Explanation of Ratings: Safe & Sound
® , (855)-733-0700, evaluates the financial condition of federally insured institutions and assigns a rank of 1 - 5 (number in parentheses) based on 4th Quarter 2015 data from federal regulators. Information is believed to be reliable, but not guaranteed. A rank of 5 indicates the most desirable performance. A "NR" rating indicates that an institution is too new to rate and is not an indication of financial strength or weakness. For more information on the Safe & Sound
® ratings, please visit
www.bankrate.com/starratings.
| |
Phone |
Min $ to open |
Ann % yld |
| Money Market and Savings Account |
| Silvergate Bank (4 ) |
(877) 391-9381 |
$10,000 |
1.11 |
| iGObanking.com (3 ) |
(877) 412-1312 |
$25,000 |
1.10 |
| Barclays (5 ) |
(877) 429-6548 |
$0 |
1.00 |
| Ally Bank (4 ) |
(866) 340-4921 |
$0 |
1.00 |
| My Savings Direct (4 ) |
(877) 207-3992 |
$1 |
1.00 |
| 1-Month CD |
| Lone Star Bank (3) |
(877) 381-3269 |
$1,000 |
0.15 |
| VirtualBank (4) |
(877) 344-5618 |
$10,000 |
0.15 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$1,000 |
0.10 |
| Mount McKinley Bank (4) |
(866) 656-5997 |
$5,000 |
0.09 |
| Citizens Trust Bank (3) |
(877) 412-4382 |
$500 |
0.01 |
| 2-Month CD |
| Lone Star Bank (3) |
(877) 381-3269 |
$1,000 |
0.15 |
| VirtualBank (4) |
(877) 344-5618 |
$10,000 |
0.15 |
| Applied Bank (5) |
(877) 622-7973 |
$0 |
0.05 |
| Citizens Trust Bank (3) |
(877) 412-4382 |
$500 |
0.01 |
| 3-Month CD |
| EH National Bank (2) |
(877) 343-7302 |
$10,000 |
0.83 |
| EverBank (3) |
(877) 280-5143 |
$1,500 |
0.77 |
| California First National Bank (5) |
(877) 880-1647 |
$5,000 |
0.55 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$1,000 |
0.50 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$1,000 |
0.40 |
| 6-Month CD |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$1,000 |
1.01 |
| California First National Bank (5) |
(877) 880-1647 |
$5,000 |
1.00 |
| EverBank (3) |
(877) 280-5143 |
$1,500 |
0.91 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$1,000 |
0.90 |
| EH National Bank (2) |
(877) 343-7302 |
$10,000 |
0.88 |
| 1-Year CD |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$1,000 |
1.26 |
| My e-BAnC by BAC Florida Bank (4) |
(877) 878-8048 |
$1,500 |
1.26 |
| California First National Bank (5) |
(877) 880-1647 |
$5,000 |
1.26 |
| iGObanking.com (3) |
(877) 412-1312 |
$1,000 |
1.25 |
| Lone Star Bank (3) |
(877) 381-3269 |
$1,000 |
1.25 |
| 2-Year CD |
| iGObanking.com (3) |
(877) 412-1312 |
$1,000 |
1.55 |
| Silvergate Bank (4) |
(877) 391-9381 |
$25,000 |
1.47 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$1,000 |
1.46 |
| Synchrony Bank (5) |
(877) 412-8426 |
$2,000 |
1.45 |
| California First National Bank (5) |
(877) 880-1647 |
$5,000 |
1.45 |
| 5-Year CD |
| Colorado Federal Savings Bank (3) |
(877) 412-8632 |
$5,000 |
2.15 |
| State Farm Bank (4) |
(877) 412-5620 |
$500 |
2.10 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$1,000 |
2.07 |
| Barclays (5) |
(877) 429-6548 |
$0 |
2.05 |
| Nationwide Bank (4) |
(877) 351-8438 |
$500 |
2.05 |
| |
Phone |
Min $ to open |
Ann % yld |
| Money Market and Savings Account |
| Silvergate Bank (4) |
(877) 391-9381 |
$100,000 |
1.11 |
| ableBanking, a division of Northeast Bank (4) |
(877) 478-0834 |
$100,000 |
1.00 |
| EH National Bank (2) |
(877) 343-7302 |
$100,000 |
0.87 |
| Discover Bank (5) |
(877) 412-8329 |
$100,000 |
0.85 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$100,000 |
0.80 |
| 1-Month CD |
| USAA (5) |
(877) 344-2397 |
$100,000 |
0.22 |
| VirtualBank (4) |
(877) 344-5618 |
$100,000 |
0.15 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$100,000 |
0.10 |
| Mount McKinley Bank (4) |
(866) 656-5997 |
$100,000 |
0.09 |
| Citizens Trust Bank (3) |
(877) 412-4382 |
$100,000 |
0.05 |
| 2-Month CD |
| VirtualBank (4) |
(877) 344-5618 |
$100,000 |
0.15 |
| Applied Bank (5) |
(877) 622-7973 |
$100,000 |
0.05 |
| Citizens Trust Bank (3) |
(877) 412-4382 |
$100,000 |
0.05 |
| 3-Month CD |
| EH National Bank (2) |
(877) 343-7302 |
$100,000 |
0.84 |
| EverBank (3) |
(877) 280-5143 |
$100,000 |
0.77 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$100,000 |
0.50 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$100,000 |
0.40 |
| giantbank.com (4) |
(877) 364-0867 |
$100,000 |
0.40 |
| 6-Month CD |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$100,000 |
1.01 |
| EverBank (3) |
(877) 280-5143 |
$100,000 |
0.91 |
| My e-BAnC by BAC Florida Bank (4) |
(877) 878-8048 |
$100,000 |
0.90 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$100,000 |
0.90 |
| EH National Bank (2) |
(877) 343-7302 |
$100,000 |
0.89 |
| 1-Year CD |
| My e-BAnC by BAC Florida Bank (4) |
(877) 878-8048 |
$100,000 |
1.30 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$100,000 |
1.26 |
| Synchrony Bank (5) |
(877) 412-8426 |
$100,000 |
1.25 |
| BankDirect (4) |
(877) 310-0724 |
$100,000 |
1.25 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$100,000 |
1.21 |
| 2-Year CD |
| Nationwide Bank (4) |
(877) 351-8438 |
$100,000 |
1.47 |
| AloStar Bank of Commerce (5) |
(877) 751-0294 |
$100,000 |
1.46 |
| Synchrony Bank (5) |
(877) 412-8426 |
$100,000 |
1.45 |
| My e-BAnC by BAC Florida Bank (4) |
(877) 878-8048 |
$100,000 |
1.45 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$100,000 |
1.41 |
| 5-Year CD |
| Nationwide Bank (4) |
(877) 351-8438 |
$100,000 |
2.10 |
| State Farm Bank (4) |
(877) 412-5620 |
$100,000 |
2.10 |
| First Internet Bank of Indiana (4) |
(877) 412-9564 |
$100,000 |
2.07 |
| Discover Bank (5) |
(877) 412-9560 |
$100,000 |
2.00 |
| CIT Bank (5) |
(877) 344-7758 |
$100,000 |
1.95 |