OVERVIEW

Introduction

Splitit allows merchants to offer personalized installment payments for their customers anytime and anywhere, using their existing credit card, with no changes to the merchant’s risk.

The Splitit service works as an intermediate layer between the merchant’s platform and his/her existing payment gateway; new installment transactions are sent to Splitit (instead of being sent to the gateway) and we relay the transaction to the existing gateway

Our documentation is designed to help programmers integrate with Splitit API as fast and easy as possible, using one of our integration methods.

Splitit Checkout Workflow

In order to better understand how you should integrate us into your own workflow, let’s take a look first at the transaction flow while using Splitit:

The shopper inserts his personal details on your checkout page and selects Splitit as the payment method he would like to pay with.
The shopper inserts his credit cards details and choose the payment period for his installment plan.
The shopper reviews the payment schedule and approves the Splitit T&C’s.
Transaction done!

Now that the process is (hopefully) clear, you can implement it in different ways, depending on how deep you would like to go into the coding, if you PCI compliance or not, if the UI/UX is the #1 priority in your platform…

Note:

For your integration, please make sure you have received the API user credentials for your account and the ApiKey for your terminal/s. If you do not have those parameters, please feel free to contact our onboarding team at [email protected].
Please make sure to review the Introduction in our API documentation, for general understanding of methodology use. Click here for more details.

Which Integration Method to Choose?

Splitit propose you 4 ways to integrate with our platform:

Hosted Page

Fast and easy, the hosted solution allows you to let us deal with the transaction while using our pages. You can either redirect the shopper to our Payment Wizard or pop it up as an overlay layer on top of your page. This solution is also recommended if you are not PCI compliance.

Go to the Hosted Solution documentation

Web API

(For PCI Compliance systems)
We have built our Web API to be very simple and fast to integrate, requiring few days of effort, depending on the implementation.
This solution will allow you to control the shopper data insertion in your own checkout page, including the credit card number insertion and the approval page.

You might also use our pre-build approval page, hosted by Splitit. It will allow you to keep your shopper in the same UI environment and deal only with your shopper data.

Go to the Web API Solution documentation

Virtual POS

(For retailers or support center)
Ideal for brick & mortar retailers, our Virtual POS does not require any integration. Through your Merchant Console, you are able to create a new installment plan, insert your customer details, and choose how many installments he/she wants.

See how it works

Plugins

We also offer several plugins, allowing you to get Splitit in a matter of minutes.
The platforms that we support are:

Shopify Our Shopify extension allows you to add Splitit as an additional payment method in your checkout page, using our Hosted page solution so the shopper will be redirected to us to finalize the transaction. Transaction management will be done through Splitit Merchant Admin.Install Shopify Extension now
Magento Our Magento extension allows you to add Splitit into your checkout process in seconds and also will allow you to add the installment price in the pages of your choice, define when to present Splitit, manage the texts display during the flow and much more options.Go to Magento plugin
WooCommerce Our WooCommerce extension allows you to add Splitit into your checkout process in seconds and also will allow you to add the installment price in the pages of your choice, define when to present Splitit, manage the texts display during the flow and much more options.Go to WooCommerce plugin

Credit Card Supported

Splitit currently supports the following Credit Cards:

Credit Cards	Country of Issue
VISA	Worldwide
MASTERCARD	Worldwide

Excludes Countries Prohibited by Visa and MasterCard

Debit and PrePaid Cards are not supported by Splitit.

Gateways Supported

Splitit currently operates on the following payment gateways:

Acapture
Adyen
Authorize.Net
Barclaycard Smartpay
Barclays ePDQ Extra Plus
BluePay
Borgun
BPoint
BridgePay
CardConnect
Cardstream
CatalunyaCaixa (via Redsys)
Cayan
Cecabank
CenPOS
Checkout V2
Citrus Pay
Clearhaus
Conekta
Convenient Payments
Creditcall
Credorax
Culqi
CyberSource
DataCash
Diamond Mind
DIBS
Digitzs
Genesis
Elavon
Element
EMS
ePay
eWAY
eWAY Rapid
Ezic
Fat Zebra
Fidelity
First Data Global Gateway
First Giving
First Pay
FirstData
Flo2Cash
Flo2Cash Simple
Forte
Global Iris
Global Transport
HDFC
Heartland Payment Systems
iATS Payments
Ingenico
Ingenico ePayments (formerly GlobalCollect)
iVeri
IXOPAY
Jabstry
JetPay
Kushki

Latitude19
MasterCard Internet Gateway Service (MiGS)
MaxiPago!
Merchant e-Solutions
Merchant Partners
Merchant Warrior
Mercury
Moneris
Moneris US
NAB Transact
NCR Secure Pay
NETbilling
NetPay
NMI
Openpay
Orbital
PayConex
Payeezy
Payeezy (formerly GGE4)
PayEx
PayJunction
Payment Express
Paymill
PaySafe (Optimal Payments)
Paystation
PayU Latam
PayUbiz
PayVector
PayVision
Pin Payments
ProPay
PSiGate
Quantum
QuickPay
QuickPay V10
Qvalent
Realex
S5
SafeCharge
Sage Payment Solutions
SagePay
SecureNet
SecurePay Australia
SecurionPay
TNS
TransFirst
TransFirst Transaction Express
TrustCommerce
TSYS
USA ePay
Vanco
Vantiv eCommerce
Velocity
VisaNet Peru
WePay
Wirecard
WorldPay
Worldpay US

Note: If we do not support your gateway, please contact us at [email protected]

System Status

Keep track and stay updated with our system status by following our status page: https://www.splitit.com/status

Schedule a live demo