SavingHow can someone with no spare money on government assistance, improve their financial situation? (self.personalfinance)

submitted by whatshedidagain

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OtherHow much does having a pet dog cost? (self.personalfinance)

submitted by bunnyFYG

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DebtExtremely Small / Unnoticed Student Loan Harming Credit (self.personalfinance)

submitted by BostonPatriot99

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PlanningCollege student, no major expenses, and 13k in assets. Next steps? (self.personalfinance)

submitted by dare7878

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DebtDebt, bills and a baby (self.personalfinance)

submitted by Pwn_ghost

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Saving27y/o. $140k cash in savings. No debts. What should I do with the savings? (self.personalfinance)

submitted by igbgotiz

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Investing22, dependent, and in the stock market (self.personalfinance)

submitted by Pistol_Pete_94

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InsuranceNeed some clarifications about health insurance (22 years old) (self.personalfinance)

submitted by allspark16

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InvestingNeed help getting started in stocks (US) (self.personalfinance)

submitted by showstopin

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TaxesTax implications on base salary + commission. (self.personalfinance)

submitted by yobogoyayobogoya

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InsuranceWhat are the pros and cons of a federally insured Credit Union versus a privately insured one? (self.personalfinance)

submitted by DontCallMeTJ

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InvestingFees associated with stocks such as ETFs (self.personalfinance)

submitted by Pistol_Pete_94

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PlanningHow to best prioritize my savings, debts, and 401k (self.personalfinance)

submitted by throwaway38964875

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PlanningEstate planning after marriage? (self.personalfinance)

submitted by baker2015

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InvestingStudent considering putting some money into Moneybox, a new automated investing app. Is it worthwhile? [UK] (self.personalfinance)

submitted by infinitejump

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DebtPSLF, Income-Based Repayment, $116,000 student loans balance at 5.6% (self.personalfinance)

submitted by RaggedJagged

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Investing19 year old Canadian with no knowledge of investing. I have 15k sitting in a GIC but no idea where to start! (self.personalfinance)

submitted by canuck301264

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RetirementMutual fund Roth IRA vs ETF Roth IRA (self.personalfinance)

submitted by mtcmpc

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OtherMy mom is going to come into some money, what can I do so she doesn't blow through it and leave me and my sister supporting her. (self.personalfinance)

submitted by mick14731

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InsuranceNeed some Insurance advice (self.personalfinance)

submitted by HeadsNotTails

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Savinghelp me start saving (self.personalfinance)

submitted by Iwillhavethebacon

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InvestingShould I star a WellsTrade account and/or start a mutual fund with Wells Fargo? (self.personalfinance)

submitted by jester070993

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EmploymentDisaster unemployment benefits louisiana??? (self.personalfinance)

submitted by Nickcarter3732

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Other$75k and what to do next. (self.personalfinance)

submitted by pudd34

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HousingCan I get an FHA loan with less than two years work history and a cosigner? (self.personalfinance)

submitted by lolwutdo

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DebtWould my parents cosigning on a student loan for me impact their ability to get a house? (self.personalfinance)

submitted by FromAPorcelainThrone

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CreditJust got out of a Treatment Center backed up on credit card payments when is the point they turn them over to collections? (self.personalfinance)

submitted by KreamoftheKropp

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InsuranceCOBRA Help (self.personalfinance)

submitted by Cobra_help

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AutoJust saw a car commercial. It says 0% apr financing for 72 months and then in small letters to the side "with 13.89 per $1,000 borrowed" (self.personalfinance)

submitted by kaleldc

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OtherWhat should I do? (self.personalfinance)

submitted by Purplecow15

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InvestingShould I open a Vanguard Account? (self.personalfinance)

submitted by bombcord

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OtherOrdered product from small company online and it doesn't seem like it will ever arrive.. (self.personalfinance)

submitted by luckytomissyou

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EmploymentNegotiating a salary/Accepting an offer (self.personalfinance)

submitted by Ruck_her_gently

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PlanningHow to receive the best ROI with 500k in a trust fund (self.personalfinance)

submitted by Kenistheman

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SavingAm I Saving Enough? (self.personalfinance)

submitted by Hiphyfarmer

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EmploymentRelocating from Seattle to Long Island, NY (self.personalfinance)

submitted by TheLongWayUp

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EmploymentHow do I get managerial experience ? Or what can I learn to make myself more valuable to someone that doesn't require a college education. (self.personalfinance)

submitted by peaced01

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HousingLease and Invoice say different rent due dates (self.personalfinance)

submitted by wraider84

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DebtConsolidating Student Loans (self.personalfinance)

submitted by VTCHannibal

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Other(AUS) Backpay for adult wages? (self.personalfinance)

submitted by feltlikethefirsttime

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CreditWhich Credit Cards offer thr best rewards? (self.personalfinance)

submitted by Mexkimo

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Credit(U.S.) Options regarding flight training? (self.personalfinance)

submitted by KrisGroovy

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InvestingBest investment options for 50+ years out. (self.personalfinance)

submitted by DrWho1970

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RetirementRolling a 401k into a traditional IRA (self.personalfinance)

submitted by nosmokingbandit

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SavingTDbank accidentally deposited 500$ into my acct (self.personalfinance)

submitted by Dreamcarlo

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BudgetingHow do I spend money without constantly feeling guilty about it? (self.personalfinance)

submitted by queefasaurus-rex

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InvestingShould I invest in Health Savings Plan? (self.personalfinance)

submitted by wagatoto

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CreditHow long should it take to repair my credit with only one source? (self.personalfinance)

submitted by WeezerNotion

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HousingLiving in house owned by friend's parents. Just been told it'd being foreclosed and need to be out by Dec. Do I still need to pay rent? (self.personalfinance)

submitted by warrantz

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EmploymentWill hopefully be starting my first job - how to best negotiate a contract? (self.personalfinance)

submitted by pfthrowaway10223

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PlanningBetterment Strategy and Relevant Tax Information (self.personalfinance)

submitted by georgepburdell404

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HousingEquity and Real Estate (self.personalfinance)

submitted by planvital

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CreditCredit card choices and savings account (self.personalfinance)

submitted by cantcatchafish

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HousingLooking to get an apartment with friend because it's cheaper than on campus. Need help and advice! (self.personalfinance)

submitted by DragonRider001

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DebtWhat should I do in my situation? (self.personalfinance)

submitted by throwmeawaaay__

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InvestingHow to buy 3M Automatic DRIP's. (self.personalfinance)

submitted by Br0gez

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DebtDrowning fast and could use a little advise (self.personalfinance)

submitted by Xenosymphony

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RetirementYoung couple starting off- should we pay debt, start contributing to RRSP, or both? (self.personalfinance)

submitted by paradise_city

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InvestingMissing Savings Bonds From Birth (self.personalfinance)

submitted by SockGiant

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PlanningMy work doesn't provide a FSA or HSA plans, would it be a good idea to start my own HSA through a personal plan via Optum or similar product? (self.personalfinance)

submitted by kaleldc

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HousingSell my house or rent it out? (self.personalfinance)

submitted by ScousePete

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CreditShould i take advantage of pre approved credit cards? (self.personalfinance)

submitted by cfalino

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InvestingHow to best utilize stocks towards the purchase of a house. (self.personalfinance)

submitted by e-JackOlantern

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OtherHow do I arrange my payments? (self.personalfinance)

submitted by RambletitsMcGee

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OtherWriting off Capital Losses (self.personalfinance)

submitted by g8raid

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InvestingQuestion about stock/shares percentage (self.personalfinance)

submitted by Reid2355

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EmploymentMy employer just added a new feature to our benefits. An app called "Even". Is this app even worth it? (self.personalfinance)

submitted by PleasurespikedWpain

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EmploymentHow long can an employer take to reimburse me for travel expenses? (self.personalfinance)

submitted by find_a_cause

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CreditI have a credit card with 0% interest that ends in Feb. 2017; if there is a remaining balance what type of interest will be applied? (self.personalfinance)

submitted by phillykyle

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PlanningWas just given $150k from parents in stocks. What should I do? (self.personalfinance)

submitted by Publicfreakout11

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HousingWhat to do with our house while we move to Europe for a few years (self.personalfinance)

submitted by movingeurthrowaway

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OtherSupplementing income with programming. (self.personalfinance)

submitted by smithac923

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CreditLoaning money from credit uniom to buy from private seller? (self.personalfinance)

submitted by yaojochan

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CreditIncrease credit score by opening accounts? (self.personalfinance)

submitted by samwheat90

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PlanningWhat's the next step after establishing a comfortable rainy day fund? (self.personalfinance)

submitted by TitanicMastodon

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