Great rates.
Great Benefits.

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$10 billion in loans funded to date
$760 million 2b in member savings
148,000 members make up our amazing community

We’re a modern
finance company.

SoFi’s turning the very idea of banking on its head and creating an experience that puts our members first. We offer better rates, zero fees, unprecedented service, and awesome benefits. Our goal is to help each of our members achieve their goals. Because when they succeed, we succeed. Pretty awesome, huh?

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More reasons to SoFi.

Career Counseling &
Unemployment Protection

This might sound weird, but we genuinely want you to succeed. Our career coaches are here to help you do just that.

Everyday
Customer Service

Your money is serious business. That’s why we’re standing by. 7 days a week on the phone or social media. Just you know, waiting to talk.

Community
Events

Our members are pretty great. So great, we offer member events and happy hours just so they can meet each other.

Hear from our members.

With benefits like career coaching, unemployment protection3 and entrepreneur
programs, our members have a lot to say.

SoFi Member
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.”

Kyle Lui

Northern California

Mortgage
SoFi Member
“The process was so easy and the turnaround was extremely fast, enabling me to meet a tight payment deadline.”

Susan Devine

Southern California

Personal Loan
SoFi Member
“Making it happen was simple. I’ve been a customer for almost two years and it’s been great.“

Chris Martinez

Stanford

Student Loan Refinancing
SoFi Member
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.”

Dr. Jared Pool

University of the Pacific

Student Loan Refinancing
Member Stories

We hope you’re
approved too.

Our unique approach to underwriting looks at where you are today and where you’re headed.
We take a number of dimensions into consideration, including:

employment-history

Career
Experience

income

Monthly Income
vs. Expenses

credit-rating

Financial
History

education

Education

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. Licensed by the Department of Business Oversight under the California Finance Lender Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in the state of New York will be accepted through this site.

©2016 Social Finance, Inc.
Equal Housing Lender