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Yorkshire BS
Max LTV 65%:
3.85% discount to 31/08/19
Initial rate
0.89%
then 4.74% (variable)
Monthly repayments
£465
Scheme fees
£1,730
Annual cost
£6,444
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 0.89% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £464 and 276 payments of £690. The total amount payable would be £203,306 made up of the loan amount plus interest (£76,576) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 60%:
Fixed to 31/08/19
Initial rate
0.99%
then 4.74% (variable)
Monthly repayments
£471
Scheme fees
£1,730
Annual cost
£6,511
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £470 and 276 payments of £691. The total amount payable would be £203,726 made up of the loan amount plus interest (£76,996) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 65%:
3.69% discount to 31/08/19
Initial rate
1.05%
then 4.74% (variable)
Monthly repayments
£474
Scheme fees
£1,230
Annual cost
£6,302
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.05% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £473 and 276 payments of £691. The total amount payable would be £203,298 made up of the loan amount plus interest (£77,068) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Accord
Max LTV 60%:
Base +0.82% to 31/07/19
Initial rate
1.07%
then 5.54% (variable)
Monthly repayments
£475
Scheme fees
£2,230
Annual cost
£6,816
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.07% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £475 and 276 payments of £745. The total amount payable would be £219,250 made up of the loan amount plus interest (£92,020) and fees (£2,230). The overall cost for comparison is 4.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 60%:
Base +0.84% for 2 years
Initial rate
1.09%
then 3.69% (variable)
Monthly repayments
£476
Scheme fees
£1,196
Annual cost
£6,312
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £476 and 276 payments of £625. The total amount payable would be £185,120 made up of the loan amount plus interest (£58,924) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/07/19
Initial rate
1.09%
then 4.74% (variable)
Monthly repayments
£476
Scheme fees
£1,249
Annual cost
£6,428
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £476 and 276 payments of £692. The total amount payable would be £203,665 made up of the loan amount plus interest (£77,416) and fees (£1,249). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Sainsburys
Max LTV 60%:
Fixed to 31/07/19
Initial rate
1.14%
then 3.99% (variable)
Monthly repayments
£479
Scheme fees
£995
Annual cost
£6,384
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £100
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £479 and 276 payments of £644. The total amount payable would be £190,235 made up of the loan amount plus interest (£64,240) and fees (£995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 70%:
Base +0.89% for 2 years
Initial rate
1.14%
then 3.69% (variable)
Monthly repayments
£479
Scheme fees
£1,196
Annual cost
£6,347
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.14% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £479 and 276 payments of £625. The total amount payable would be £185,192 made up of the loan amount plus interest (£58,996) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 75%:
Base +0.89% for 2 years
Initial rate
1.14%
then 3.69% (variable)
Monthly repayments
£479
Scheme fees
£1,196
Annual cost
£6,347
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.14% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £479 and 276 payments of £625. The total amount payable would be £185,192 made up of the loan amount plus interest (£58,996) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 30/09/19
Initial rate
1.14%
then 3.69% (variable)
Monthly repayments
£479
Scheme fees
£1,196
Annual cost
£6,347
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £479 and 276 payments of £625. The total amount payable would be £185,192 made up of the loan amount plus interest (£58,996) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/07/19
Initial rate
1.14%
then 4.49% (variable)
Monthly repayments
£479
Scheme fees
£1,499
Annual cost
£6,640
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £89
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £479 and 276 payments of £676. The total amount payable would be £199,571 made up of the loan amount plus interest (£73,072) and fees (£1,499). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.14%
then 3.69% (variable)
Monthly repayments
£479
Scheme fees
£1,682
Annual cost
£6,572
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £479 and 276 payments of £625. The total amount payable would be £185,678 made up of the loan amount plus interest (£58,996) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Accord
Max LTV 65%:
Fixed to 31/07/19
Initial rate
1.14%
then 5.54% (variable)
Monthly repayments
£479
Scheme fees
£2,230
Annual cost
£6,864
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £479 and 276 payments of £745. The total amount payable would be £219,346 made up of the loan amount plus interest (£92,116) and fees (£2,230). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 75%:
3.59% discount to 31/08/19
Initial rate
1.15%
then 4.74% (variable)
Monthly repayments
£480
Scheme fees
£1,230
Annual cost
£6,371
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.15% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £479 and 276 payments of £692. The total amount payable would be £203,718 made up of the loan amount plus interest (£77,488) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/08/19
Initial rate
1.17%
then 4.24% (variable)
Monthly repayments
£481
Scheme fees
£1,495
Annual cost
£6,672
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/08/19
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £480 and 276 payments of £660. The total amount payable would be £195,175 made up of the loan amount plus interest (£68,680) and fees (£1,495). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/08/19
Initial rate
1.17%
then 4.74% (variable)
Monthly repayments
£481
Scheme fees
£1,930
Annual cost
£6,734
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £480 and 276 payments of £692. The total amount payable would be £204,442 made up of the loan amount plus interest (£77,512) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/08/19
Initial rate
1.18%
then 4.74% (variable)
Monthly repayments
£481
Scheme fees
£1,230
Annual cost
£6,391
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.18% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,766 made up of the loan amount plus interest (£77,536) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 75%:
Base +0.93% to 31/08/19
Initial rate
1.18%
then 4.74% (variable)
Monthly repayments
£481
Scheme fees
£1,230
Annual cost
£6,391
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.18% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,766 made up of the loan amount plus interest (£77,536) and fees (£1,230). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Scottish Widows
Max LTV 50%:
Fixed to 31/08/19
Initial rate
1.19%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£449
Annual cost
£6,135
Fees and charges
Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 0.75% until 31/08/19
Other info
Exit fee £195
Basic legals BM Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £628. The total amount payable would be £185,321 made up of the loan amount plus interest (£59,872) and fees (£449). The overall cost for comparison is 3.5% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Accord
Max LTV 75%:
Fixed to 31/07/19
Initial rate
1.19%
then 5.54% (variable)
Monthly repayments
£482
Scheme fees
£2,230
Annual cost
£6,898
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £481 and 276 payments of £746. The total amount payable would be £219,670 made up of the loan amount plus interest (£92,440) and fees (£2,230). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 80%:
Base +0.94% for 2 years
Initial rate
1.19%
then 3.69% (variable)
Monthly repayments
£482
Scheme fees
£1,196
Annual cost
£6,381
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £625. The total amount payable would be £185,240 made up of the loan amount plus interest (£59,044) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 60%:
Fixed to 31/08/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,730
Annual cost
£6,648
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £204,266 made up of the loan amount plus interest (£77,536) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/08/19
Initial rate
1.19%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£749
Annual cost
£6,323
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/08/19
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £198,869 made up of the loan amount plus interest (£73,120) and fees (£749). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.19%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£749
Annual cost
£6,368
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £628. The total amount payable would be £185,621 made up of the loan amount plus interest (£59,872) and fees (£749). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Nationwide
Max LTV 60%:
Base +0.94% for 2 years
Initial rate
1.19%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£749
Annual cost
£6,368
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £628. The total amount payable would be £185,621 made up of the loan amount plus interest (£59,872) and fees (£749). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/07/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£749
Annual cost
£6,247
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,285 made up of the loan amount plus interest (£77,536) and fees (£749). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Bank of Ireland
Max LTV 60%:
Fixed to 31/07/19
Initial rate
1.19%
then 4.24% (variable)
Monthly repayments
£482
Scheme fees
£995
Annual cost
£6,436
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/07/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £481 and 276 payments of £660. The total amount payable would be £194,699 made up of the loan amount plus interest (£68,704) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/07/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,249
Annual cost
£6,497
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,785 made up of the loan amount plus interest (£77,536) and fees (£1,249). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Platform
Max LTV 75%:
Fixed to 31/07/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,249
Annual cost
£6,497
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,785 made up of the loan amount plus interest (£77,536) and fees (£1,249). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 30/09/19
Initial rate
1.19%
then 3.69% (variable)
Monthly repayments
£482
Scheme fees
£1,196
Annual cost
£6,381
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £625. The total amount payable would be £185,240 made up of the loan amount plus interest (£59,044) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 30/09/19
Initial rate
1.19%
then 3.69% (variable)
Monthly repayments
£482
Scheme fees
£1,196
Annual cost
£6,381
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £625. The total amount payable would be £185,240 made up of the loan amount plus interest (£59,044) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Halifax
Max LTV 60%:
Fixed to 30/09/19
Initial rate
1.20%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,467
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.20% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £482 and 276 payments of £629. The total amount payable would be £186,171 made up of the loan amount plus interest (£60,172) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 31/10/19
Initial rate
1.23%
then 3.74% (variable)
Monthly repayments
£484
Scheme fees
£799
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 31/10/19
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,019 made up of the loan amount plus interest (£60,220) and fees (£799). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Barclays
Max LTV 60%:
Base +0.98% for 2 yerars
Initial rate
1.23%
then 3.74% (variable)
Monthly repayments
£484
Scheme fees
£799
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.23% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,019 made up of the loan amount plus interest (£60,220) and fees (£799). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Skipton
Max LTV 60%:
3.50% discount for 2 years
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£495
Annual cost
£6,190
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £203,379 made up of the loan amount plus interest (£77,884) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Sainsburys
Max LTV 75%:
Fixed to 31/07/19
Initial rate
1.24%
then 3.99% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,453
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £100
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £644. The total amount payable would be £190,355 made up of the loan amount plus interest (£64,360) and fees (£995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/07/19
Initial rate
1.24%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £89
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,691 made up of the loan amount plus interest (£73,192) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Platform
Max LTV 80%:
Fixed to 31/07/19
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,249
Annual cost
£6,531
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,133 made up of the loan amount plus interest (£77,884) and fees (£1,249). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
HSBC
Max LTV 80%:
Fixed to 30/09/19
Initial rate
1.24%
then 3.69% (variable)
Monthly repayments
£485
Scheme fees
£1,196
Annual cost
£6,415
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £626. The total amount payable would be £185,588 made up of the loan amount plus interest (£59,392) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Scottish Widows
Max LTV 60%:
Fixed to 31/08/19
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£449
Annual cost
£6,169
Fees and charges
Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 0.75% until 31/08/19
Other info
Exit fee £195
Basic legals BM Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £185,669 made up of the loan amount plus interest (£60,220) and fees (£449). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/08/19
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£495
Annual cost
£6,182
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £203,379 made up of the loan amount plus interest (£77,884) and fees (£495). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Bank of Ireland
Max LTV 75%:
Fixed to 31/07/19
Initial rate
1.26%
then 4.24% (variable)
Monthly repayments
£486
Scheme fees
£995
Annual cost
£6,484
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/07/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £485 and 276 payments of £660. The total amount payable would be £194,795 made up of the loan amount plus interest (£68,800) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/08/19
Initial rate
1.27%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£995
Annual cost
£6,491
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/08/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £486 and 276 payments of £660. The total amount payable would be £194,819 made up of the loan amount plus interest (£68,824) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Barclays
Max LTV 75%:
Fixed to 31/10/19
Initial rate
1.28%
then 3.74% (variable)
Monthly repayments
£487
Scheme fees
£999
Annual cost
£6,450
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 31/10/19
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,291 made up of the loan amount plus interest (£60,292) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Virgin Money
Max LTV 65%:
Base +1.03% to 01/09/19
Initial rate
1.28%
then 4.54% (variable)
Monthly repayments
£487
Scheme fees
£995
Annual cost
£6,450
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/09/19
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.28% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £487 and 276 payments of £680. The total amount payable would be £200,363 made up of the loan amount plus interest (£74,368) and fees (£995). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Accord
Max LTV 65%:
Fixed to 31/07/19
Initial rate
1.29%
then 5.54% (variable)
Monthly repayments
£488
Scheme fees
£1,495
Annual cost
£6,717
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £487 and 276 payments of £746. The total amount payable would be £219,079 made up of the loan amount plus interest (£92,584) and fees (£1,495). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Accord
Max LTV 65%:
Base +0.99% to 31/07/19
Initial rate
1.29%
then 5.54% (variable)
Monthly repayments
£488
Scheme fees
£1,230
Annual cost
£6,467
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £487 and 276 payments of £746. The total amount payable would be £218,814 made up of the loan amount plus interest (£92,584) and fees (£1,230). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% No Early Repayment Charges
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Coventry
Max LTV 50%:
Fixed to 30/06/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,452
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/19
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,540) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
TSB
Max LTV 60%:
Fixed to 30/06/19
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,550
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,287 made up of the loan amount plus interest (£60,292) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 9999 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 31/07/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£1,499
Annual cost
£6,744
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/19
Other info
Exit fee £89
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £200,039 made up of the loan amount plus interest (£73,540) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
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